Been turned down for everything

cambsgirl_2

Hi
I have been turned down by everyone
Aqua,Vanquis,Capital One,Monument,Initial etc
Is there any other credit card companies that have not been mentioned that might accept me?
I do have a prepaid credit card bit wanted a proper one
I dont care how high the interest is as I wont be paying it!!
I hope someone can help
Thanks
Tanya

jonesMUFCforever

Why the need for one then?

clio

Nope you have tried them all, sorry ...

cambsgirl_2

What do you mean why the need for one then?
All I am saying is that I would be paying it off every month hence I would not be paying interest
Tanya

clio

excuse mr jones CG he,s in a bad mood his beloved man ure have blown the tiltle, it will take weeks to get him back to normal. until then excuse his manor. LOL.... Only J/K Jonesy

PROLIANT

Have you tried Sygma bank aka Creation finance, the do cards for likes of JJB. They only search equifax.

cambsgirl_2

Thanks
No I havent.
Is there a website for them?
Thanks
Tanya

terafarma

cambsgirl wrote: »

Hi
I have been turned down by everyone
Aqua,Vanquis,Capital One,Monument,Initial etc
Is there any other credit card companies that have not been mentioned that might accept me?
I do have a prepaid credit card bit wanted a proper one
I dont care how high the interest is as I wont be paying it!!
I hope someone can help
Thanks
Tanya

If you have been turned down by these many card providers, chances are that you have left a very messy search foot-prints on your credit file. Your best bet would be to lay-off making any further searches you wish to consider, for credit cards for a while, a sort of cooling down period. I'll proffer a period of say 9 months to a year.

I would, if I were you then carefully do a market research of credit card companies that are most likely to offer you a credit card in this gloomy 'credit-crunch' hard times.

Have you tried getting one or two store cards like OUTFIT card provided by GE Money etc... They charge outrageous interest, but its a worthwhile stepping stone to getting credit cards from elsewhere.

Here is the address for Sygma bank, could not find a website address for them as you have to go through one of the stores like JJB, Adams etc..

Sygma Bank UK
Equipoint,Coventry Road,Yardley Birmingham B25 8FE.
0800 7835881 - SAYNOTO0870.COM thankfully acknowledged.

Goodluck!

cifpower

What reason was given for being turned down? Have you checked your credit report? Do you have Defaults/CCJs? Are you on the electoral roll? Have you moved house a lot? All these matter.

cambsgirl_2

I have had ccjs in the past
Not moved house lately
I guess I am just a bad bet
Just was wondering if there was anyone I hadnt tried
Thanks
Tanya

cifpower

How many CCJs, what amount, how long ago and are they satisfied?