Been turned down for everything

Tori_Bellatrix

londonuk2008 wrote: »

After I got the message to say I had been accepted , I got a call today to confirm my details and said the paperwork was on its way to sign. Strange thing is when I checked Equifax/Experian , I have no searches registered at all ? Anyone else had this...

The search is done by Sygma Bank ... It showed on immediately on my Equifax file ...

mandi

Im sure Ive read on one of Martins past posts that you can ask for " indicative " search, which doesnt show on your credit search file ... anyone else read this ..??

brendang_2

hi, i applied for the jjb card on thursday last week and recieved a phone call on friday to confirm my details and i have just been told that they phoned my workplace to confirm my employment so all is ok,just wondering how long it takes to recieve the card and what kind of limits they are giving,TIA

cambsgirl_2

They turned me down
Tanya

PROLIANT

cambsgirl wrote: »

They turned me down
Tanya

Never mind

Tori_Bellatrix

Tori_Bellatrix wrote: »

Thanks for this ... I've applied for one of there Donate As Your Spend cards and they have indeed only searched Equifax! Which is just as well as there are hardly any searches on there ....

Awww.. I got declined for the DAYS card ... Shame really, I would have prefered a CC that did abit of good whilst being used. The only thing I can think is that I'm not showing on the electoral roll yet at my new address with Equifax although I have been added and it does show on Experian ...

londonuk2008

brendang wrote: »

hi, i applied for the jjb card on thursday last week and recieved a phone call on friday to confirm my details and i have just been told that they phoned my workplace to confirm my employment so all is ok,just wondering how long it takes to recieve the card and what kind of limits they are giving,TIA

Recieved the paperwork , and have signed and sent back .See what sort of limit they give.

Tori_Bellatrix

londonuk2008 wrote: »

Recieved the paperwork , and have signed and sent back .See what sort of limit they give.

Did the give you an immediate decision online?

londonuk2008

Yeah , when I applied - it took around 1 minute and then it came up , congratulations etc. I then had a phone call at work to confirm who I was and then two days later the paperwork was there to sign , which I have sent back now. But as I said previously , no searches have been done on Equifax/Experian - not that there is anything bad - which I found strange.

Tori_Bellatrix

londonuk2008 wrote: »

Yeah , when I applied - it took around 1 minute and then it came up , congratulations etc. I then had a phone call at work to confirm who I was and then two days later the paperwork was there to sign , which I have sent back now. But as I said previously , no searches have been done on Equifax/Experian - not that there is anything bad - which I found strange.

That's only happened with my Halifax CC ... It's a great feeling when you get an immediate decision.