Credit card with CCJ'S?

lil_miss_sunshine

Hello, i need a credit card or loan...but have CCJ's does anyone know any places that are relaxed about this or that accept people with them or is there no chance?

Any advise woud be great

Thanks x

Gillianh2

I have one ccj and three defaults and no-one will touch me with a bargepole. The CCj is 5years old (from a well known home lending company) and the defaults are almost 6 year old. But still a big fat no.

Other posters have had some success with either Capital 1 Vanquis or Aqua Credit card. The APR is very high but if you intend to pay in full at the end of every month and use it to rebuild your credit score they would be the ones most likely to help.
Let us know how you get on.

PROLIANT

I got a Monument Visa Card, they only search one Credit reference agency, Call Credit try here www.themonumentcard.co.uk
Good luck.

Thomas99

PROLIANT wrote: »

I got a Monument Visa Card, they only search one Credit reference agency, Call Credit try here www.themonumentcard.co.uk
Good luck.

Monument APR @29.9% isn't over the top either, considering the asses at mbna are trying to get this (or higher) from their existing customers with excellent payment histories.