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Paying Barclaycard at Barlcays Bank Query
Hi all, Just wondering if anyone else has come across this problem, an if anyone knows if it is right. I went into my local branch of Barclays to pay off my Barclaycard bill (as i do every month). I normally do it in the mornings but this time I was in the bank just after 4.00pm. I paid cash on the 17th April at 4.10pm,…
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Visa debit card cover
Have bought Oasis air tickets with Halifax Visa Debit Card just four days before its liquidation. I wonder if there is any regulations protecting purchases using Visa Debit Card.
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buy oasis tickets with halifax debit card
I've read various reports on successful refunds for Oasis tickets bought with credit cards. My query is whether similar protection will be offered to Halifax visa debit card holders, as is my case.
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transferring balance to pay overdraft?
i am aware that my virgin card will allow me to transfer a balance to pay off my overdraft on my current account but how does it work? I mean if i have say a 200pound overdraft and i request a balance transfer for 800 would this be allowed and would it just leave me with 600pound to use and my overdraft payed off? is this…
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Dont want IVA - what are my options?
I have finally used up all my savings and so can no longer meet the minimum repayments on my credit cards and loans. I was signed off work back in January on long term Incapacity Benefits, my husband is self employed on a very low income so dont get any help from him paying for household bills or anything (well he buys his…
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Goldfish card Boo-Boo
Hi Have just been accepted for a Goldfish Credit card with limit of £5000 applied for this card so I could take advantage of their 3 year balance transfer rate of 4.9. I wanted to balance transfer a balance of £3250 from Barclaycard only to discover that they have just been taken over from HSBC to Barclays. I have three…
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MBNA hike interest rates
There are money posts appearing concerning the huge hike in interest rates, predominately on cards managed by MBNA. These are the same cards favoured by stoozers due to the long 0% deals and high limits. Is there a link? Are non-stoozers paying the price? After all MBNA are in the business of making money.
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Will applying for a credit card for a Charity Group affect my personal credit rating?
Hi - I run a Brownie Pack and we have a Unit bank account. However, nowadays with fewer and fewer business accepting cheques, it is becoming difficult to pay for goods and outings without resorting to using my own money. If I were to apply for a credit card for my group, would this application affect my credit score? My…
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Who own's the credit card
Hello, Can anybody please post the link for telling you who owe's what credit card i.e Virgin Credit card is owned by MBNA Lombard direct Credit Card is owned by Royal Bank Of Scotland. etc Thanks, Phil
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Need to write to credit cards, would like to reduce payments and stop interest
I have searched for this using every combination of words I can think so sorry if its hiding somewhere. I am sitting down to write a letter to my sons credit card companies, he has got into a right mess and cant meet the payments (he is only 19). He is now paying interest on both of them as he missed payments. One is…
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Lloyds TSB Duo cards - I DON'T BELIEVE IT!
Victor Meldrew - eat your heart out! Like a previous poster, I got lumbered with these Duo cards, whereas the previous Classic Reserve card I had worked fine, with all services. When buying goods and services over the Internet, many sellers now require your card to be enabled with SecureCode or ClickSafe. I cannot get…
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Help Fraud Credit Card
Hi, I am not sure if this is the right place to post but need some advice. i purchased something through the internet onmy credit card and the next day realised that the company was not legitimate. I found information warnign people about this site and problems they have had with refunds. I have cancelled the order with…
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Lloydstsb Airmiles Duo Card (?)
I've been using my LloydsTSB Mastercard for years now with no problem. Then all of a sudden i've received 2 replacement 'Airmiles Duo' Credit Cards (An American Express one & a Mastercard):rolleyes:. I certainly didn't ask for these cards & i didn't even get a warning telling me they were replacing my Platinum Mastercard…
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Anyone please - what's my best option
:confused: Hi, this is my first posting, so I hope I'm in the right place! Thanks to this brilliant, brilliant site, :money: in the space of a week I have managed to overhaul my finances. By re-organising my debts (paying off smaller ones and rejigging others) I have begun the journey towards not only being debt-free but…
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Barclaycard Call Centre argggghhh!!!
Is this the worst call centre? Just tried four times to connect to someone with the slightest grasp of the English language! Why do they give them English names? Just spoken to Victor and Charlotte who are obviously from the Indian sub continent, and not their real names, and probably sitting somewhere in Dehli! I have no…
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Credit card query?
Sorry for being a bit thick :confused: but want to make sure that i definitely do not pay any interest on this credit card. Took a capital one 0% interest credit card out in July this year and the 0% interest is due up in may. I have had a statement through saying that if my minimum payment is cleared by 7 may then my…
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just got my egg card. is it the cashback one ?
Hi About a week or so ago i applied for the egg money cashback credit card. I was accepted and i got it through the post today. Great ! But when looking at the card and all the paper work that come with it there is nothing stating anything about cashback. The card is green ( Master card ) and has ' Egg Money ' written on…
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Egg Money "minimum finance charge"
What's this? I've had my Egg Money card for a couple of years, and have recently been using it for all my spending (about £500 a month) and paying off the full balance by Direct Debit. On this month's statement, I've got: MINIMUM FINANCE CHARGE - £0.50 What's this for and how do I avoid it? I thought this only applied if…
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Claiming back credit card interest
Forgive me if this subject has already been tackled but I can't find it on previous topics. When reclaiming charges for overlimit and late payment fees is it also possible for us to claim back the interest that we have been charged on those fees. For example I was charged £18.00 for an overlimit fee back in December 2002,…
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Breach of contract
Hi, I bought an item via the internet for 25 pounds and the company advertising has not followed their TCs. Purchsae was made via credit card. Is it trute that I can refuse to fulfill the payment with my credit card company and that they have to pursue this on my behalf? Is there any "excess" involved? Regards,
