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Anyone with a Tesco's credit card?
Hi all, If anyone who posts on here has a credit card from Tescos, (actually administered by RBS,) would they mind posting on here what day of the month they actually get their statement? We think we might have uncovered a possible 'unfair practice' scam...thanks in advance! :D
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Credit Card with 0% on Purchases for as long as possible!
Hey I'm kind of new to credit cards and all this so I would be so greatful for your help! I'm leaving my Job in a few weeks time to go onto a course for around 12 weeks! .. This means i will be having very little Income till I can start a new full time job in around 3 months time! So I'm looking for a credit card with 0%…
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Should I ditch my old Cap 1 card?
I have had a Cap1 Classic CC for about four years after some financial difficulties. It has served me well, however it's now time to move on. Just been approved for PayPal CC @ 16.9%. The question is my Cap 1 CC has two late payments, one last year and one two years ago. If I close the account now these will show for the…
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3 Barclaycard credit cards, keep them or lose them?
My friend has transferred the debt they had on 3 Barclaycard credit cards to one credit card. Is there any point keeping the three Barclaycard credit cards, they are a platinum visa, a Barclaycard visa and a Barclaycard football? Are any of these cards cashback cards? :confused: What is the best cashback credit card at the…
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getting a mortgage
If i've never had a credit card before but paid all bills, rent, mobile bills. And... even with a 20k deposit or so would i be impeded by not having a credit card? Would it be best to get one to build my credit history up? Thanks.
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Moving debt to credit card
Realised this might be better here... Ok, I'm looking at buying a new car and so it has forced me to relook at our finances! Basically we have the car money in savings, though I'm going to get a 0% on purchases credit card and make payments each month, therefore allowing us to still generate interest on our savings for…
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Fraud on two credit cards within a week?
This has to be just a coincidence I think - but it seems pretty strange. My father-in-law has two credit cards, with different banks (Lloyds TSB and Egg); both have been used fraudulently in the last week (used to buy online services in each case). One is used for general shopping, restaurants, etc - but is never used…
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Amex - re-apply
I was turned down for the Amex casback card a few weeks ago despite being in full time work, earning an above average salary, on electoral roll, no neg credit history and I believe NO reson to turn me down. Having looked again at the application, there are a few more questions on it now so I have therefore re-submitted.…
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Proper Prepaid Mastercard
I am sorry if this is not the correct place but I have a question.... It is possible to get a Prepaid Mastercard that looks like a real mastercard ?, as I have the Virgin Prepaid Card and it has 'FOR ELECTRONIC USE ONLY' on the front !, and is of course flat and not embossed, this makes it look not real (So to speak !), I…
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credit cards abroad
going to florida in 6 weeks time and im thinking of taking a credit card just incase we dont have enough or see something unexpected. I dont have a credit card and dont want to use one when i come back. which do you recommend ?
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CitiBank CC: Trying to pay more ..
It would seem trying to pay more than the Minimum Payment on our CitiBank (life-of-balance) CC is a little more complicated than it first appears. Speaking to this company on their 0870 number requires both patience and determination, I lost count of the number of times I had to spell something, even with my 'Home…
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Experian error
My bf hasn't been in control of his finances and I've decided to help him. The first step was to get a credit report from Experian. It's come back with a score of 999! We cannot believe that this is right. His credit worthiness is such that his Mum had to get a loan out for him not long ago as he couldn't get one. He…
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the quickest way 2 money from a c card
im wanting to get £1200 off my credit card, so i can buy somethink with cash. Ill need it for next weekend, how do i do this without taking it out at cash machine?
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Have you checked your MBNA APR recently???
This is probably something that doesnt affect many of you master Moneysavers but being a newbie Debt-Free Wannabe and finding out that I was being charged a whooping 34.9% APR by MBNA, I called them last night. It seems that there are alot of people out there that are paying this rate, to 'compensate for financial loses…
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No credit history... should I try?
I am in the Uk since a little more than a year. I have a HSBC bank account for a year and a Barclays for 6 months (opened the barclays because I needed to pay over the internet and it has a visa card, the hsbc has maestro). I am on the electoral roll and I have a mobile pghne contract (direct debit). I want to try for one…
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Curious about this
I am slow stoozing on a card and keep getting blank cheques from the CCC in the post. I was about to rip up and chuck them in the bin and then wondered about the following: Would places that don't accept credit cards without a fee ( car dealers springs to mind) accept these cheques for free? Are they worth keeping at all?…
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Heelo,Everyone...
Hi,Everyone I am new to this forum and am excited to have nice and healthy discussion over some happening topic and hope I will get solutions of all my queries here.Looking forward to get involved in some discussion.
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Student (in credit) Should I trying getting Smile Classic for Cashback?
Hi, I'm a student and want to earn cash back on a credit card (my first credit card) (also i need a credit card cause places wont except my Maestro) did the smart search on moneysupermarket.com and I got the 'Fair' rating and it recommend Amex Platinum. Which according to this site is the best cashback card. Should I…
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Amex cashback card, when do they pay out ?
Hi just wondering when Amex pay out the cashback. I know egg is in the Feb statement, just curious on the Amex.
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M&S Card - Positive Balance - Gambling Deposit
Ive a positive balance on my M&S Card - Can I deposit free of charge into a gambling site?