We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Curious about this

sloughflint
Posts: 2,345 Forumite
in Credit cards
I am slow stoozing on a card and keep getting blank cheques from the CCC in the post.
I was about to rip up and chuck them in the bin and then wondered about the following:
Would places that don't accept credit cards without a fee ( car dealers springs to mind) accept these cheques for free?
Are they worth keeping at all? Any reasons people can think why I should keep them?
I was about to rip up and chuck them in the bin and then wondered about the following:
Would places that don't accept credit cards without a fee ( car dealers springs to mind) accept these cheques for free?
Are they worth keeping at all? Any reasons people can think why I should keep them?
0
Comments
-
I wouldn't bother, unless its a super offer, some of the ones I get are ridiculous and will charge you a cash handling fee etc. I just had one from Barclaycard that promised to increase my limit by the amount I use from the cheque, upto the £3000, but there was a fee (not sure what).
In terms of where you can use them, if they are an actual cheque and not a special balance transfer only one then yes you can use them anywhere that would accept a cheque, like a garage, but beware of the cash handling fee and subsequent interest.0 -
Virgin cheques act as a Super balance transfer dont they!!0
-
Be very careful.
Credit card cheques do NOT offer the same protection as using the card, under section 75 of the CCA.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards