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Curious about this

I am slow stoozing on a card and keep getting blank cheques from the CCC in the post.
I was about to rip up and chuck them in the bin and then wondered about the following:
Would places that don't accept credit cards without a fee ( car dealers springs to mind) accept these cheques for free?
Are they worth keeping at all? Any reasons people can think why I should keep them?

Comments

  • adaze
    adaze Posts: 623 Forumite
    Part of the Furniture Combo Breaker
    I wouldn't bother, unless its a super offer, some of the ones I get are ridiculous and will charge you a cash handling fee etc. I just had one from Barclaycard that promised to increase my limit by the amount I use from the cheque, upto the £3000, but there was a fee (not sure what).

    In terms of where you can use them, if they are an actual cheque and not a special balance transfer only one then yes you can use them anywhere that would accept a cheque, like a garage, but beware of the cash handling fee and subsequent interest.
  • clio
    clio Posts: 3,345 Forumite
    Virgin cheques act as a Super balance transfer dont they!!
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Be very careful.
    Credit card cheques do NOT offer the same protection as using the card, under section 75 of the CCA.
This discussion has been closed.
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