Will applying for a credit card for a Charity Group affect my personal credit rating?

jacksgrandma

Hi - I run a Brownie Pack and we have a Unit bank account. However, nowadays with fewer and fewer business accepting cheques, it is becoming difficult to pay for goods and outings without resorting to using my own money. If I were to apply for a credit card for my group, would this application affect my credit score? My score wouldn't be brilliant but I've been working hard at improving it so really don't want to damage it.

Thanks

CLAPTON

making a simple personal application for a CC will show on your credit file but unless you make a lot of applications in a short time then it will have no adverse effect.
if you use the CC regularly and make payments on time this will improve your credit rating.