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Egg card Interest rate
I have an Egg card that they have stopped me using and they have put up the interest rate to 26.9 per cent from 19.9 percent can they do this and is there anything I can do to stop them
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Looking for a long term deal on credit card debt
I was this morning (19/3/08) reading Martins article on shifting debt long term, from one credit card to another, I currently am carrying a significant debt with one company Virgin, who I have been having (all in all) an extremely rough and stormy ride with, currently I'm paying far to much interest on a monthly basis, and…
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Telephone number help
Does anyone have Barclaycard's BT number? The number that's given on their letters offering 6.9% LOB. I'm sure it's a different number to their CS? Thanks
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Nat West sbt
Hi folks, i'm new to the site and this is my 1st post I recently received a Nat West gold card with a limit of £4000 Nat West are currently offering a fee free bt into any uk current account.As i can only transfer £4000, is it possible to then transfer my debt onto another card, clearing my balance, and then transfer…
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Withdrawing credit balance from credit card
Just wondering - as a way of getting round some credit cards charging a fee to withdraw money from a credit card, would it be possible to send money from one paypal account to another - refuse the payment in the receiving account (thus avoiding paying any paypal fees) and would the money then end up back in the original…
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Nationwide Credit Card call centre problem
Anyone else had problems getting through- I have wasted nearly 80 minutes since Saturday trying to speak to someone about a transaction on my statement- I've posted a message on their website asking for someone to contact me but they've not even answered it- is this typical of the Nationwide's attitude to customers?:mad:
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Card Fraud - Advice Please
Hi ppl My mate lost his wallet in Spain over the past weekend containing his cc, debit card and driving licence. He lost it sometime between Friday night and Saturday morning. He then reported it lost on Saturday afternoon (after he finally got the number for cc company) and was told someone has maxed out his card (over…
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Credit Card PPI insurance reclaim Help please
Credit card insurance Hi everyone, Hope you can help me. I've asked for credit card statements, so I can get a figure of the repayment cover & also late payment fees :mad: (I know!), and I've received statements from Capital One & the Halifax so far. Capital One PPI cover amounts to £110.30, add 8% interest this takes the…
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Aqua Credit Card
I am currently trying to rebuild my credit history so applied online for an Aqua Credit Card and was approved. Does anyone know whether this is a definite approval or is it subject to further checks. I have been declined for a credit card in the past so did not want to get my hopes up. Does anyone also know how quickly…
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Capital One Platinum- Additional Cardholder?
I have had a Cap One CC since January. When I did my application online, I requested an additional card for my husband. It didn't arrive with mine, so rang to question it, told it was on it's way. After much too-ing and fro-ing, I have still not received the card for my husband, they say they keep re-ordering it but it…
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M&S &More Credit Card - Balance Transfer Problem
Have any existing &More cardholders had difficulty transferring a balance since their initial balance transfer at the rate 3.9%? I rang to transfer the debt off another card to be told they weren't offering balance transfers to any of their customers at this time. Does anyone know if this is common with credit card…
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Don't ask, and thou shall still receive a credit card...
A few years ago I successfully applied for a loan. A few weeks later, I received a VISA credit card through the post. I did not ask for it, neither did I sign a credit agreement. Was this against the banking code of conduct? I don't mind the fact that I signed the back and that I still owe around £800, but considering the…
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POLL: Cash or credit card for purchases?
Follow up to other thread, curious to see what the concensus is. Whether it's a 0% purchase card with minimum repayments, a cashback or other credit card paid in full each month, what's your preference? Cash vs Credit card
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Who do I pay off first?
I know the rule with credit cards is to pay off the one with the highest interest rate first, and minimum payment on others in the meantime, but does this always apply? I have £1,240 to pay off @ 19.9% which is my highest interest rate (but not my highest debt-per-card) but only £200 left on one card @ 15.76% Should I try…
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Do you use your credit card to pay for every day purchases?
I like the peace of mind when paying for my daily expenses using my credit cards (this include groceries, petrol, prescriptions etc). I always pay by bill in full each month. I also like the fact that it is easier to budget when I could view my spending on a separate statement rather than having each payment deducted from…
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Egg taken too much in a dierct debit!
Hi I apologise if there is an answer ot this someone, but I cannot find it... Egg took my direct debit yesterday, which is set (so I thought:confused: ) at £30. They however took £39.74. I know not a big difference, but I do not think the account that the devit is set from has it in............. I emailed them yesterday…
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Egg balance transfers (non anniversary)
Can anyone tell me what happens APR wise with your balance transfers made outside the anniversary period? Would it still be 0% for so long?? Can't see anything anywhere on their site explaining.. Thanks in advance
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MINT - Are they correct or trying it on??
Can anyone help with this Had my Feb statement stating my balance, minimum payment etc. Only date is 'minimum payment due by 09 March' I paid the minimum which was credited to my account on 25 Feb. In the meantime I found the money to pay the account in full and sent off full payment (not deducting the minimum - my…
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0% card
Hi there, I am going to apply for a 0% card and do some balance transfers now that all of my credit cards have been paid off. I was thinking about the Abbey card 0% for 13 months, we have recently been accepted for a remortgage with Abbey would it follow that they would approve us for their other products????? Thanks, Lorna
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Lower your existing Credit Card rate instead of changing
Hi, I had about £4500 on my Halifax One card. With a little bit of money in my savings I paid off £1500 leaving me with a balance of £3k. After reading through the MSE balance transfer section I was considering changing it to a 0% or a cheap life of balance card (citi bank 5.8%) to help me pay it off over the next couple…
