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how do i get egg statement?
trying to get print out? where is the button?
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Refused a JJB card even though I already hold one.
Is this a sign of the Credit crunch? The other day my wife went to buy a pair of training shoes. At the pay point the assistant said that a new card has been brought out that earns double points. Do you want to transfer to this new account? Now as we always pay this card off in full by the due date the chance of double…
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Card transfer
Hi all my first posting here. I have an MBNA (Liverpool fc) credit card. The balance is roughly £2000 on it. I have not used the card for quite some time, but I am not in a position to pay off the balance in full. Is it worth transferring to a different card? Which card is best.....and finally do I just apply for a card…
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Help and Advice Please
Have just received a phone call from a company called First Credit Ltd advising that a debt has been sold to them and demanding settlement in full immediately or else anyone of the following could happen: Bankruptcy County Court Judgment Attachment of Earnings Bailiffs attendance at property. First of all I have never…
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late payment charge!!!!
Hi guys completely new to this so forgive me if this question has already been answered; I was charged £12 by my cc provider for late payment. The statement said i had to pay by Mar 3, i left sufficient funds in my bank on Feb 29 andaccording to recent statement payment was taken out on Mar 4, im really annoyed at this and…
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Overdraft shifring onto Credit Card?
I am a bit lost, I have around £550 sitting on an overdraft that I can't shift and it's costing me no fees but interest on my planned overdraft. I want to shift it onto a credit card to get access to the 0% deals PLUS watch it reduce as I deliberately pay it off seperate to where all the rest of my money is. Also being…
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is this legal ?
hey there, i`m posting this on behalf of my mum, after trying very hard to pay back her credit cards, she recently was sent a letter from halifax credit card saying that as she was still behind with payments, and that due to this they had "taken" the money from another of her halifax accounts, this account being the one…
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Experian a year on
It's over a year since I checked my credit reports with CreditExpert and AnnualCreditReport. I've just logged on to AnnualCreditReport and had no problem getting my new report. However, CreditExpert (the one associated with Experian) want payment. Is there any way of getting another free Experian report a year on without…
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Can you recommend a starting point
Hi I am looking for some expert advise and thought this the best place to come to. ;) My hubby is a house husband (as we decided on role reversal 7 years ago) and I go out to work. He has not really got a credit history apart form Virgin Mobile last year and now O2 mobile. I have quite a good credit history and have a few…
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Cashback on AMEX
Does anyonme know how I can bank the cashback earned on an AmEx credit card after 3 months since they state that cashback is paid on anniversary of opening? Do i need to leave it open until then?
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Cheap Train Travel
I pay £44 for a weekly ticket to Surbiton from central london, is there a cheaper option?
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Credit Card
Can anyone help me, I have a Credit Card debt of £1500.00. NOT a lot of money I know. I am ill at the moment suffering deppresion & anxiety. Living on benefits of £360 per month to pay everything. I have used my credit card for groceries and general living. I dont go out because of my illness. I have been in touch with the…
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Credit card freebie question
I recently balnace transfered to the new abbey card and the promotion offer was £100 quid cashback for transefers over £1000. The person who set it up for me didn't transfer enough so I did the rest through internet banking (it was less than 1000 the second time). They then sent me 2 cheques for £100 seperatley and I…
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First Direct Reward Credit Card
Another poster mentioned the possibility of first direct launching a 'Rewards' credit card in the summer. Anyone heard of this and what it's likely to entail? Haven't contacted fd to ask anything yet, just wondered if there was anything on the grapevine here? :)
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Credit Card Fraud Attempt
My card provider, security divsion, rang me 2 weeks ago and reported some attempted use on my card, explaining this was often a prelude to a serious fraud attempt if successful. I confirmed that I had not authorised the payment. The card was suspended and a new card sent out, my details transferred to the new card. All…
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Lloyds LOB
Does anyone know if Lloyds tsb still do a 5.9% LOB balance transfer for existing customers? Thx
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Closing Credit Card Accounts with outstanding balance?
Hello to you all, I am currently paying off 4 credit cards at the moment and I have cut them all up and put them away somewhere safe. I do not intend to spend another penny on any of these cards until the balances are paid in full. I was wondering is it possible to contact your credit card company and ask them to close the…
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Cancel Credit Cards??????
Hi all I am a CC newbie and have tarted two cards so far to pay off some debt. My question is what is the best way to cancel a card which has a £0.00 balance on it that you no longer require. I am asking as I see an opportunity for all CC users to apply for a card again as a new customer after a period of time. For example…
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Cancelling Credit Cards after Balance free period
Hi all I am a CC newbie and have tarted two cards so far to pay off some debt. My question is what is the best way to cancel a card which has a £0.00 balance on it that you no longer require. I am asking as I see an opportunity for all CC users to apply for a card again as a new customer after a period of time. For example…
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Bank transfer of credit card account without my consent
hi, i went on my internet banking site last night only to find that my current trustcard visa account balence was reduced to nil and a new credit card account had been opened with the balence of my trustcard having been transferred. i was annoyed to say the least as i have not had anything in writing from the tsb to give…