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Credit Card PPI insurance reclaim Help please
sparky0107
Posts: 3,496 Forumite
in Credit cards
Credit card insurance
Hi everyone,
Hope you can help me. I've asked for credit card statements, so I can get a figure of the repayment cover & also late payment fees :mad: (I know!), and I've received statements from Capital One & the Halifax so far.
Capital One
PPI cover amounts to £110.30, add 8% interest this takes the total to - £119.12, also Late payment fees (6) @ £20 = £120, add 8% interest £129.60. there are also 3 Late Payment Fees @ £12 each. Am I right in assuming I cannot reclaim these last 3. (248.72 Total reclaim)
Halifax
PPI cover amounts to £578.97, add 8% interest £46.31 this takes the total to £625.29, again 3 late payment charges of £12 each. The other curious thing is that the halifax in their cover letter to me have stated the date the account was opened
. (£625.29 Total reclaim)
So far I have worked out that my reclaim will be worth £874 :eek: , this is without the 6 late payment charges between the 2 accounts. Am I right in thinking that I can go ahead and try to reclaim these charges.
Thanks in advance for any help/replies :beer:
Hi everyone,
Hope you can help me. I've asked for credit card statements, so I can get a figure of the repayment cover & also late payment fees :mad: (I know!), and I've received statements from Capital One & the Halifax so far.
Capital One
PPI cover amounts to £110.30, add 8% interest this takes the total to - £119.12, also Late payment fees (6) @ £20 = £120, add 8% interest £129.60. there are also 3 Late Payment Fees @ £12 each. Am I right in assuming I cannot reclaim these last 3. (248.72 Total reclaim)
Halifax
PPI cover amounts to £578.97, add 8% interest £46.31 this takes the total to £625.29, again 3 late payment charges of £12 each. The other curious thing is that the halifax in their cover letter to me have stated the date the account was opened
. (£625.29 Total reclaim)So far I have worked out that my reclaim will be worth £874 :eek: , this is without the 6 late payment charges between the 2 accounts. Am I right in thinking that I can go ahead and try to reclaim these charges.
Thanks in advance for any help/replies :beer:
Sparky0107 - Sealed pot challenge member #002. Total for SPC3 £1,030.57 Total For SPC 4 £2247.00 Total for SPC 5 £2574.62 :T Total for SPC 6 £4552.91:T
:rotfl:LC2 & Jakes-Mum are off their heads :rotfl
:j DEBT FREE AS OF 20/01/2012 :j
:rotfl:LC2 & Jakes-Mum are off their heads :rotfl
:j DEBT FREE AS OF 20/01/2012 :j
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