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Bank account..
Dont know if this is in the right forum... Ive got a bank account with lloyds tsb (cash account) which only allows me to use at their atms... ive tried upgradin to a current account with them but they wont have none of it ... ive tried barclays and hsbc and they both sed no.... ive never been in debt or scammed anythin and…
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Should I get a Credit Card?
Up until this very day I've been doing alright with money, and the idea of having a credit card is becoming quite tempting. What does everyone think about getting a credit card, would you say its a good idea to have one for the future or is it best to avoid them altogether?
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To cancel a card or not...?
Here's my situation: A research student, at uni, renting private accommodation, aged 25, given a grant equal to around £1000/month (not officially earning). 2 credit cards: * Egg @ £5000 limit * Natwest @ £2100 limit I am thinking I will close my Natwest card because I never spend on it and always spend on the egg card…
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Electoral Role Checks
Hia, Does anyone know where you can check what address you are registered at? Im 99.9% the council have mine wrong!
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can i claim back price changes??
2 weeks ago i purchased computer supplies totalling nearly £700 using my visa card. since then the prices have fluctuated, but it would now cost £35 less for the same items. i vaguely remember reading that this difference can be claimed back- can anyone tell me if this is the case, and if so, how i go about this? any help…
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Best 0% Balance Transfer Card with a decent Limit
OK folks, my Virgin Money Credit Card is coming to the end of its 0% period soon (early April). In true Credit Card tart fashion, I am now looking for a new 0% card (I currently old Egg and Egg Money cards - with no balance) - so these are not available to me. The balance on the Virgin Card is reasonably high - £7.5k. I…
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Identity Theft, Insurance, Morgan Stanley
Hi! I have a Morgan Stanley credit card. It is used almost entirely for food shopping by myself and Mrs Ossian who is a secondary card holder. Even though Mrs Ossian shreds everything in site, doesn't buy things online, and is more paranoid than Mr Ossian someone has gone on a spending spree, spending large amounts of…
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Citibank application.........
I applied online for a Citibank cc with a transfer balance last Tues (5th) and am still waiting for them to get back to me, although tey did say it would be upto 7 days. I received an email asking me to call a telephone number for the result but when I called they said that it was still being processed. It was a call…
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citi platinum card?
I've not heard of this particular company before, today we've had an offer of a pre approved card with 0% on BT until June 2009, which seems pretty good, do they belong to another card company? I ask because we applied for a card a while back and it was turned down as we already had a card with the company but it was under…
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0% balance transfer credit card with low or no transfer fee?
Hi, I am interested in a credit card offering 0% on balance transfers for about 12months preferabally with no transfer fee's or very very low. I am planning to transfer about £2-3k. Any help will be gratefully appreciated. Thanks, Ash
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WARNING: Newport Pagnell - Used your card there
TWO Newport Pagnell petrol stations are at the centre of a police investigation into a large number of card fraud reports. Story Click Here. If you have used your cards at Petrol Stations in Newport Pagnell recently then consider your PIN compromised. Tips: Check your statements: Change your PIN or PINs immediately or ask…
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HSBC 0% Interest on purchases
Hi, i have just been accepted an application for the hsbc credit card with 0% interest on purchases for 12 months. Im getting married in 7 weeks and want to buy a tomtom and wii for my partner. Am i right in thinking that i can buy the items and if i pay, say, £25 per month and make sure the balance is clear by the end of…
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Car Purchase
I have 12 months remaining on a car HP agreement, which gives a rebate if paid off early (currently approx £150 for £3k), and I am looking to buy a new car, which may require a £2-3k deposit in addition to a car. In order to get this through, I am looking at the following: Take the American Express Platinum for the car…
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Credit Card CCV
Hi there, Just joined today so hi everyone, Just a quick question, I made a purchase on my credit card online and just realised after looking at my ccv number that I actually entered it incorrectly and the transactions still all went through!! Whats the point in a ccv number? And what should I do? Anyone else come across…
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Balance Transfer query / Egg Anniversary
Hi, February is my 'Egg Anniversary' month and they've offered me 0% until 1/7/08 (2.5% fee). I've read the whole Egg Anniversary article, and I'm trying to work out how I can shift my existing Egg debt of £2,500 somewhere else, in order to clear the balance first before transferring a load from other cards back onto Egg…
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What 'status' allows a high credit limit?
When you get a credit card it goes on what you owe/earn/missed payments etc. But does it also go on age and where you live? I'm 24 but i earn £45k (same job for 6 years), 5 years of confirmed address, Never missed/paid late, Its taken me 4 years to get 1 card upto a 7K limit and when i've applied for others (before the…
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"cash interest" is this for real ?
stupidly i never look at any other info on my credit cards apart from where and when purchases have gone out. last week i noticed that i paid £9.93 in so called cash interest, a friend told me that this was for withdrawing cash...i have not withdrawn cash in over 4 years on this card and dont even know my pin number.i…
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Splash
Hiya, Anyone know anything about splashplastic credit card? Good or bad? Rgds.
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Successful/unsuccessful application notification?
Hello, This is my first post here so hello! and I apologise if this has been brought up before. I was wondering if it's now commonplace for credit card companies not to bother letting you know that your application has been successful? Or is it that the process is really slow these days? I applied for a citibank card and a…
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Who allows the greatest limit?
Which CC provider offers the highest credit limits? I now have two cards, i at £475 limit and one at £550. I'd rather have one with a limit of £1025. Any ideas?
