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Can I claim credit card charges if my credit card account is closed?
:j Hi everyone! Does anyone know if I can still claim credit card charges even though I closed my account? This is with Capital One credit card, I close my account with them last year after paying them 100s of late payment charges. many thanks!
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Will my credit history affect my hubbys chances
Hi I have just returned back from maternity leave. I applied for a Tesco credit card and was declined on affordability. My credit rating is 990 and I have never missed a payment etc. My hubby and i have a shared mortgage so are linked this way. His salary is excellent and credit is good will my refusal affect his chances…
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Capital One Credit Cards
Hi, I wondered if anyone could give me guidance please. I got into trouble on my repayments to Capital One around 2003 - 2004. I wrote several letters to them and kept getting replies from various offices. I used to be an accountant so i really laid into them insisting that they reply and acknowledge the letters I had…
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general question about balance transfers
Hi there I am considering a balance transfer. I currently have £2,010 outstanding on my Lloyds Visa credit card and a total £5,000 credit limit. I am thinking about transferring the £2K to Virgin's 15mth interest free on balance transfer deal. If i make the balance transfer to Virgin does my Lloysds credit card still stay…
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Cc Insurance.
I have recently signed for a £10 pcm fee for my current account. This includes free annual multi trip travel insurance, breakdown recovery and cc protection if lost/stolen. Does anyone know the cheapest way to protect my cc's against theft/loss? There dose not seem to be any articles about this type on insurance on this…
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Would this work
Okay got a new credit card, and they have sent a statement O balance 0 spent but a payment slip on the bottom I just wondered if I spent say £40 (petrol) on the card next week, then paid it straight off on that payment slip...I would be one slip in advance so to speak therefore paying no interest....pay two consecutive…
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would you lie on a credit card application?
2 months ago when I applied for credit I was very honest on my applications. Next time I apply for credit, is it worth 'fibbing' about how long I have been employed with my 'current' employer. I recently changed jobs, and although it pays much better, it still means that I have only been employed with my current employer…
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Co-Op Platinum Base-Rate Tracker Reduced CR
As the title suggests, I've got a letter this morning reducing my CL. Only by £750, so not too bad in that respect, but reading between the lines the letter implies that the wonderful credit crunch is biting at almost all lenders, and so they are constantly reviewing limits. You've been warned .....:D
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Barclaycard penalising prompt payers
I have been a Barclaycard customer for 20 years and have always paid my bills in full. My Statements are usually issued at the beginning of the month with a payment date normally the end of the month or beginning of the following month. As you can imagine, this suits with salary dates. You can imagine my horror when…
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Barclaycard penalising prompt payers
I have been a Barclaycard customer for 20 years and have always paid my bills in full. My Statements are usually issued at the beginning of the month with a payment date normally the end of the month or beginning of the following month. As you can imagine, this suits with salary dates. You can imagine my horror when…
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Store/Staff Card - Can they do this??
Hi there, need peoples advice on this one!! My SIL works for a dept store who had a one day spectacular a while back, staff can purchase goods a few days before, to ease the crowds on the day, my SIL brought well over £600 worth of stuff (after discount) and thought nothing more of it, she has now recieved 2 letters…
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UK-based US dollar credit card
Hi, I'm a British expat living in Egypt. I would like a US-dollar denominated credit card (preferably VISA, but MasterCard OK also) from a company based in the UK, Jersey, Isle of Man etc. I make most purchases in Egyptian pounds or other foreign currencies, get paid in dollars, and would like to pay my credit card bills…
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credit card help
hi im newe to this site i have no past debt or infact any real credit history. my bank will not upgrade my account so only have a cash card for use in bank machines (even though i have about 170 a week going into the account and it is never empty. i am on the electoral roll i have been refused a credit card too im really…
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3 of my credit cards have been used in mobile phone scam
I have several cards. 3 of which were used to authorise the initial purchase of mobile phones ( ie debit £2.50 and then credit £2.50) One of these cards wasnt used regulary, so it easy to spot where all 3 have been used!! They were only used at Tesco.com and a local pub and were also registered for online banking!(…
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Goldfish credit card. Owned by who?
Can anyone enlighten me as to who Goldfish credit card is owned/administered by? I know it originally started as Lloyds TSB but I think its now Morgan Stanley and is now being sold to Barclays. Just concerned as we are on dmp with cccs and have opened Lloyds TSB account as we were told that we had no financial links with…
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Missed a payment?
Hi, wonder if anyone can advise me - In the Christmas/New Year silly season, I stupidly forgot to pay my credit card. Ive never ever forgotten before, and I genuinely thought I had paid until I combed through my bank statment (I always pay my credit card from my bank account online). I never just pay the minimum - its…
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cash from a credit card?
Hi, Please can someone help! This is a bit of a minefield for me as I've never had a cc before. I need about £2000 to help buy a newer car. I dont really want to get a bank loan, i'd rather get a 0% CC that I can pay off over a year or two. problem is, can I get a cc that would put cash into my bank account as I'd be…
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Add credit card debt to your mortgage?
I have a £12,000 credit card debt which costs me around £250 per month to service. I am a rate tart so I pay minimal bt fees and 0% interest. My OH now says I should take advantage of the equity in our house to get additional mortgage funds to pay it off. The extra repayment would cost around £80 per month. This would make…
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Natwest -Direct Debit on my credit card + Card Activation Secuty
I went to a Natwest Branch today and I wonted to set up a direct debit from my current account so that it automaticaly repays my full balance on my credit card (Natwest gold cc). I have been told that this is not possible to do at the branch and i have to call the thredit company (the phone number at the back of my card)…
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The NEW Provident Visa Card
Spam arrived this morning The NEW Provident RIP OFF Visa Card ONE HUNDERD AND EIGHTY THREE POINT TWO PERCENT :eek: Link http://www.providentpersonalcredit.com/
