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cc country of issue
Apologies if this is in the wrong place but can anyone advise me how I can tell which country has issued a credit card?Ta
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See if Anyone Can Explain This
I have three accounts with Halifax. A Current and Visa and a Credit Card. Transferring money between a current and visa is automatic with the funds being available immediately from one to the other. So why is it if you transfer money from the visa to the credit card the money goes out of your account and then takes 3 days…
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Barclaycard - 30days free Electrical Cover.
I got a note in the post from barclaycard yesterday ,offering me 30days free Electrical Cover for 3items, up to max of £500. It said that for doing this that I would get a Free MP3 Player. I read the terms and conditions, and you can cancel before the 30days is up and not pay the regular payment, but still get to keep the…
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which credit card?
hi i have a very good credit card habit and have been using them just to keep an eye on myspending on such like shopping for groceries and petrol etc i always pay off the balance over the net and have never been in arrears now i am about to spend say 15-20 000 pounds on a kitchen to go into an extension that i have just…
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Fraud act fails public on garage cloning scam
Banks and credit card companies failed to alert Bedfordshire police of the theft of hundreds of thousands of pounds from the accounts of local people the House of Commons was told on Tuesday. South West Bedfordshire MP Andrew Selous revealed how Bedfordshire police had confirmed that 745 people had money stolen from their…
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please help what do i need 0% transfer or 0% on purchase
:confused: i want to get a credit card to pay of my argos card and littlewoods bill what do i need 0% transfer or 0% on purchase:confused:
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Virgin credit card is this possible?
Hiya got my new virgin credit card today so will transfer my barclaycard (£860) on to it, however i want to transfer my fiances MBNA balance on it, Now i assume you cant use an MBNA partner i.e Virgin to pay off an MBNA card? So i was thinking can i transfer the equivelent amount in cash to my bank account then use this to…
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credit card charges
We have a credit card and every month we are charged for a payment break which we do not know what it is for as we have never used it. Can we claim this back as it has been charged for a few years and how do we go about it. I would like to know if anyone else has seen this on their statement.
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MBNA - Platinum Card
Has anyone signed up for or have this card? https://wwwa.applyonlinenow.com/UKCCapp/Ctl/entry?sc=8pt38gs02_ost&mc=SME-AP-11111-15225 I was interested in this card for the ability to transfer money to an account, so i could use it for a low rate Loan for a car renewal. it charges a 2.9% fee but is then interest free until…
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Interest charged by Barclaycard
Living in the Channel Islands I can still get tax relief for the interest I pay on my Barclaycard. I wrote to them over a month ago asking them for the amount I paid last year as a statement from them giving the total can be attached to my tax return. Not having had a reply I have just called them only to be told that they…
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How to cancel a credit card
Hi, iv just spent 10 minutes waitin to cancel my morgan stanley card only to be cut off. Is there an easy way of doing it, ie (writing). It seems the credit cards plan is to make it difficult to cancel the card so you`ll hopefully give up, keep the account and therefore maybe use it. All the cards have 0 balance on them.…
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Vanquished
I must confess I really don't have a clue about money and credit cards. It doesn't matter how much research I do it all just seems to go completely over my head! Anyway, I'd like some advice. I have just consolidated my overdraft limit, loans and credit card with my bank (HSBC), so I will pay a more manageable monthly…
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Old Cards - keep or cancel?
Hi folks, When balance transferring, what's the general rule for keeping the 'old' card? I've got 2 or 3 credit cards that I never use after having used up their 0% rate and transferring away. Should I cancel them? What effect does keeping or cancelling have on my credit score? TIA Sol
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When is DD requested by CC?
Just wondering how made days in advance does the CC company request the DD from your bank? Reason I want to know is bcos I have a minimum pymnt DD set up on my Post Office card, but want to pay it off in full this month. Just wondering if I pay the card off 3 days before pymnt due date with the difference between the full…
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18 years old and getting a credit card.
I want to start developing a credit rating as I have already been rejected for just a standard 18 year old account with an overdraft(and the better visa! Which is what I really want it for) at the bank I have been at with a standard account since I was 16!. So I am thinking of applying for Capital One Classic Visa Card. I…
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How long does Capital One take to process balance transfers?
I have just applied and been accepted for the no-fee balance transfer CC with Capital One. They will now send me the agreement which I have to sign and send back to them. However, the bill on my existing CC which is being transferred is due by 6/3. Does anyone have any idea if I have any chance of it all going through by…
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Halifax Credit Cards
Hi everyone:beer: Just had to call Halifax as I missed a payment by 3 days. Actually, a very odd automated message called me and asked me to verify identity so I hung up and then remembered I must be late with a payment. Trouble is, 1. had no statement this month delivered..really! 2. I paid more than was needed anyway…
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Balance Transfer Wont Work
I have tried credit transfering my existing balance on my NatWest business account credit card to my new Barclay Card, but Barclay Card say they cant transfer this balance for they dont reconizse the NatWest Card. Can anyone please advise me on how I can transfer the balance from NatWest.
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Pay full amount?
I am in a very lucky situation following an inheritance to clear my c/ card debt. ( I still am pinching myself believe me). Now should I pay the full amount I owe or should I offer a reduced figure to close my card accounts. I WILL NEVER EVER HAVE ANOTHER C/C again. I have had my cards for over 20 years and I have preyed…
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please help
Does anyone know of a 0% interest credit card that i can get that will allow me to do a balance transfer to pay off a loan i have? Ive tried to pay the loan off just using a credit card but apparantly this isnt allowed anymore. The loan is for about £3800
