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Is there an Airmiles + long 0% spend Card
Wishful thinking but, I am looking to spend about £10k in the next few months on various things for our house, Kitchen & furniture, and what i was hoping was is there a card out there that has a long 0% spend (12 months ideally:p ) that will also allow me to get airmiles? I have looked inthe forum and am quite confused by…
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A Loan using Egg Money?
Hello All, Wondered whether to stick this in Loans/Credit Cards or Stoozing. I am new to this game, but have read as much as I can to understand the tricks and just want to know if I am going the right way about things. I am wanting some cash to pay for a holiday but all my credit cards are 0% on BT's only. I managed to…
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Sky card debt of £15k on 0% till March - what next?
My dh and I have £15k on our Sky cards on 0% - due to end in March. We are waiting to sell Mercedes (hopefully) for £15k as dh now has company car. Doubt we'll sell though before March. Can prob borrow £10k from in laws at a push. But what are our options for the rest? Does anyone know what Sky's APR is at the end of the…
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Debt collection agency - what do THEY pay?
I have been threatened wih my debt being sold. How much would a DCA pay for that debt - rough figures please?
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Spending in France
I am going to France in February - CC add a high fee for using the card abroad but changing money even in the bank at tourist rates is also expensive - no commission just means an even poorer rate. Are there any CC's with no commission on European spending?
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Pre Pay CC's
Hi, I have a mountain of debt (see my sig), but I am in control, thanks to CCCS. My question is about pre-pay cards. Virgin offer one, they also offer a normal CC (which I wouldn't/couldn't get). My question is, if I signed up for a Virgin pre-pay card and 3-4 years decided to get a Virgin CC, would they look at my pre-pay…
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Fraudulent charges on Egg card - has anyone had a same problem??
Hi there, I've just reviewed my Egg statements online and I know, very stupidly, as I haven't done that in a while (forgot my passwords....and just found notes on what they are so tried them....) I have found many transactions ranging from couple of pounds up to £60 & £80 in the recent week. I'm 100% sure that I haven't…
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should i ask the bank?
My situation has drastically changed due to an accident-I can no longer pay for my credit card bill(TSB card) or a recent loan! Should I call and ask them to help? I have no income (sick pay which covers mortgage and bill) pendingDLA and other benefits...dont want to be black listed/ccjs etc..any help please?
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BarclayCard & Barclaycard Loan
Hi I hope i am writing in right section. I have got barclaycard from last 1& half year and paying them on time, never missed any payments or anything but most of the time i was paying minimum payment. Credit limit is : £1000 and balance is £600. Well i wanted to apply £3000 loan with them as i need it next month so would…
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Some many Credit Cards which one ?
Clueless, i have come to the stage, where i am doing a card clear out. Currently i have a Amex Platium and a Peterbrough BS credit card. I don't feel these card are doing much for me now I need a new card, i wanted to get the Virgin Amex Card (to collect Virgin miles - as i already collect), but being a Amex card it seems…
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Halifax Purchase Card - 2 Questions
Got one of these beauties which has been loaded with new purchases for a house. Just a couple of questions - (1) When will Halifax review the credit limit? In the next month we will be pretty much up to the limit. I see from their website I can apply after 6 months. Will they review themselves after the same amount of…
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Paying for new Kitchen
I am about to purchase a new kitchen for approx £7000 I intend using my wifes new Capital one credit card (4% Cashback) to pay for it. My intention is to then apply for a barclaycard and balance transfer this debt. If Barclaycard do not give my wife the same credit limit as Capital one (£7500) what is the best way to cover…
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Stuck in a rut with my Halifax card ..
Hello all - first time poster here. Just a quick question about my Halifax card. I took the card out a while back and it has a limit of £700. I stopped paying it due to circumstances beyond my control and now the balance is about £1400. I want to pay it off but now the monthly payments ar massive to even make a dent in the…
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I know we aren't supposed to spend on balance transfer but,
My situation. I have a £3000 overdraft and a £2500 sainsburys credit card bill. I have some shares coming in March which will more than cover the above. I need to continue with building works. I have applied for a Lloyds Duo card, simply for the free flight! I was then thinking of applying for a Barclaycard for 14 months…
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Is it safe to pay a friends debt with my Card ?
I have offered to help a friend who is having severe difficulty with debt. I am happy to do this and am prepared to not actually get the money back. I can pay by cash, cheque, credit card, or whatever. I would prefer to pay by credit card to give me some time to get the money together. Total is quite a considerable sum and…
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First Credit Card
I'm thinking about getting my first credit card. I did my credit profile in moneysupermarket.com It showed me: good I'm 29 y.o. I'm with Barclays for 3 years now I need credit card for some purchases abroad (where there are clearly stated they will NOT accept my visa debit card, for instance car hire) I will not use it…
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Did I imagine it or is there an 0% balance transfer - no fee card
I could have sworn i saw a 12 month interest free card with free balance transfers...but cannot remeber for the life of me who it was? TPA
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can i do a BT from my MBNA card to a websaver
Hi, just a quick question. Can i do a balance transfer from my MBNA CC to my halifax websaver. I heard it can only be transferred to a current account. Is this correct ?
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Newbie, help with card for purchase please.
Hi Well it's going to be my first CC and i need a little help. I understand a bit about them and all i want to be able to do is buy my new plasma tv from johon lewis which will cost about £1400. Ive seen the john lewis partnership card offering 6months free on purchases, and all i want to do is buy the tv and setup a…
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Credit card transfers...using foreign currency?
Just for background, I'm an American living in the UK, so I have credit on both sides of the pond. I can also use my parent's as a US address in which to register bank accounts, etc. Reading Martin's new article on effectively getting a personal 'loan' via credit card, I was wondering if this could work going from pounds…
