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Barclaycard Graduate
Hello I've had a Barclaycard Graduate for over 4 years now now and wanted to know how long will I stay on this card before being moved to another. There is nothing on the Barclaycard site that helps?
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Natwest CC - unavailble to speak to on Sundays!
In this day and age I find it baffling as to why Natwest can't have their credit card call centre open on a Sunday! I want to do a BT but will have to wait til monday evening now. Can't even do it online as they have yet to send me the relevant passcodes. Admitedly (sp?) it does say on statement the opening times but it's…
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credit card shuffle
just after a little advice, been trying to shuffle credit card balances to cheaper rate cards but finding it impossible - i have a barclaycard with zero balance on attempted to transfer my expensive virgin card balance to it but was told i couldn't as i hadn't used the barclaycard for some time, they advised me to use the…
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0% fixed apr for 12 months
I have a 0% fixed apr credit card offer. Before I apply, does this offer mean that I only have to pay off my 'monthly minimums' for 12 months and pay off my balance in full before the end of 12 months?
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What are the best Credit Cards
What are the best cards for those who are trying to build their credit?
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How often to apply for cards?
Hi, new to credit cards here. I just recently got my first credit card last spring to build up some good credit history. It has horrible APR and no benefits.
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How Many Credit Cards are too Many?
I always wonder how many credit cards someone may have? Do credit card companies stop issuing more cards if you already have so many? How can too many credit cards affect your credit rating? Ideas/experiences are welcome.
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International credit card
Hi, I am looking for a good cash back international credit card. International in the sense that the bank dosent charge me extra for using my credit card in Asia. I did see a good cash back cards, but they charged close to 3% extra on international transactions and that killed the purpose. Any suggestions ?
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Late charges/returned fee
Hi I recently changed my current account from Lloyds TSB to Alliance & Leicester. A&L was supposed to arrange transferring the direct debits, standing orders, payment of salary etc. I'm not sure what happened but when it came to paying off my A&L cc, there was not enough money in my A&L current account, so the cheque got…
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Don't know what to do....
Hi all, I really don't know where to start. Evidently my husband has been living off his credit card(s) for years and paying the minimum payment each month. He has not always (rarely) paid on time and so charges are constantly added for all sorts of things. As he has been seriously ill in hospital since before christmas…
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Post Office Credit Card vs Nationwide
I'm in dispute with Nationwide regarding charges on my bank account. I also have a Nationwide Credit Card and often use it to buy items online from America as they don't add a foreign transaction fee. If I bin Nationwide and have to get another Credit Card does the Post Office card do exactly what the Nationwide does? Is…
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Barclaycard One Pulse
I'm getting an 'interest on your standard balance' of £1 per month on this card despite paying it off on time - is anyone else? As I only use it for Oyster top-up, it's a bit of an expensive way of buying tube travel! TG
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Virgin/MBNA - Fraudulent activity
I have just been informed that my Virgin/MBNA Credit Card has had suspicious activity/transactions today. This message came to my mobile phone by text. Thinking it was a hoax, I checked my account online to find it was true, there are unposted transactions on it that have had nothing to do with me. The card has been cut up…
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Card Payment Abroad
Hi guys, It might be a daft question but just checking as I'm unsure. I am planning to use my credit card to pay for some application registration abroad. Which one would be best for it's purpose my post office card or egg money cash back card? Both been set up for full payment each month. cheers
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late charges of £12
i have just realised that i have been paying late payment charges of £12 and i have no idea for how long what it is that bothers me is that i pay the minimum of £40 a month and i am sometimes late with it, which i cant help at least i pay what i can when i can surely, what i want to no is, is this fair and can i recalim…
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True story!!! GE Money has charged me 150% on interests for a month!!!!
Hi Everyone, I'm ever so new to this forum. I wanted only to post the e-mail I've written to GE Money. It explain everything and I'm posting it only for you to have a laugh!!!!:-)))) Be aware of them: Dear GE Money, I am writing as I am very unhappy with your service. On 20th Dec 2007 I have asked you to close my credit…
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Capital One Cashback deal being withdrawn
Capital One will be ceasing promotion of the platinum cashback credit card from Monday, 28th January. This is due to business reasons and is across both offline and online channels. I think the cut off is 3pm but to make sure do it today or Sunday before midnight. I got a good earner from it in January from all my…
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The great Debit Card Payment to Egg CON...?
Hi All, I'm furious and am on the warpath with Egg. I want to run some of my thinking by the great and the good on MSE. I'm convinced Egg should be seriously challenged here. There are several related issues that have caused me this concern and I'll get straight to those points and provide my personal situation only at the…
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How much does minimum payment cost ??
posted in error sorry :confused:
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do i buy before i get a new card
if i get round to getting a new card do i buy some tools i need for work before i get a balance transfer