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Barclaycard Customer Loyalty Offer
Just phoned Barclaycard to moan about my ridiculously high 19.9% interest rate and got transferred to the "customer loyalty" department who offered: Option 1: A fixed rate of 11.9% Option 2: 6.9% if I spend £50 a month on the card 13.9% if I spend £25 a month on the card 18.9% if I spend nothing I went for the second…
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A thicko question about maths
I am keen to ditch my Morgan Stanley Credit Card as soon as possible prefering to use my Tesco Clubcard Credit Card instead. Now I have £14.61 accumulated as cashback on my Morgan Stanley. So my thicko question is, how much do I need to put on it to reach £15 cashback? It would help if I could remember how much cashback…
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Refund of expenditure on Credit Card cheque?
Hi, there - I posted this, mistakenly, on another Thread. Sorry! :( Can anyone advise on this please - I made a substantial purchase using a credit card cheque abroad. I now believe this purchase to be dangerous, defective and misrepresented. I know the law has changed on credit card use abroad but not sure about credit…
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dropped a clanger ( cruise payment)....
iam oing on a cruise on friday and i have forgotten my pin number for my credit card. will i have to swipe my card at the begging of the cruise and enter my PIN? because i am getting the PIN re-sent to my house and my dad will open the letter and tell me the PIN over the phone... but the letter wont get to me until…
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going on holiday.....should i tell the credit card company?
hi guys, iam going on holiday on friday.....should i tell the credit card company?
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Credit Report Help Needed
Hi Guys Hopefully you can help. I have been having a problme getting a credit card and remortgageing I have applied for a remortgage recently with Nationwide (via London & Country) and was refused on my credit rating. I send off for my experian report, and my girlfriends. They have came back and I seem to have a good…
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£15 introductory offer from Amazon problems
Has anyone else taken out the introductory offer to recieve £15 from Amazon for taking out their credit card? I took one out when offered £15 when buying something on their website in september. I applied for the credit card. (took ages) and it was my understanding after a couple of phone calls that i would be credited…
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No Balance Transfer Fee with MBNA & Virgin
MBNA & Virgin have both sent me an email advertising no balance transfer fee on balance transfers done today (4th December). The BTs apply at the promotional rate (which is 0% on my Virgin card), and also includes Money Transfers to current accounts. There is a link to the website on the email to proceed with a BT, however…
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Anyone using already FavoCard ???
Hi all. I have google’d all over the net for the safe and sheep abilities for changing e-currency to cash. Since the New York Credit Union crash at the beginning of this year it is hard to find alternative for the G-card. I was registered at FavoCard to get there card which as they promise will provide a quick withdrawals…
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Egg card and balance transfer rates...
Hi all, just wonder if anyone could help...have an Egg card with a zero balance but am looking to transfer onto it in the new year. Have spoken to Egg but they said no promotional rates available on my account-is it worth threatening to close the account to get a decent rate?? Any advice would be great!! Thanks in advice!
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card help.
so i got the CC from my student account with natwest in october. it's let me use it all well and fine, but since getting it, i've had no statement for october or november and all i've had from natwest is three CC application forms through the post. i've just tried paying my insurance deposit on my card and it wont let me.…
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Crafty Capital One
Ok , partner applied for and got Capital one card with the 3% cashback.... First transaction 11th Nov as pin not received until then, statement sent (letter is postmarked 30th Nov) received today 3rd Dec, minimum payment expected 5th Dec. So its impossible to pay the amount in time even though we always pay the full amount…
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Denied for a bad credit rating but rating's fine? Carzy times and what to do?
Hi everyone, hope someone can help me. Basicaly got denied a mobile phone contract for a bad credit score but can't fathom why! tried the online thing and it was fine, the only thing I can think of is that before trying in this shop went to the shop I'm with and they ran through my details twice. Could that be it? I want a…
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Virgin Credit Card - 0% Query
Hello All Have noticed on Virgin Online that i have an option for 0% BT until 28/02 (have to pay-off by then otherwise get charged full interest) Its only 3 months with a 3% charge - Has anyone had any experience / success with contactng Virgin and asking for an extension on the term of the 0% offer? Anything i can say to…
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Funding paypal account via Credit Card
hi,i was wondering if funding my paypal account with my credit card would incur a cash advance charge, as i know this happens when funding gambling accounts or is this separate from any charges,by the way it is a barclaycard i am thinking of funding my paypal account with,TIA
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Strange article in the telegraph
http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2007/12/03/cmcredit103.xml For people who do regularly borrow money on their credit cards, a shorter interest-free period can be advantageous. This is because they will be charged interest for a shorter period. Can someone please explain this statement to me? How can a…
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Hotels and Credit Cards
Hi All I am off to London with work today and was staying in a hotel that charges you when you leave. I know with this service they add a few hundred quid on Hold until you pay (For if you put anything on your room) My question is can you insist on paying upm from. The reason I ask is I only have £1000 on my card and the…
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Does interest accrue on 0% offers?
Hi Everyone, I have a Capitol 1 card that has a 12 month 0% intro rate. Does the interest accrue typically on 0% offers? If you make a late payment for example I know you would get hit by a late fee but would you also get hit with accrued interest? Thanks!
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After holding credit cards for 20 years,
We have never had any fraud comitted on them.. However, we applied for a Halifax CC in sept, purely to use while we were away in USA on holiday. We used it a few times, but noticed one item which wasn't bought by us. At the same time we were in USA, someone bought £490 worth of car audio in Nottingham. We rang the CC…
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Poor credit - credit card - alternative to Cap 1!
Hi I quite often see posts from people who want info on cards for poor / no credit histories. Halifax now offer a card for 'sub-prime' customers. As usual with this kind of card it has a horrible APR (27.9%) but is a good way to rebuild or start building a credit history - just avoid interest each month by repaying in…
