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AOL/MBNA CC points
Does anyone know how to redeem them and where they can be used? Ta muchly :)
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maestro & mastercard fee's help
Hi, i have a few questions about maestro & mastercard which i hope someone can please answer me with. 1) when using my HSBC maestro card abroad, i understand theres a 2.75% exchange rate fee. my question is, is there another charge when i withdraw money from an ATM? if so how much % ? is there a charge when i purchase…
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Balance transfer on 0% and interest charges
I have just got Barclaycard on the 0% interest on balance transfers with a 2.5% charge for the BT. I am wondering though - will this charge count as a purchase and therefore not qualify for the 0% ? still worse any payments will not pay this off until the whole of the BT has been paid off? Any advice much appreciated.
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Amex Online application
Do Amex give an instant approval when you apply online for one of the cash back cards credit cards all help welcome
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Does anyone know about Visa Debit chargebacks ?
I recently purchased an item over the internet from a company that seemed reputable, however the goods have failed to be delivered and basically the website has disappeared and the bloke has done a runner. I paid via visa debit card for the transaction via google checkout and have not received my goods. I understand that…
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Help Egg have been stealing money from me
:mad: egg have been stealing money from me (out of my bank account) from a credit card i closed two years ago!!!!! according to egg its for some other company for card protection (who i have never heard of) egg say they have no record of me closing my account!!!! i contacted egg 2 yrs ago to close my account...i have…
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Help Charged Twice !
Hi All Stayed at a lovely B&B in Brighton a few weeks ago for one night. Slapped it on my flexi friend - the lady in the B&B had a problem with the machine - it ran out of paper and she had no idea what to do with it and at one point handed it me to see if I could put paper in it! Anyway she put my card through twice and…
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Be Careful With Mbna
I took out an MBNA card about 10 months ago with a 9 month interest free. When it came to an end I contacted them about reducing the interest rate from the 16% I thought I was paying, They said to me we can reduce it from 29% to 23%. Apparently the letter telling me I was going to be put on this extortionate rate of…
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Lloyds TSB Airmiles Duo Card
Does anyone know how long the miles take to show up on your account? I got my cards just over a week ago and spent £70 which gives me 7 miles, plus a bonus 500 for using the card for the first time. So I should have 507 miles but looking at my account I have no miles either at Lloyds internet banking or airmiles.co.uk…
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Looking for Card with payment date after 10th of month
I am getting cheesed off with Abbey. I have used their credit card for over 10 years but in the last year or so they have changed there monthly payment due date to around about the 6th or 7th of the month. have been caught out a couple of times with interest for paying a day late. Can anyone recommend a decent card with a…
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Credit card account closed without notice
I have had a credit card with Lloyds TSB for 4 months now. Yesterday my CC was declined when l was filling up the petrol station. I phoned up Lliyds and l was told my account has been closed because l now have a default in my credit file from a loan l have with another bank. Surely this is not right, when l asked why l was…
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barclaycard problems - update to problem/help!
delete.....
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applying for credit
Does anyone know if it is legal for me to apply for credit in my maiden name? Thank you
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Balance transfer or loan?
I need some advice on the best way to pay of some debt. My wife and I have thankfully successfully fought a court battle against a building society, won't go into the details but we are now left with a bill of arond £6000 to pay in legal fees. What I need advice on is how we should pay this off? As I see it we have 3…
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Absolute newbie on credit cards
Hello all, Forgive me for starting a new thread, but i'm completely lost amongst all the info on this site. Call me thick or something, but most of it seems conflicting and confusing to me. I am an absolute newbie to credit cards. I have read the articles that i think are relevant to me: Credit card newbie, Cashback cards,…
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MBNA Summary box on min payments
I have loads of mbna cards,,and it used to say the lesser of £5 or somethin. and i used them in financial difficulty,,say i had 4k in a 0% period it used to be £5 a month anyway im in a little dificulty (again) at the moment and need a cheap monthly payment card,,ive just got a virgin card and am going to transfer £5k onto…
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Virgin/MBNA CC's and interest rates
Hi, I have other cards and unfortunately I am pretty close to the limits on all. However, how I manage is that I pay the minimum payment and then use the available credit so effectively I just paying the interest. However, I've never got close to the limit on my Virgin/MBNA card until they decided to drastically reduce it…
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Virgin Atlantic
I applied online and was given a limit of more than I expected £9k. As part of the application online I requested a BT for £4.5k, sorry now I hadn't taken a chance with a higher request. Do Virgin send out cheques and can I use them for the other £4.5k into my current account . :D
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Barclaycard Upgrade
Hello, I was wondering if anyone has successfully went from a Classic Barclaycard to a Platinum Card (or Simplicity or Breathe Card) and if so how long did you have the Classic card for before they offered or agreed to a request. Cheers. James
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"Cash back" at supermarkets
Hi, I understand that if you use a credit card at an ATM, you will have to pay a fee. So an interest free on purchases card should only be used on...purchases! However...what about 'cash back' at supermarkets? Does that count as a 'purchase' (ie, interest free) or a cash withdrawal? This is my first credit card, so sorry…
