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Baclaycard £50 voucher offer what to do next!
If you were lucky enough to follow Martins tip and got the £50 in vouchers for appling and using a Barclaycard, ditch it straight away! I wanted to apply for the 2% cash back Barclaycard but when I called they said I had to cancel my card and could not apply for it for 3 months from the date of cancelation. However, an…
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credit card on benefits
Even tho I am a carer on benefits, Capital One accepted me. I can't believe it. I will be really really careful with it.
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Which Card Should I Use
Just about to pay for a television package online but dont know which credit card will charge me the least intrest as i will not be paying it off straight away , my choices are a RBS credit card or my virgin money card any help appreciated.......thanks merry xmas
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M & S &More Card:Credit Transactions Declined?
Has anyone else had problems getting a refund back to a M & S &MORE CC? I use this as my “purchasing” card, paying off in full every month.:money: But because I put everything on it, there are frequent times when something has to be returned for a refund, albeit small amounts. So far, I’ve had “Transaction Declined” at…
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Egg Card - interest rate increase again
I have an had an egg card for a few years now. Despite getting a great rate at the start, I'm currently on 17.9% after a recent increase. Today, i've received another email saying that from the 13th Dec it's going up again to 21.9%. what a rip off! Maybe it's because i've transferred £11,000 to the card 3 months ago at 0%…
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Abbey ditching the Mbna cards.
I have 2 Abbey/Mbna cards, which were replaced in august. Today I had 2 letters (one for each cards) telling me that, as they were told by Abbey that I was approved for a new Abbey credit card, they will replace my cards with 2 Mbna Platinum Rewards credit card in five weeks, so I'll have to register to the Mbna online…
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Store card question - can you help?
Hi all We are wondering if anyone has spotted a store card that gives a refund of the price difference if you buy something now and it becomes cheaper in the next x number of days. This could be particularly useful for Christmas presents that are cheaper in the January sales, but effectively could work all year round.…
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Is it legal?
I have just applied for a new Mastercard with Bank of Scotland with 0% on balance transfers for 12 months. Phoned them today to transfer the balance from my MBNA card only to be told that they do not accept balance transfers from MBNA??? Has anyone else had this problem? How do I ensure that if I apply for another credit…
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credit card applications
:rolleyes: does anyone know the real reasons for being declined a credit card, if you have been approved by others???:confused:
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Marks and Spencer
About two weeks ago I ordered my Mum's Christmas present from M&S online and paid with my credit card. I then paid the card off about a week later. Yesterday I rang them to ask where the present was as I hadn't got it and the person I spoke to told me they were out of stock and had been at the time I made the order, but…
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ASDA Credit Card Bills & Vouchers
Just a quick word of advice. Don't just pick out the bill and assume the rest of the envelope is full of the usual junk. Your annual vouchers are probably in there. I nearly binned mine!
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advice please
A friend of mine is trying to get a new 0% interest credit card. She applied to Capital One but they would only offer her one that was at 17.4%. She then applied to Barclaycard and they turned her down flat. She has checked her credit rating on Experion (?) which is "good", possibly because she was late with payment by a…
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Paying off Citicard visa
Over the last couple of months I have been trying to pay extra off my citibank card and so I have sent off cheques. I have a direct debit set up to take the min payment out of my bank. I have noticed that when my statement comes I am not paying anything off the balance. When I have send the cheque off to Citicards they…
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Card cloned and used in Australia
I understand there is a very significant number of credit and debit cards being cloned in Britain and then being used in Australia. This happened to me recently. I am told by my bank that the problem is particularly bad with Australia because they still use paper records. I was told that the problem is 'massive'. Any…
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Which Credit Card am I better transferring to
Hi I owe £5600 on credit card and am paying 13.1%. I need to transfer. I have been declined for a 0%. However I have received two letters from cards I already have but have nil balances on them. Mint and Capital. Mint are offering me 5.9% for 12 months with 2% transfer fee and Capital are offering 5.94% for duration of the…
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Stuffed by Halifax One Card
Hi All, This is my first post on this forum. I took out a current account with the Halifax (a second account which I use in addition to my Lloyds TSB account) to pay my monthly bills. At the same time I was offered and accepted a Halifax One card. I used the card sensibly, initially, for balance transfers and made sure…
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repayment cover for credit cards
My daughter has recently been successful in claiming for excessive charges and misselling of payment protection insurance on her halifax credit card. My question is...will halifax calculate the interest added to her account as a result of these charges accumulating and refund this or do they just calculate interest on the…
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Warning - Virgin 15mths 0% will charge interest on BT fee
Just read the weekly email and was about to apply for the Virgin/MBNA card for 15 months 0% balance transfer with 2.98% fee, but phoned up to check a detail, and, yes, they will take your monthly payments from the lowest-interest item (the balance transfer) while the BT fee sits there being charged interest (at 15.9%)…
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Nationwide Visa Abroad?
nationwide charges no exchange rate fee's for abroad usage but when withdrawing from an atm machine, is there a charge?
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Virgin Credit Card
Hi i've noticed online that this credit card does 0% for 15 months, (with 2.9 handling fee) I have 800 on a credit card, and also 700 on my overdraft (current account) I've noticed on some threads elsewhere on this site that people have also used credit cards such as virgin, to do a balance transfer of their current…
