-
Yay Lloyds just gave me 0% for 6 months
Oh well, it looks like my Cap 1 and Store cards are going from 30% Apr to 0% ha ha! happy days! On the bad side Capital One are not making it easy to cancel! Sod! they can put me off as much as they like but I aint keeping their bloody expensive card!
-
Is this the best option?
Hello, I need some advice from the experts before I go ahead with something. I will explain my situation: I currently have 2 credit cards. A Virgin Card and a Morgan Stanley Buy&Fly Card. I don't really want to apply for any more cards. I have a balance of £1485 on the Virgin card, and £200 on the MS. The 0% period has…
-
Egg card/Egg money cash back at Shell
Don't know if this is the best place to post this, (or if its already been posted for that matter) but, I've just seen on the Egg website that they are offering 2% instant cashback (so 2p in the £) on fuel purchases at Shell until 31/01/2008. If you have an egg money card thats 3% cashback! Sounds pretty good to me if you…
-
Tesco vs Virgin Black Credit Card
We pay for a Black Virgin CC with the idea of buying a family vacation every year. We recently opened a Tesco CC to use where stores don't take Amex. However, having searched forums, the general consensus seems to be the Virgin card has too many conditions to be of any value to us. I have looked down the CC table & seen…
-
Bank details 'sold on internet'
" The Information Commissioner has launched an investigation after it was revealed that thousands of Britons' bank details are available for sale on the internet The Times newspaper said it had found more than 100 websites offering to sell UK bank details, including account numbers, PINs and security codes, and had been…
-
PINs & Card Details For Sale
Websites Sell Secret Bank Details & PINs. (Story click here). The private account numbers, PINs and security codes were offered as tasters by illegal hacking sites. Q. How can the card industry hold these victims (click here) responsible for the cost of fraud where their PIN was used, when the industry itself can't keep…
-
Life of Balance
I have an M & S card with life of balance rate of 4.9%. I have been paying this for 5 months all fine. I now have another amount I need to shift due to an unexpected large bill :( but if I shift it to this card will I end up ruining it? I get that rate for 1 more month on balance transfers. Currently its on a standard card…
-
Natwest Maestro card & Section 75 CCA
Does anybody know if section 75 of the Consumer Credit Act is applicable to a Natwest Maestro Card?
-
Which Credit Card
Hi all, Quick question incase anyone knows off the top of their head (or knows where I can find out, etc). I'm in the black (financially) and always have been, so I don't really need a credit card, but am thinking of getting one as 'nice to have' and incase of emergency. I don't really intend to use it. Which credit card…
-
Gone over credit card and overdraft limit
I have had a bit of a bad month in terms of my finances last month going over both my student credit card limit and student overdraft limit. I know that i will now incur penalty charges for this. I was wondering if anyone knows whether the fact that i have gone over my limits will be recorded on my credit history? I have…
-
Undelivered goods bought with credit card - am I protected?
Dear all I sent flowers to my new girlfriend for her birthday last week, and they were not delivered. I ordered online using my (MBNA) credit card at about 7am on Wednesday, using the free next-day delivery advertised prominently throughout the site; it's now Sunday and there has been no sign of the flowers. She has been…
-
Is there a coolingoff period forcreditcard purchases?
Hi all. I have a HSBC card. I bought an Omega Seamaster from a jewellers in Cardiff on Thursday with the card. It wasnt my first choice one (turns out the modeli want is discontinued). But..my GF has come back from a shopping trip in NY, where she bought me the model I wanted as a 'suprise'. Well, we're both 'suprised' i…
-
Goldfish Charges For Their Mistake - Can I Reclaim?
Please can you help me? 1. I signed up for a 0% with Goldfish and set up the direct debit at the same time to ensure that no costs would be incurred. 2. Couple of weeks later I did the balance transfer (this took another couple of weeks to go through). 3. The direct debit missed as Goldfish did not set up DD until after…
-
Manufacturer's Defect on Morgan Stanley Card
My Morgan Stanley card expired at the end of November. I phoned them this morning to tell them I hadn't received my renewal card and was told that they had noticed a batch of them had a manufacturer's defect on them so they had to send them back. Apparently I will get my renewal card by the end of next week. Has this…
-
IDT Prime prepaid debit card - Scandalous!
Official MoneySavingExpert.com insert For full info on the best prepaid credit cards available at any time, see the main website's Prepaid Credit Cards guide. Back to the original post... I know this isn't a credit card but this seemed the most appropriate forum for this post. My local convenience shop sells these cards…
-
0% ending soon, when to apply for a Balance Transfer card
I have a MS more card that the 0% ends on 6th Jan. I was planning on applying for a Barclaycard Platinum to BT for the 14 months 0%. I have never done a balance transfer before should I get things in motion now for the 0% running out on my MS card? I think I have a good credit score, will the Barclaycard be a good option…
-
More than one MBNA card?
Hello people! I'm about to receive my Virgin (MBNA) card and am wondering if it is possible to have more than one card from the MBNA stable? Thank you.
-
RBOS, MINT, NatWest - Cardholder Tip/Warning.
From: Scotland on Sunday: CHRISTMAS shoppers have seen the time given to pay off credit card bills slashed by the Royal Bank of Scotland. (Including MINT & NatWest). Millions of customers will effectively have just 10 days after January 2 to clear their balances before being hit by interest charges and late payment fees.…
-
Intrest Free Credit from BHS
I bought an item from BHS store, on 11 months interset free credit, completed all paper work including direct debit form giving my bank details etc, paid deposit on 6th October 07, money came out of my bank on the 8th October. Its is now December and they have not taken 1st installment as yet and and was wondering why. I…
-
Covering the plastic in your wallet - a question!
Hi, I hope someone can offer some advice please. I have a number of debit & credit cards and I'd like to know people's opinions as to which scheme/company is best to go with. The service I am referring to is the one in which you register your plastic and then in event of you losing your card(s) - i.e your wallet is stolen,…
