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credit cards in supermarkets
Please Help I've Just Got My First Credit Card, So A Bit Unsure About Using It , Is It O.k To Use It When Buying Shopping In A Supermarket (put It In Slot Put In Pin Number) Or Will I Get Charged Like I Would If I Withdrew Money From The Wall (silly Question I Know But Please Advise Thanks)
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Just heard
that the average UK adult has 2.7 credit cards. Does this sound right to you? Thought it would be a lot more tbh. I suppose I have two but with all the tarting I thought it would be more.
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check your virgin statement!!
I was one of the unlucky customers to get a letter a few months ago from Virgin telling me they were doubling my interest from 13.9% to 27.9%. After phoning them and asking nicely they agreed to keep my interest at 13.9%. However when my statement came in this month.....yes you've guest it..the interest was worked out at…
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Transferring overdraft balances?
Hi all! Hope you can help! I have a large overdraft facility which is costing me a fortune at the moment. I'm not in a position to pay it back, and as it's reviewed annually, I know the lovely bank are going to want it back in time for XMAS!! I know you can transfer store cards and over CC balances to a 0% deal - but can…
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Been refused before.....dont want to be again
Hi folks, wondering if anyone can help here. I was refused a credit card by a high street bank just before the summer - I'm assuming that it was because I'd missed a couple of payments in the previous months. Since then I've been keeping on top of my payments and would like to switch my current credit card to a new one…
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whats the interest rate on virgin,not a new customer
anyone tell me what the interest rate is for virgin credit card i need to see what this is and plan things out soon as my 0% ends on jan/feb of next year
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UK call centres
Does anyone know of a credit card where the call centre is here in the UK? Thanks.
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transfer balances,loans and stuff help?
Ok i have a few cards and a loan with money to pay,would rather not say the amounts but was wondering if i could be given advise on what i am best doing here. I have a virgin card credit limt high and money to pay also way up there,its on 0% until i think jan/feb next year cant remember now. I have an egg also with high…
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Balance transfer to bank account
Hi, I'm new to this forum but i think i'll be spending some time on here :) I have a quick question.. I am being charged interest on my bank accounts and i want to get a credit card to clear my debts by using balance transfer. I am looking at a Barclay card. Can balance transfers only be used to clear other credit cards or…
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Implications of using a relatives address as my CC correspondence address.
I have recently moved to Italy and I'm changing all my correspondence addresses. However, at least one credit card company I am with won't allow me to have a postal address in Italy. Therefore, I was wondering if I would be safe to use a relatives address in the UK as my new address/collection point without effecting their…
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Help! How do I get CC company to freeze interest?
My other half has got a Virgin credit card which he has had for several years. He was making regular payments and using the card up until they changed the interest rate and now the interest each month and the minimum payment is more than we can afford to pay. Also because they put the interest up he is now over his cc…
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9mths BT Lloyds TSB
Just received my new mastercard from Lloyds. Theyre offering the above deal with 3% fee. I have a MBNA Virgin balance of £4800 which runs out in Nov 07. Should I use Lloyds facility of try another search on my file and look for a better deal - if there are any:)
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Paddypower Credit Card Charges!
Just thought I'd post about something that's happened to me recently. I opened up a Paddypower account in September. I added 20 Euros and then later about 12 Euros when playing Deal or No Deal game on their site. A month later I got my A&L credit card statement and lo and behold A&L had charged me £3 stg for each of those…
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Capital One charges 2000
Hi i have a cap one credit card have had it since 2000 i didnt realise till 2weeks ago i could claim back my charges! Doh anyway i rang them and they sent me the last 7yrs of transactions and charges but the charges are printed at £15 each for an over the limit and late payment but i thought the charges for capital between…
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Can you do a balance transfer from an account in my wifes maiden name before we got m
Hi, I am thinking of applying for the Barclaycard 14 months 0 APR and wish to transfer my credit card and my now wifes credit card onto this barclaycard if we are accepted. Question is, Is it possible to transfer my wifes credit card balance which is still in her maiden name onto the barclay card which will obviously be in…
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Halifax H2X Card - Replacment Card Offer
Apologies in advance if this has already been posted, but couldn't find anything. Thought people might like to know that it seems Halifax are replacing their H2X card (Internet servicing only card from 2002, 10.9% APR) with their new Halifax Mastercard. I've just received a letter and they're offering: - 9 months 0%…
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Refer to my post
http://forums.moneysavingexpert.com/showthread.html?t=581894 Refer to my above post i tried to contact debts line and natwest but they are just speaking in one tune " Give us you address " and nothing else and don't want to listen any thing else. So now should i care about it as that person has similar name like me with…
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Capital One Credit Card Catch?
Hi, I'm thinking applying for a Capital One credit card. It offers excellent conditions and the less fees on balance transfers. However after reading an American article about "Credit card companies' evil tricks" on MSN I'm a bit concerned... According to this article, Capital One (US) does not report its customers' credit…
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Claiming back old cc fees - re: article
Hi - back in 2001 I had a credit card and incurred a few late payment fees etc. In March 2005 I had a letter from a debt collection agency saying that they'd been passed the debt (almost £500 on a £250 limit card) which I luckily was able to pay straight off. Anyway, was wondering, although that card is closed, am I able…
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MBNA/Virgin Balance Transfers - without handling fee's?
I have both an MBNA Card and a Virgin Credit Card and on opening my email inbox this morning was informed that I could apparently make a balance transfer today to my card and that it wouldn't be subject to the usual 3% handling fee. I have since been on both website's for confirmation and it is genuine - seems like the…
