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Been refused before.....dont want to be again

Hendrix_lennon
Posts: 129 Forumite
in Credit cards
Hi folks, wondering if anyone can help here.
I was refused a credit card by a high street bank just before the summer - I'm assuming that it was because I'd missed a couple of payments in the previous months.
Since then I've been keeping on top of my payments and would like to switch my current credit card to a new one with 0% interest.
But I don't want to be refused again because I believe this affects my credit rating.
Can anyone advise how long should be left between applications?
Thanks in advance.
I was refused a credit card by a high street bank just before the summer - I'm assuming that it was because I'd missed a couple of payments in the previous months.
Since then I've been keeping on top of my payments and would like to switch my current credit card to a new one with 0% interest.
But I don't want to be refused again because I believe this affects my credit rating.
Can anyone advise how long should be left between applications?
Thanks in advance.
0
Comments
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Try checking your credit file first to see what the problems may be.
Go here.
http://www.moneysavingexpert.com/banking/credit-rating-credit-score#free
Use the credit expert offer..I had problems with equifax, & don't forget to cancel!!!;)
Next, go here:
http://www.moneysupermarket.com/cards/credit_card.asp
Fill in your details & it will give you a list of credit cards that will suit your needs & you are likely to be accepted for.
Oh, & try to avoid ones that are provided by your current credit card provider.
Good luck.:D0
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