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Credit Card Charges
My partner had successfully recouped £1600 from his Halifax bank account so we thought we would give his credit cards a try. MBNA were by far the nicest people to deal with. He used to have three accounts with them and one is still active. We had all his old statements so skipped straight to the claiming bit. First of all…
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Nectar Credit Card
Please can someone help. Some time ago I got a Nectar Credit Card from American Express. I bought a large item and decided to do a balance transfer. I am struggling for another credit card company to take the loan on, not because of my credit rating just they don't seem to be able to transfer the money from this card. I…
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BT offer..Which to choose?
Next week im doing a BT of £570..... I was going to go with the offer......0% till Sep 08....(2.5% fee)..... Ive just called to check and iv also now been offerd...6.9% for the life of the ballance......No fee........ My main aim is to clear the ballance of...thats why i took the card and origenal offer....... If i go for…
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Morgan Stanley Cashback in multiples of £15
Am I the only person who finds this a rather underhand way for MS to pay out less than the advertised 1% or 0.5%? For example, I've currently got about £10 due in cashback, under the original terms. I will never see this unless I spend more until I hit exactly £15. But if I go over, the whole process starts again. And if…
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Capital One Advice
Hi All I'd really appreciate some advice on the capital one cashback card. to cut a long story short our statement due date is monday 29th october and we built up a fair bit of debt onto it in the past month due to buying a car (and the money we wanted to use was tied up in a 30 day notice account.) so we have an O/S…
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Card Care Insurance
Can anyone advise me weather or not I need to buy Card Care Insurance to protect my credit & debit cards from being used fraudulently? My friends are saying I should have this but I can't find anything about it on Martin's site.
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Virgin fee-free balance transfer today only!
Got an e-mail from Virgin last night stating that for today only (24th Oct) balance transfers are free. Assume it's for exisiting card holders (as I am one) and offer ends at midnight tonight, saving usual 2.98% fee. Probably targetted too, but might be worth a phone call. Hope this helps someone.
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Direct Debits
Probably A Ridicoulous Question But Can You Set Up All Your Direct Debit Payments On A Credit Card? And Is It A Good Idea As Long As Ou Pay It Off Monthly?
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Got a Barclaycard? Get cashback
I called up a couple of days ago to cancel my Barclaycard (i think it's just a classic mastercard) as I only use a credit card for spending and have Egg Money for 1% cashback and Abbey for 3% on my supermarket shopping. I got sent through to the loyalty dept and was asked why I was leaving - i didnt lie and explained I…
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My friends in a spot of bother
Hiya, a friend of mine ( a fellow student) has got herself into a bit of trouble where her dad has run up bills on her cards and she has now been passed onto debt collection agencies for one of them She is angry at her dad at the moment but so far she hasent mentioned it to him as she doesnt want to cause stress in the…
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Mastercard Verisign (?) when online shopping
Hello all, Got a question, hoping you can help. I ordered something online a couple of days ago and after the "checkout" page, I was directed to a Mastercard Verisign page? I clicked "No Thanks" without really looking into what it is. Can anyone explain what this is and if it's helpful/safe, etc? Sorry to be dim. HB
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Transfer currentc account overdraft to credit card??
Hello Is it possible to transfer my current account overdraft to a 0% balance transfer credit card?? If so can someone point me in the right direction of a card that does?? Thanks clairelem
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Message Board Virgin Looking for Information
Hi. First time I've used this message board so be gentle with me but wondering if anyone can help as I'm a bit stuck. I'm looking for a credit card with 0% balance transfer to shift a few hundred quids worth of debt onto. "Not a difficult one", I hear you cry, but heres the problem. I am registered disabled and have been…
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Got my Abbey/Santander credit card....had a shock
I have received today my black Abbey credit card (took time, posted application 2nd october). I thought it would be a good idea to have the Santander card, I have my bank account with Abbey and they seems to want to get rid of Mbna. I thought I would get no more than £3000 credit limit, which would have suited me…
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Capital One - 4% Cashback - Whats the limit?
4% Cashback for 3 months. Like it.:D If they're going to pay 4%, this means thats a good 2% difference between what I have to pay as a retailer to Streamline in retail charges versus the benefits I get as a card holder. Methinks there maybe a good opportunity to play one system against the other here and make some cash!!!…
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Is eggmoney card useful?
Hi, I have an egg money card/post office card (for when I go abroad)/capitalone card (nice 4%atmoment)paying off in full every month. Am thinking of losing the egg card as it has been superceded by a decent ceiling on the cap1. Seem to remember that it may be useful as a mule to the current account (although haven't used…
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Credit card cheques- how to stop them arriving?!
I hate credit card cheques with avengence. They are such a con (and are treated as a cash advance, so interest is charged etc etc) and seem so unsafe just drifting through the post. DH has tried to get them to stop sending him them but instead they keep sending his and now I get them too:mad: Tempted to just stop the card…
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Can people who are out of work apply for a credit card?
Hi, Is it possible to get a credit card when you're unemployed?
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Credit Card Fraud with on line supermarkets
Martin I watched your appearance on GMTV this morning about stress WHAT CHECKS ARE DONE BY THE LARGE "ON-LINE SHOPPING DELIVERED TO YOUR DOOR" SUPERMARKETS WHEN EMPLOYING STAFF TO HANDLE CREDIT CARD DETAILS"? Not only is it stressful to have your credit card details stolen and the thief runs up thousands of pounds worth of…
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Credit Card vs Overdraft
Hi I am new here. Hope I am posting this in the correct place. I have both credit card as well as overdraft facilities. I am just wondering -- if I have some cash to settle either one, which one should i settle first to cut down on interest lost? The credit card charges 24% per year, the overdraft at 19% per year, but I…
