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Tesco Bonus Credit Card - Anyone have one?
Hi, Does anyone have the Tesco Bonus Credit Card, the one that gives back 1/12 of the interest you've paid each year? I've forgotten how many clubcard points this card earns in Tesco stores and elsewhere and was wondering if someone could remind me; it's not on the site and customer services haven't got back to me. Cheers!
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Card transfer?
Hi. I currently have 2 credit cards, with around 3000 in debt on each. APR on card (1) is 16.9% and on card (2) 14.9%. Credit limits on both are same (£4500). I want to try and consolidate all debt on one card and get to work paying it off. I aim not to use the card at all for purchases, just as a means to park as much…
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Express Mobiles
Good day to you all, I have been offered a mobile phone 18 month contract with Orange by the above company. Has anyone heard of them? They are offering 850 free mins any network +300 texts for £40pm but you get your money back every 3 months. It sounds "too good to be true". I received the offer via a text message. I've…
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How do you BT out of ICICI Credit Card?
Has anyone actually managed to BT out of the stupid ICICI Credit Card? Any help on how to do this would be gratefully accepted. The UK Banking system doesn't recognise the card, so it would appear the only way to get money out of the card (well, get the debt out) is to pay it off, which I don't have the money to do. Just…
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Beware the Post Office credit card
I applied for the Post Office credit card because I am going abroad and wanted a fee-free card to use. I was amazed and concerned with the amount of personal information they required in order to issue one: when I looked at what I would be sending, it included my passport photocopy, one month's bank statements (showing,…
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MBNA help
Hi Wonder can anyone help me. I'm being given the runaround by MBNA credit card. Was wondering if anyone could help me gather a list of directors etc or a direct contact list for them. I have been promised calls from them that have never materialised. spent approx £20 on calls to the Customer Advocate's office, its just on…
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Can I pay off a loan (approx £1500) with a 0% card?
Well not specifically me, my mum has offered to put my outstanding balance on a card so it accrues no more interest. Can this be done and if so how? If she pays it off with a card will she need another one with 0% to then class it as a balance transfer? Before anybody questions its because my managed loan follows the base…
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Who owns who
Can someone paste a link and/or list of which credit card companies own which cards. For example I know HSBC owns M&S Money I don't want to apply with the same company! Thanks in advance.
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What to do when you can't afford to pay?
Myself and my partner have a few credit cards that are maxed out and we can't afford to make the repayments any more. We are really struggling. He's recently gone self employed and I lost my job and had to take a lower paid one which has taken its toll on us being able to meet our monthly payments. What do we do? Do we…
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Additional cardholder & balance transfer
Hi everyone, Apologies if I'm being a bit thick.... I hold a Tesco old style CC, with my boyfriend as an additional cardholder (he's been on there about 3 months), can we do a BT from one of his cards to the Tesco account....or will they say no since I'm the main holder? Many thanks :) :)
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virgin credit card
Until recently I was paying more than min payment then last month world collapsed and no longer able to manage so wrote and told them straight away making token offer with my personal budget sent registered post on 29/7 yesterday purse stolen card was still in it so called to make sure canceled and checked on what was…
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when the 0% offer ends
If i did a balance transfer on my barclaycard (offering me 12months at 0%) with a 3 % BT fee. What would the intrest rate go back to after the 12 month period if i never managed to pay it all off in that time.
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Payment Protection.. for booking a holiday.
Ive often heard stories about people booking their holidays, them falling through, and people losing loads of money... Advice is usually given to book it on your CC, then if the worst happens, purchase protection ensures you dont lose out... Now most cards off around 90 days purchase protection.. but most say you need to…
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interest rates
Hi there, This is probably the silliest question posted on this site, but could you tell me which is the higher rate of interest 2.0751% or 16.9% :confused: I do wish I had paid more attention to percentages when at school. What would the minumum payments be on a balance of £1,200 on both these interest rates. Thank you so…
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bal trans to tesco credit card?
anyone know if you get points on a tesco credit card when you do a bal transfer?
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CHIP & PIN Cracked?
A pair of scammers who used cloned credit cards to steal more than £150,000 worth of rail passes to sell on the black market have been jailed. The scam cost rail operator Southern Trains £156,000 and forced the company to change its customer policy by limiting purchases to those without chip and pin cards. Story here…
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Best Credit Card to used Abroad
HI i am getting married next month in Las Vegas, and we are thinking of getting a credit card for unseen expenses. What would be the best one?
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Call centre said £148, I've been billed £485!
I've already booked flights and transport to Heathrow, and just booked a hotel. I spoke with a booking service who said the room would be £148, I agreed and gave the credit card details, stating again before giving the card number that this was for £148. However, now I've just had a booking confirmation through which says…
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Advice needed regarding repayment plan!
I have a credit card with MBNA and recently have not been making the minimum payments. I am 200 pound over my limit and have come to an agreement with MBNA to make payments every month for 12 months and my situation will get reviewed in 12 months time. However! MBNA are charging me interest and over limit fees which come…
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free mp3 from sony amex card
After reading last months article, I applied for and received the card. I then received a phone call to activate the card and was asked what amount I would like to receive into my bank account. In spite of saying that I didn't want anything, the girl persuaded me to receive £2,000 "as it was free with the monthly payment".…