virgin credit card

lemontart

Until recently I was paying more than min payment then last month world collapsed and no longer able to manage so wrote and told them straight away making token offer with my personal budget sent registered post on 29/7 yesterday purse stolen card was still in it so called to make sure canceled and checked on what was happening as not heard anything this morning.

Offered me a home owners secured loan?????? cuse me unemployed and why would I take on more debt if I cannot even service the ones currently have............then told they had not got the letter and cannot help me until I have been in financial trouble for at least 3/4 months - I did correct the cant to wont help me,

I have written again asking for them to freeze interest and accept £5 a month pointing out that I told them immediatly I knew there was a problem and sent it registered post and that other creditor is accepting offer.................very irritated at being offered a loan and the man there seemed unable to comprehend why I would not want a loan when I say no.

Is this normal for them to offer loan?

:cool: