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name of the current Egg Card Head of Customer Relations?
Hi! Does anybody know the name of the current Head of Customer Relations at Egg Card? many thanks
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?time limit on credit card debt?
Can anyone tell me if there is a time limit on unpaid credit card debt. I live in scotland
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CC- Fraud
My first post, I recently checked my CC statement and found a list of purchases from an online retailer. i promtly phoned my card issuer and and have since had my monies refunded. I just don't understand how retailers in this day and age don't seem to validate card holder details before shipping products out and charging…
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Mint - New Application progess
Hi All, I had a mint cc a year ago, but later was closed as i was not using the card with 0 Balance. However, I applied for Mint CC 10 days ago to BT 4000 to my M&S CC which is raking up 60 intrest each month. Mint sent me a letter, i had to call them for progressing my application. I've called them and they wanted me to…
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Pre Paid Credit cards - A couple of questions
Hi to all, first post and hoping someone could offer some advice about pre paid cards, Firstly, i receive disability living allowance from the government, am i able to have my twice monthly benefits paid into my card account? if so which cards allow this Secondly, am i able to pay standing orders, i have a broadband…
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Nationwide Problem
My wife and I applied for Nationwide cards back in February in order to use when travelling through USA/Canada in May and June. We both were accepted for the cards and when we had them we called into our local Nationwide Branch and set up Direct Debits to pay the minimum amounts every month. I checked with my Bank if the…
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Balance Transfer an O/Draft & CC Balance
Hi I have an O/Draft with my bank account, I also wish to Balance transfer my current Credit card then ditch that. I put this in motion with my bank but 6 weeks later still no news from them (Oh! Go on then - ABBEY 'Useless' National) As there seems to be plenty of 13/15 month 0% with 2.5% Fee charges can I BTransfer my…
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Egg 5.9% for life with no fee
Just got a mailshot today from Egg. They asked me to make BT, that is not fee at all, and all balance (up to 90% of the credit) would be 5.9% for life. The transfer is super transfer that could transfer to current account or loan account. Any good?......
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Credit Card Interest
If, before going abroad, you credit your Credit Card account with say £1000, when you draw money from an ATM with your credit card, can the bank charge you interest on the money drawn? After all you are not borrowing as your account is in credit.
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Sainsburys Bank credit card - vouchers
I see that the Sainsburys Bank CC no longer gives you Nectar points as you spend (although there is an offer of 3000 points when you first use the card), and instead they 'regularly' send you booklets with money off vouchers for the store. What's the general consensus on these vouchers? What sort of money off offers do…
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aqua card
I applied for an aqua card to boost my credit rating, probably a cpl of weeks ago and have had a letter come through asking me to sign the delcaration as my application has been looked at and I have been approved. Is this just the type of letter you sometimes get to 'egg' you on to apply or do aqua actually do this?
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Why can a debt last forever and u can only claim back for 6 years?
Why can you owe a company a sum of money ie £150 for as long as it takes for them to get it and people can only claim back money from companies such as banks for only 6 years? :rolleyes:
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Credit Card Refusal.
I have recently been refused a Capital 1 credit card. I was shocked at this as my history should be ok. Yeah I've had a few unpaid direct debits in my time(single figures), nothing over past 8 months though. I have done a creditexpert and a equifax credit report and both are lookig fine with everything in the green. I…
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Barclaycard Mailshot
Hi folks In todays mail I had an offer from Barclaycard to apply for their platinum card. On the outside of the envelope it says I have been pre qualified to apply. Does this mean anything or is it just something they put on there that makes it more likely for you to apply. I'm leaning towards the latter. Any opinions much…
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Virgin Prepaid Mastercard
Just got my nice Virgin Mastercard and thought I would share a few things which might help anyone thinking of applying for one... The card itself is NOT embossed, it is flat with the words 'For Electronic Use Only', a bit like Visa Electron, not sure why this is unless cards dont need to be imprinted now for any reason.…
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Ways to pay off early
Hi everyone I'm due to pay off my final bit of overdraft next month and then my credit card will be cleared by October due some money which is owed to me. That will leave me with only my loan, which by December should be down to roughly £5000 (settlement figure). I would like to pay this off sooner rather than later…
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Maths question...can someone clever work this out?
I want to book a last minute holiday, for £1400 at most. Now at the moment I have £950 in my bank but at the end of the month would have another £200 to put to that and would be able to pay it all back by the end of September. So here are my options... !) use my tesco card interest free for 3 months, plus tesco points but…
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Balance transfer Question
Hi, I'm thinking of making a balance transfer as just aproved the Nationwide Credit Card which gives 0% interest rate for 10 months. 1) Can I make a balance transfer of an amount more than I owed? eg I owed EGG Money for about £500 at the moment, can I balance transfer from EGG for more than £500? 2) Order of Payment -…
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over credit charge
Hi I always pay credit card each month so not to get charged interest. However this month I had a note on my stment saying I had incurred an over credit limit charge this month due to exceeding credit limit. I think this was due to an order on the internet that was taken off my account when the goods were in stock. I did…
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switching loan to 0% card
How can I use a 0% card to take a chunk out of my expensive loan? I took out the Natwest classic 0% for 13 months card with a view to paying off a chunk of a loan. As I have a Cahoot flexi loan which lets me pay any amount off I presumed that I would be able to use it to do that. However, it now turns out that a payment to…
