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capital one security deposit
hi,can someone advise me if this is right or not,my girlfriend took out a capital one credit card, it had a £200 security deposit the card limit was £200she got into a little debt and couldnt pay it and it was sent to a debt agency after fees its now gone to £350 which she is now paying off, my question is capital one wont…
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how much over your credit limit are you able to go
is a credit card like a current account in that you can spend more than your limit (not by a huge amount- just a few pounds) and the payment will go through and you will be just be charged or something and pay extra when your next statement comes through?
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If not minimun repayment then what....
I have borrowed 4k on a Virgin credit card with a 9 month no interest on balance transfers offer. I had the money paid into my Smile Current Account to clear an overdraft and give me some surplus cash which I have transferred to a Smile ISA. On my Virgin monthly statement they have charged a £75 balance transfer fee and no…
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MBNA Card interest
Hi, I was just wondering if anyone thinks it's worth it to just ring up and request a lower rate? Just say your taking yours business elsewhere?? Has this worked for anyone else?
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too many credit cards?
Does having a number of credit cards, (even with no balance to pay) affect future deciscions and avaliable balances. I need to know as I am about to become a card tart.
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Tuxedo Card
hi ive just seen this advertised, www.tuxedocard.com what is it i dont understand credit card's or anything, if i apply for one how much would i get on it? thank you.
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Capital One total charge
On my card agreement it says; Total charge for credit: At the time the agreement is made, is £257.78 Comprising interest in the sum of £257.78 What does this mean?
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0% balance tranfer to current account
I logged on to the online facillity for the virgin credit card for the first time today. It says i can transfer money to a current account at 0% for 15 months, when i activated my card i enquired and they confirmed this is correct! So does this sound right? i was gonna use the egg trick but now ive no need? What do you…
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mbna
I have received 6 years statements from MBNA and discovered I am getting excessive charges from MBNA for Interest, payment protection cover and credit insurance fees .Do I really need payment protection cover and what fees can I claim back. Many thanks
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Applying for 2 credit cards in 1 day? bad idea??
Hi I need to move my debt onto a 0% deal- so I applied for the Natwest CC and got offered a limit of only £1450 instantly online today - which is of no use as I need £6000!! About 5/6 months ago I applied for 2 credit cards to move my debt as my 0% int was running out on the CC but was denied both cards- I think it was…
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For Natwest/RBS customers/employees
Natwest have recently increase my interest rate to 24.9%:eek: This is ludicrously high mean most of the minimum payment goes on the interest. I was wondering if I could call them and negotiate a lower interest rate. What can I say that will make me successful? (Btw I use my card regularly and generally pay the minimum…
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which bank shall i go with
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Why am I being refused credit?
I currently have a Halifax and GE money credit card. I need to transfer the balances as they are coming to the end of their 0% term. I've never defaulted a payment but have been refused credit with Fly and Buy and a loan from Northern Rock. I've now also been refused a credit card with HSBC on the long term low rate card.…
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Charged for Cash Advance for Foreign Currency
I used my credit card to purchase my currency from Travelex for my holiday recently and have noticed on my credit card bill I get charged for a cash advance plus interest. I was surprised by this. Are others out there aware of this.
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Card protection
I do hope I have posted this in the right place - apologies if not. Can anyone recommend a good card protection company - we want to protect all our cards from theft etc etc both at home and on holiday. Sentinel seems a good choice but if anyone can recommend any others It would be appreciated Thanks
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Comet Wont give money back!!! HELP!!!!
I bought a fridge/freezer from Comet on my debit card in April 2006 and it came with a years guarentee in April this year. Soon after I got the fridge i noticed that it was not getting as cold as it should so i turned the temperature down (made colder). It didnt make much difference so I called Comet just before the…
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Deciding whether to go for the Sony Card?
I received an e-mail today from Sony addressed to me personally (must be from when I entered a competition or something) but it was offering the Sony Card, 12 months BT, 3 months purchases, 4000 points and 1 point per pound. I've read some reviews and they all seem good apart from the higher interest rate. I'm wondering if…
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Balance transfer/interest question.
Last year I transferred my entire balance to Virgin Mastercard (about £1200) and paid the entire balance off last month. The interest free period ends in September. Now, what I want to know is if I now use the card to make a purchase, and that new balance has not been fully paid off by the time the interest free period…
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Lowest cost card
Hi - can anyone tell me which credit card is the lowest cost card if you always pay off your balance each month in full and have an excellent credit rating please?:confused:
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MY STORY: Irresponsible Banks, Can I claim Back Interest
Irresponsible Banks At this moment in time I’m unemployed so my credit rating is very low. So even if I wanted a credit Card, (not that I would want one ever again). I would get turned down. Anyway about 7 years ago I started to do a Higher Education course. This meant that I was a ‘Student’ in the banks eye, and I got the…
