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M&S Card APR not quoted
After reading the last MSE advice about best card balance transfer rate I applied for the M&S card which has a 5.9% for life of balance rate. Got approved and when the paperwork came through I found that the APR was 17.9%. The 5.9% quoted in the MSE article isn't the APR, I had assumed it was, it must be me thats stupid!…
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Direct Debit V Credit Card
I use Amex CC with the cashback facility. To take advantage of it I wanted to pay my mobile bill with the Amex card. The mobile company are happy with my proposal but added that by paying with a CC I will be surcharged approx £4 every month. The thing I could not apprehend was why this 'SURCHARGE' on CC payment??:eek:
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question
If i take money from a credit card aware that it is expensive . Could i balance transfer the credit card to another . Or would it still charge at cash handling on the second card just wondering Thanks
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Does limit increase generate credit search?
Probably a stupid question, but...if I apply to my credit card issuer for an increase in my credit limit, will they run a credit search as a matter of routine?
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Nationwide vs Post Office for use Abroad?
Hi, Just a quick one really.. what's the difference between the Nationwide vs Post Office card for use abroad? (except for that one is Visa and the other is Mastercard) I understand they are both FEE FREE and Commission Free for purchases abroad, but do one of the cards offer better exchange rates than the other? I can't…
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Natwest Yourpoints
If you were once registered for Airmiles with Natwest, you are now eligible for its travel points replacement scheme, Yourpoints. However some users will be charged £3 per month if they do not spend around £1,000 on the card, but you would’ve been told if this applies to you. For more info see see the Yourpoints website.…
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Contract with credit card company - unhappy with service/amenities provided
Have just returned from camping holiday in France. We had to pay our bill upfront (which we've never had to do before). We were unhappy with the site and after about 8 days decided to take our grievances to the manager. The manager was not on site - and despite trying to find them for the next 6 days we were told that she…
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Lloyds TSB VISA card charges
Can you please tell me if the following is correct? Do all banks charge a cash handling charge for using your credit card for on-line betting sites. Lloyds TSB have recently introduced a £2.50 minimum charge per transaction, whether you are using the betting facility or just browsing form? I have been told this is new…
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Argos Mastercard - Application Process
Hello! I applied online for an Argos Mastercard, today I received a letter requesting address and salary verification documents. This is no problem, I've sent them away. My question: Does this mean I've been credit scored and accepted (pending document checks)? Has anyone else received the same letter and what was the…
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Sainsburys Bank 0% purchase
I have just had some work done on my car and paid it by Sainsburys Bank credit card 0% purchase for 10 months. Does this count as purchase or cash transaction?
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Channel Islands Residents - cashback credit cards
Does anyone by any chance know whether any of the cashback credit cards currently available from various providers are available to non- Uk mainland residents? Trying a tiral and error approach so far but all approached so far seem to exclude Channel Islands residents. Thanks!
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GE Money "Food and Fuel" Credit Card to be discontinued!
I've just had a letter through from GE Money, saying that the "Food and Fuel" EveryDay card will be discontinued from November 14th 2007 for all customers. I'm really disappointed by this, but I got some great use out of it, especially in the early days when it was 3% off everything. Still sad that they are closing it…
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GE Money Stops Food and Petrol Cashback Card
At first I thought I had been singled out for not using the card for a month but in amongst all the marketing hype it appears that all cards will cease to be operational from 14th November. Nice people that they are they will still honour the cashback deal until then!! The letter is a masterpiece in hiding the truth - "we…
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I dont have a card but want a card, whats best?
Hi I have not had acredit card for 10years and notw find that a majority of car hire companies wil not let me hire a car unless I have a credit card, therefore, I kinda need to get one. Can anyone advise which would be best for me? Tho i have not had a card I have a very good credit rating. Cheers
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PayPal
I've noticed I can add my credit card to PayPal as a backup funding source, is there a fee for this service and is there any additonal charge on transactions?
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Capital One Cashback Card Questions.............HELP!!!
I i have been accepted for this card with a 7500 c/lAt the moment i have £500 on my natwest c/c can i transfer this balance onto my cashback card? I will be paying it off near enough straight awayNot sure how these things works but i read that its not a good idea on a cashback card?Someone please explain...
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Charged for missed direct debit
Hi I have been charged £16 for a monthly minimum payment direct debit that was returned unpaid. I am still waiting for my current account to explain why the credit card payment was declined but in any case, Egg credit card has said in two separate emails it will not refund me my £16- it would be unfair on other customers…
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MBNA Free Flight Offer
I have an MBNA card that I don't use very much. I tease MBNA by using their card heavily for several consecutive months, and then I stop using it completely. After a few months, they get a bit twitchy and they start offering me incentives to try and get me to resume using their card again. This time, they are offering me a…
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What do you think of the new HSBC premier cards
I am a hsbc premier customer and have had replacements sent for my credit and debit cards - They look cheap compared to the old cards and many other cards i have. Any comments from others - is it just me or a general opinion
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Paid C/C in full then New Interest Added ?? Is this right?
Last month i paid off my MBNA credit card in full £13,078.91 ( total on statement) balance on website when i checked to see if it had gone was then £0.00. Today i have received a statement saying i owe £152.96 'Interest charged'. Is this Right???. Surely if i have paid off the total ON time, how can they add this…
