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how much over your credit limit are you able to go

is a credit card like a current account in that you can spend more than your limit (not by a huge amount- just a few pounds) and the payment will go through and you will be just be charged or something and pay extra when your next statement comes through?

Comments

  • Yes but why do it when you will be heavily punished?

    Much cheaper to give them a call and ask for a small increase in limit.

    If they say no - they will mean no. Don't chance it or you could find your card consfiscated next time you try to use it.
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