aqua card

twiglet333

I applied for an aqua card to boost my credit rating, probably a cpl of weeks ago and have had a letter come through asking me to sign the delcaration as my application has been looked at and I have been approved. Is this just the type of letter you sometimes get to 'egg' you on to apply or do aqua actually do this?

dav_blackpool

Hi,

I have no experience with Aqua, but my Capital One application did this.

I had my letter of approval and had to sign and send back , which I did and hey presto my card arrived.

I imagine, its just like a credit agreement, some cards do it, if your unsure call them up and ask.

Hope this helps,

David x

[Deleted User]

I applied for Aqua card online and got instant decision. They sent me a credit agreement in the post for me to sign and return before my card and pin were issued.

jayjayuk

i also applied for one of these cards...... i signed the form and sent it back in the envelope......

i really want to get a better credit raiting again...

its so bad right now

jonnyjackov

I got an aqua card a few years back to help my credit rating, they were the only people who would give me a card.

They have been excellent, and despite stupidly being late with a few payments, they never charged me a penny.

Of course, the interest rate is quite high, but if you can pay it off each month, it's a great card, with great customer service.

Two years on, I now have four other cards, but I will not cancel my Aqua. They were the only company who would trust me several years ago, and I feel a loyalty to them.

I'm sorry this never answered your question, but wish you good luck with your application.

jayjayuk

i just hope it comes soon....

i plan to pay it off in full everymonth...

i dont want to be stuppid with it.....

i have orderd a pre paid virgin master card as well... rates and offers seem resonable.... as i pay an american company once everymonth, they wont accept debit cards

Spikeyjaycee

I applied for an Aqua card as I thought it was ideal for people with poor credit history. I got turned down! Oh well, at least I am paying off what I do owe to others......it was just a quick pipedream!

Lloyds TSB Loan £10k
Barclayloan £1500
Amberloan £850
Capital One £950
Barclaycard £1500

jayjayuk

i got my aqua card after 3 weeks of waiting! :P

small limit but great to be getting on with.......

i snapped up all my other cards and almost finished ppaying them off now over £400 a month im putting on them

CANT WAIT TO BE DEBT FREE......

aqua is great as i intend to pay of bablance every month, rather than using my debit card :P

i have cleared 1500 overdraft...... and most of my expensive capiatone card! that i didnt realise was 40% so ding that first....

i was trying to get 0% cards....... nut i ow nation wide on a 2000k credit card i had when i was 18!

in total i now ow!....

£0 of £1500 overdraft
£2000 of £2000 to cc 17%
£550 of £600 to barclays
£400 of £500 to egg 24%
£350 of £500 to cap one 40%
£0 of £250 to vanquish
£0 of £250 to aqua

i only started paying off after last month reading this! i wish i had realised sooner what it was costing me....

my aim to pay off cap one, eg, barclays, and then knock £500 a month off the £2000 one and try a 0% transfer,, after closing all other acounts down, other than aqua... lol