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Virgin Sign Up Bonus ?
I knew that couple months ago that if you got someone else to sign up to a virgin credit card account you could get £125 sign up bonus is this still avaliable as i cant find it atm thanks
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Can I get cashback from Egg Money Credit Card?
I just applied Egg money to replace my MS card. The thing is, they just give me 1200 pounds credit limit. I don't blame them because I am a new costumer anyway. If I want to buy something priced like 2000 pounds, can I acctually preload 900 pounds first and then spend 2000 pounds one off? In this case, how much cashback…
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RBS - New charges
Just heard about this on the radio. The scarey bit, I think, is gift vouchers to be treated as cash advances:eek:
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Natwest & Airmiles
I've just got letters from Natwest and Airmiles saying that Airmiles has moved to Lloyds Natwest are making a big deal about their new scheme with Easyjet (which costs £3 a month!) and saying that Airmiles doesn't have much choice Last year I used my airmiles to book a Thompson holiday and this year I've used them to book…
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bjt
I have with my partner applied and received credit cards from the post office , but to my dismay only 1000 GBP was issued for the credit limit ( 500 apiece ). I checked with the PO and they said that it was due to the info received with my application . I earn apx 50k and my partner and I have an excellent credit ratings…
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balance transfer
Hi, I have just paid £800 for an adult electric trike for my daugther with my mastercard, I would normally pay for such purchases from my current account without paying any interest, (I never pay interest!!ever!!) As she will not be able to pay this off in the next year, I am looking at applying for another card to…
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Is it me, or are credit card companies sexist?
On several occasions recently I've been annoyed by credit card companies giving favourable terms to my husband and I really wonder why it happens. We jointly own our house, we have a joint bank account into which both our salaries are paid, we're both in full time, permanent employment (my salary is more than his!) and we…
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Hsbc Credit Card Help
Hi there,if i apply for a HSBC credit card over the phone , do they send out the documents for me to sign or do i have to go into branch with ID ???
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Paying off a 0% card question
Hi I have an M&S card which has a 0% until October 2007 which has a £5k limit. My question is At the moment I have about £3.5k on it. If I was to pay that off in full then continued to use my card and for example spent £500 on it and didn't pay that off before the 0% ended what would I pay 15.9% on? Would it be only on the…
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Looking for CREDIT CARD
Hi guys, It's my first post on this forums :beer: wonder if anyone can help. I'm looking for Credit Card - the only problem I have is that I have been in UK now for only 13 months. My credit score is not bad but is not perfect either. I have never missed a payment etc. Recently had credit report from checkmyfile- my credit…
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Unauthorised payment taken
We recently authorised a payment from one our card's but before confirmatiom and completion the battery failed on the telephone.We assumed the payment was therefore not collected.Five days later we received receipt through the post confirming our remaining balance was collected,taking me over my limit on the card incurring…
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help needed (hsbc credit card)
hi all, well basically i dont really use the card that much, but this month i used it once. well i waited for letter from hsbc to say how much i needed to pay off this month and when by, but i never recieved anything, so yesturday i rang them up (27th this month) to see what was happening. the guy on the fone said that the…
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M & S Credit Card
Hi there, I have a M & S More Card with a limit of £5000. I've been using the card for 0% purchases and paying it off in full every month. Need some advice. I've obviously got the full £5000 available. I'm looking to purchase a used car. I have approx £3500 on my current car for part-ex rate. Need a balance of £5000 to get…
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M&S and More vouchers
Anyone got theirs yet? My total on the statement dropped but no sight of vouchers. Anyone else received them in case I need to chase?
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please help!! credit card payments deducted from bank account
hi there....... My wife and i have a halifax bank account and also a halifax credit card which is at its limit and is not used anymore.. but intrest occurs every month. we try to pay the monthly installment, but this is not always done. however, recently when my salary is paid into the bank, the halifax take it all to pay…
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Anyone Else Had Letter from Capital One?
Saying that they are increasing their interest rate on Balance Transfers and purchses to 21.9% from June. I have a Capital One Card with a 4.9% for life on balance transfers which I took out 18 months ago and have been repaying. Its a very good deal. Surely they can't move the goalposts like this- life means life doesn't…
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Optimum time to close credit card account?
My MSP card PIN arrived in today's post and the card is on its way. As soon as it arrives, I will stop using my old MINT card and start using the new MSP card. Therefore, I now need to give some thought to closing my old MINT account. The bills are usually printed on the 15th of the month and should be paid by the 9th or…
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increased interest on egg card
I think this has to be unlawful, but what can I do? I have had an egg card for quite a while, and for the past 18 months have been paying the minimum without exception. This is not true of my MBNA card, however Egg have increased my rate to 24.9% even though I havn't defaulted or given them cause. Their explanation for…
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pay off crdit card
i owe £7500 on a co-0p credit card ,what is the best way to pay it off
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Credit Reports - help please!
Hi I last checked my credit reports at the beginning of January, before I started my current spree of financial reorganisation. It was then showing below average scores on Experian and Callcredit, and a good score on Equifax. Since then I have closed 2 cards and opened 3 new ones, and also got a new current account. I was…