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Credit card question.
Just got my Barclaycard credit card statement today, its the end of my 0% interest free period and I intend to clear this, and move it to my egg card 0% interest free anni offer. This begins in July - this Sat. My egg card is currently zero balance at the moment so no probs their then. My question:- I have until the 17th…
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Help! Confused by free BT Charity Cards
Hey. I'm new to all this posting comments thing so please excuse me if i'm not very clear. I just applied for a Great Ormond Street Credit Card online through Martin's direct link on his free Balance Transfer Cards Table. I then looked at the charity card website and the GOSH card wasn't listed on there. I'm now wondering…
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Bad credit score: How can I improve?
Hi, I've recently applied for a credit card and was told that i have a low credit score. I made the calssice mistake of apllying for a card a year ago and then reapplying, then reapplying and I think sit's seriously damaged my score. I have paid all my payments on time and have savings and have been very good at keeping on…
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Quick Egg Cashback Question
Hi all, If you buy an item for example at £90, then decide to take it back to the shop, do you still earn cashback on the transaction? Does cashback count on cash withdrawals, or is cashback only earned on purchases? Thanks EagerLearner
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Lump in my pocket...
Sorry, but I cant remember the name of that thing you can offer credit card to pay them a certain lower amount, but they still close the account if accepted Months ago HBOS asked me if I could pay a lump sum, but not the full amount. And if I could, they would close the account with no remaining balance, but I couldnt…
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I can't get a BT !!
I have a Barclaycard with £1100 and a Capital One card with £1000. I am managing to pay more than the minimum every month no problem and have never missed a payment. My credit rating used to be poor, but in the last 2 years I have never missed a payment for ANYTHING ! But I have been refused a Balance Transfer from GE…
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Advice Re Credit Rating
Hi Folks, I recently applied for a customer services role for a banking organisation. They informed me that any job offer would be subject to a credit check and asked me whether this will be a problem. I told them that i had problems in the past and had two defaults but they had been satisfied and as of now i have no…
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0% borrowing rate credit card?
Hi there, I merely want a credit card to start getting a credit rating, I've always been against them but now I have been told i'll find it easier to get a mortgage when it comes to getting my house in however long.. Anyway, Im planning on just purchasing petrol on the card.. I need to borrow £1000 and I thought the most…
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Balance transfer Card or Purchasing Card ?
Hello I have been following the advice on the site with regard to credit cards and have today applied for a new credit card so I can transfer my current credit card balance. As my credit rating has not been that great, I have opted to go for a card with a low rate for the duration of the balance rather than become a card…
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Please help regarding my call credit
i have just received my credit from call credit file so there are some linked address where i never been lived and nothing to do with it ,so i call them up and they says " Please confirm your previous address by return as only your current address has been entered when you signed up to MyCallcredit. I will then be able to…
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Credit Card Info
Hi, Can any one help me with the following question. I don't have a credit card just a debit card, i am looking at getting a Egg Money Card, but do i get a interest free period with the card, or. am i better of getting another card. I am being made redundant within the next 6 months, i work for a major mail order firm, and…
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Help, Can't get another 0% BT
Hi, I am looking for a bit of help. Hope I'm in the right place. I have two 0% on the go just now. Amazon £2300 and Natwest £2000. The Natwest is now at the end of its 6 months. It looks like I may have overdone the tarting a bit as I have now been refused by the Post Office and the Guide dogs for the blind card. Anyone…
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Natwest Platinum Card perk?
I have just applied online, and been accepted for a Natwest Platinum card. I currently have £2200 of debt on a Capital One card, £1500 of which is my wifes. She is determined to pay it, so I thought I'd get another card, transfer the £700 I owe to the Natwest and leave her to it. BUT ... On applying for the Natwest…
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Morgan Stanley pin chage
Tried to do a pin change on my Morgan Stanley credit card, and the ATM wont let me do it it just rejects the request after I have entered a new pin. Do I need to use a particular ATM network, with other Credit Cards I have had you have had to use RBS or HSBC ATM machines. Anyone been able to change there morgan stanley pin…
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Old Credit cards - How do I find out account info??
I am in the process of trying to reclaim all of my charges back from all companies that I have held a Credit card with over the last 6 years. Can anyone tell me how I will go about finding out the Account information (account number, sort code) as I no longer have records as I have destroyred all correspondance on all of…
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Late payment price??
Hi all, I've just been slated by MBNA for a late payment ( one day over) and they charged me £25 and removed my 0% interest offer which was to last until December. They slapped the full interest of 24% on to my balance which resulted in another £75 interest charge for this month, totalling £100 for late payment. I have…
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Nationwide credit card TV add
Apparently they are changing the way it's run when you pay it off... So instead of you paying off say any 0% balance tranfers first and then the most expensive apr's last - maximising their profit, they are now turning it round so you pay off the highest APR on the card first... Hope that makes sense... Off to look for…
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Barclaycard on credit report
About 6 months ago I got my credit report and, I noticed that there was a credit card in my name open - it said it was a Barclaycard. This card only appeared to have a £200 limit I do not recollect ever having such a card. I wrote to Barclaycard in January and April and so far have had no response. I contacted the credit…
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NatWest Cardholder, been told you'll no longer get Airmiles? Fight back!
What's it about? Many holders of the NatWest credit card were sent letters recently informing them they'd no longer be eligible for AirMiles. The official reason? "These customers weren't redeeming or collecting many points and so it was deemed they no longer value them". What should you do? After being told this, I asked…
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Virgin (MBNA) Question
I have recently got rid of all my cards (5 in total) except one which is a Virgin Card, it has still got 4 months of 0% interest to go on it, on balance transfers, I'm waiting to get a Halifax card which was approved last week, leaving me with only two cards. My OH is also pruning her cards and we decided to transfer £2k…
