Virgin (MBNA) Question

vwman_3

I have recently got rid of all my cards (5 in total) except one which is a Virgin Card, it has still got 4 months of 0% interest to go on it, on balance transfers, I'm waiting to get a Halifax card which was approved last week, leaving me with only two cards.

My OH is also pruning her cards and we decided to transfer £2k onto my zero balance Virging card from one of her cards in order to take advantage of saving a few pounds.

Now after trying to arrange this transfer over the phone Virgin have refused, stating that the offer is no longer available to me because I had cleared the account.

This not a big problem as such, but I thought that I could avail myself of the offer for 9 months, but apparently not, is this usual.

Thanks in advance VW

desiman

Hmm.. I had a virgin card with about 4700 balance and switched over to the Amex BA deal.. that left my virgin cc with a zero balance.

They then offered me 9 month interest free at 35 quid cap on the BT fee, which i have stoozed into my egg savings. In short, I didnt have the same problem as you..

dazed

CALL 0800 7831116 and say that you are looking to extend the zero percent if possible. The Reps are not being targetted at present on yield (apr%) so you should be able to tx a bit at a nice rate

hth

vwman_3

Thanks both, I'll give it a go again..........

Saucepot

At the end of my 0% with virgin I moved the balance and phoned to cancel the card. When I did I got put through to a lady that offered to extend the period.

I didn't as I'd already transfered, but I got the impression that Virgin can cut a deal if you fancy a bit of a haggle.