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Charging for a credit limit check?
I'm getting a new car on Friday. I would like to pay £1000 on my credit card - the rest with my debit card. My credit limit on my card (Lloyds TSB gold Mastercard) is £6000. According to the bumpf from the dealer, there is no problem with me using my card. However, it states that they will need to carry out a check on my…
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7000 Nectar Points when you apply for the Nectar Amex Card
Had an email today about it. Just apply by clicking on the following link. You have to apply by visiting Nectar E-stores. 7000 points is worth £35 I believe. http://www.nectar.com/dynamic/estores/retailer/americanexpress
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gETTING iNTEREST rATE REDUCED ON CC
Cant believe my other halfs luck today- after reading threads on here about credi card companies willingto reduce the interest rate on your cards - he phoned al l4 of thme and guesswhat - he was given in total a 21% reduction - 5% off 2 cards- 7% off another and 4% off the fourth one -just for reference these were MBNA,…
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Post Office Credit Card
Hi all, I applied online 10th March, got accepted, received the agreement, signed it and sent it back the following day. I haven't heard a thing from them since. Anyone got any idea if it normally takes this long? I was contemplating phoning them if they dont reply soon. Thanx
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Can I ask for a bit of advice, please? (Change in circumstances)
I have had a Sainsburys card for a few months, but the 0% intrest rate has just run out. Normally, I would just look for another 0% to swap it to, but I have had a change in circumstances, so am a bit unsure of what to do next..... I need to apply for a new card, but I have left my old job, and have become self-employed in…
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Silly mistake!
Hi! I think I may have made a silly mistake when applying for a new credit card that led to me being turned down. I few years ago I got divorced (2002). I moved in with my brother but as I didn't want my ex to know exactly where I was living I gave my mothers as my correspondance address to the bank, existing credit cards…
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New to credit cards and looking your advice.
Hi folks, Im starting a new job in two weeks, but I have to go away for a training programme before I start. I have to pay for my accomodation and travel, although I will be able to claim it back. Therefore I will need a high limit and I need to card as soon as possible. When using the card in the future I intend to pay…
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Not noticing a debit until a few months later...
If you had not noticed on a credit card that you had been debited (on continuous payment) a certain amount until quite a few months later will the bank credit you even for the 6 months before you did not pick up on it. in addition the company used also owe me a credit they were giving me as a bonus for using their company…
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Nationwide Credit Card Applications
How long to wait to reapply after a rejection is 9 months long enough?
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Appealing Credit limit with saving statements
Hi all, I try to increase the limit of my account on my Barclaycard (currently £2450, 14.9%, used daily), and was refused. When I queried the customer rep, she told me it was simply a case of "computer says NO" lol. :p Is there any way I can appeal this desicion?? The account has run perfectly, (No missed payment, never…
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Complaint with Monument...
Can you believe back in Jan, I paid off my Monument account and closed it. Got a statement through in Feb saying I still owed £7.. went down and paid it, then in March got a statment saying I was £7 in credit!!! I wrote to them and asked them to refund the money or transfer it a bank account. 2 weeks letter no reply so I…
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PPI on Amazon Card (Halifax) - how do I cancel?
Hi, I'm in the process of helping my OH to sort out all his credit cards, he's currently being charged for PPI but he is a student(!) and doesn't have secure employment anyway. Does anybody know the address to cancel the PPI with Amazon? Is it the same as the Halifax c/c as I've got their address but can't find anything…
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MacMillan Card - Instant Acceptance
I have just applied online for a card for my husband, as his 18 month's Cap One ends in May. I requested a bt of 11,100, and they have instantly accepted his application, giving him a credit limit of £9,800. I am more than happy with this.
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How to Cancel a Credit Card?
Hi. Just wondering if anyone knew how to cancel a credit card? Do you simply just stop using it or do you have to phone/write to someone to officially cancel it?
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Egg Money
I have just got accepted with £3000 limit. Can I transfer more than £3000 into it e.g If Barclaycard gives me 5k limit can i send say 4800 to egg money manager?
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Barclaycard 0% BT no fee offer
I've followed the MSE newsletter link to https://www.0for10.co.uk for the best 0% 10 month offer, but can only find 0% BT to 1/1/07 with 2.5% handling fee. Can anyone tell me which card I should be looking for and where to find it ? Ta
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Latest Money tip... Lastminute... a word of caution...
...I applied under this offer last October 22nd, when it was previously posted by Martin. I am still waiting for a £20 voucher that I can use! I fulfilled all the criteria sometime in November. 60 days later I qualified for the voucher (4th January, I think). Three months on I am still waiting. The two main issues I have…
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Best for building credit history
Hi, I am having trouble getting credit and apparently its because I don't have a credit history. I want one that is going to build my history, but I need to be approved first :rolleyes: Obviously I will have to settle for a high APR, how about barclay card? I need one that will accept me even though I have little history,…
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Swap Trouble
I seem to be having a lot of difficulty in swapping my current CC balance to a 0%. I obviously have a fairly shocking credit rating, and am living in a rented flat and am not on the electoral role. I was getting everything done based on my old address with my parents, but I dont want to put the burden on them in case…
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debit cards
put me right if i am wrong but i was lead to believe that i could not be charged a handling fee if i was using a debit card .i just can not remember on what program i saw it on . just purchased a flight ticket on line and was charged £5 .
