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Sainsburys Standard 0% Purchase Card
does anyone know if there is a Cap on the limit amount u are given on the Sainsburys Standard 0% Purchase Card Im moving soon and getting a mortgage. so am not sure when the best time to apply for the Card is. Im hoping within 8weeks i shall be moved, so thats when the mortgage will be finalised and done. im worried that…
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Card for 1 time use
Dreamhost are a website hosting company and allow you to get discounts by using existing customers promo codes I wanted to sign up for 2 accounts using 2 slightly different promo codes but if using a code they only allow you to use a credit card and it cant have been used before All I have is a debit card - can I get…
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Does owning store card damage Credit Scoring?
Hi there, I a store card from IKEA which I never use after the first time. The balance on it is zero, I havn't touch it since then. I do use it to get some free drinks at IKEA london when I want to get something for my home. Should I cancel it? In case it damage my credit score.
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Using Nationwide Debit Card aboard
Hi, Just a quick question. I have applied a Nationwide debit card, the felix current account one. My girl friend is going to france for 3 months this summer, just want to ask how is the exchange rate compare with traveller's cheque or the exchange rate at the banks. Is it the best deal to get money in france?
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best credit card for bad credit score?
Official MoneySavingExpert.com insert For full info on how to find the best credit cards for bad credit, see the main website's Credit Cards for Bad Credit guide. Back to the original post... just wondering whats the best credit card for someone who's got a poor credit score, i've got a few defaults on my credit report…
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Tesco Bonus Credit Card
Tesco are apparently offering customers who currently pay interest on their cards a way of paying it back quicker. Tesco to help deal with card debts April 2006 TESCO is to launch a bonus credit card to help borrowers who pay interest on their outstanding balance every month clear their debts more quickly. The card,…
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Confirmation of fees free charity cards
I know some have been questioning whether the charity cards listed in the Balance Transfer article are BT free - primarily because the call centre has been giving out erroneous info. This concerns the following cards: Great Ormond Street, Guide Dogs, Harley Davidson, Macmillan Cancer Relief, Mencap, NSPCC, RNID, The Scout…
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Beware Mint Card
I recently applied for a Mint Card (I am a credit card tart) and was awarded £2700 credit, they also sent me some blank cheques. I took Martin's advice and immediately made out a cheque for the full £2700 and put it in my savings account to get the interest for free. HA HA what a joke. I obviously didn't read the small…
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Egg back door left ajar
Not being very sucsessfull in obtaining new credit cards, i thought of my plan to start a credit rebuilding program. I had an existing barclaycard opened in 1995. 5 years ago got a default on a rbs advanta card (long story) though i would lay low an turned a blind eye to my debts. Eventually they caught up with me and…
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Student-query about electoral roll
Hi, I'm not sure if this is the right place to post this query but couldn't find anywhere else to post it! I'm a student in final year of study, will hopefully graduate in July. Because I have been moving house a lot in recent years I kept myself on the electoral roll registered at my parent's house until now. I will move…
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Free £10 - sign up to Egg Money Manager
Very sorry if this has already been posted - but the Search function on this forum is not working for me. http://new.egg.com/visitor/0,,3_48814--View_845,00.html Free and exclusive to Egg customers, Egg Money Manager puts your other online bank accounts just one click away. It's a feature of the secure area of our website…
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Applying for MINT card
I have already had a NatWest card before. Closed this last summer and then reapplied in november to get the 0% on transfers for 9 months. If I then close this in August, wait for it to show as 'settled' and then apply for a MINT card, does my previous history with NatWest make me more likely to be rejected or should I be…
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top credit card-transfer fees
hi martin, i have a problem............ on your advice i applied for a nspcc credit card(no transfer fee/9 months interest free)....i have now been informed by the royal bank of scotland that there is a 2% transfer fee?why? i thought this was guaranteed if i applied through the link on your site? please clarify? i havent…
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Debenhams card -discount?
Does anyone know if Debenhams are still currently offering a discount on whatever you're initially buying when you sign up to their card? If so how much? Can't find the answer on their site. I'm not thinking of borrowing on this card btw, just using it for the initial discount, paying it off and never bothering with it…
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Business finance
Are there any sites that will allow us to compare credit cards offers, investment accounts and so on, like this site, but for businesses? Help me get some brownie points with my boss. Thanks. :confused:
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Returning cards on closed account?
I called Capital One to close my account with them and when the guy was reading out the closure spiel of ensuring the balance was clear (it is and has been for several months) blah blah blah he mentioned something about returning my cards to them. Is this normal practice as I have put them through the shredder, so unless…
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Credit Card Newbie MoneySavers Guide Discussion Area
This thread is specifically to discuss the content of the Credit Card Newbie MoneySavers Guide: How to choose what you need article. To discuss or ask a question about the article: click reply
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How much are virgin minimum payments?
Hi, have Virgin increased their minimum payment ?. I've just taken them up on 6 months 0% until Sep 06 after clearing original 9 mnth 0% offer. Ive BT £3000 (with £35 capped fee) and the first minimum payt is showing online as over £40 , more than 4 times my prev minimum payt.. :confused:
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Can a balance transfer include cash withdrawal?
Can I withdraw cash on one credit card and then apply for a new card with a balance transfer from the original card? Or does this only work with balances from purchases? Thanks J
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Can't cancel card when details stored?
Hi all, Wonder if you can point me in the right direction. I seem to remember reading an article that claimed that if you stored your credit/debit card details on a website (e.g your broadband ISP), then you couldn't prevent them taking money on that card even if you cancelled it with the bank. It might even have been in…
