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How long for Egg to post BT fee?
Got my Egg Card (green) two months ago and immediately SBT'd as much as I could, and was charged a £50 fee - fair enough. Then my MacMillan card came through and I muled it via Egg. The SBT went through on 24 March but there's still no fee showing when I check my transactions. Can't see how I could have got out of that one…
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Are there any 0% credit cards (Transfers) WITHOUT the 2% handling fee at the moment?
Are these cards listed anywhere? I looked on this forum, but nothing is clear. NSPCC card, Barclaycard..I'm confused. I can't find definitive answers anywhere. If anyone knows of a card, please let me know. Thanks
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Credit Card Purchase Cover (Section 75)
:j Credit Card purchase cover (Section 75) Does anyone know how much you have to actually spend on a credit card (for a purchase over £100) to qualify for the Section 75 cover which makes the cc company liable if goods fail or are not received etc? Does the amount put on the card have to be over £100 or could you say put…
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Overseas credit card purchases are protected
For the full article, click here.
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10% (exmaple) off by paying on card - HELP!
I am looking to make a purchase of a plasma TV from John Lewis - does anyone know of a debit/credit card which will give me 10% (example) off electrical purchases? Thanks.
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Ole Gunnar Solskjaer SIGNED SHIRT
Apply today for the Manchester United Credit Card and EVERY successful applicant, spending at least £100 on card purchases within 28 days of their account being opened, will receive a Manchester United replica shirt SIGNED by Ole Gunnar Solskjaer!!* Manchester United is delighted to announce this offer as Ole Gunnar…
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morgan stanley
Hi a quick hello from a newbie, and a quick question. This morning i recieved a letter from morgan stanley asking for me to choose a pin number and send it to them so they can send me my new card. They supplied a form to fill in but i am a little concerned. My question is... is this right i though the main thing about a…
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Closing credit cards
What happens when you've paid off your CC balance and want to get rid of the card? Do you just phone CC company and tell them that you want to close the account? I've paid off my balance on an MBNA card but want to close it cause I'll never use it again. The APR on it is high and I want to see if I can get a new one with a…
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Car Loan
I have a £2,100 car loan left to pay over the next two years. I am looking to get rid of it the cheapest way. If I pay it on my credit card I get charged 2% and then another 2% from Toyota. Capital one were offering 15 month interest free on balance transfers, but I don't know how to transfer this loan to a card the…
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Barclaycard ATM problem.
I discovered that there was going to be a delay with my salary, so I had to top up my bank account at the end of October. £500 withdrawn from a local ATM machine, using my Barclaycard on 29th, then again on 30th October, with no difficulties. However, on the 1st November, after entering the pin number and the amount…
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Recently moved house - applying for amex platinum
Can anyone help me. I moved house during Feb and I will be applying for an amex platinum card next month. Has anyone been accepted for such a card after a recent move?
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credit card misinformed me - now wants to charge me! Legal rights?
Hi I'd really like some legal advice - about whether i'm liable for full interest on fully-paid off balance when given the wrong info on the phone by the credit card company 3 TIMES!!! I have recently been trying to pay off all my credit cards from money in savings accounts to simplify my life and reduce money spent…
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Paid Off Balance but not canceled
This may sounds daft/stupid to some people but i Had a thought after reading this site and that your credit limits depend on your available credit and that if you have a number of cards open this can affect your limits. Although I am not after a bigger limit I am a little concerned that I have cards open that I no longer…
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New credit Card to card BT loophole?
Overpayment- Is this a fresh idea? I recently asked egg if it was Ok to over pay the debt on their card by 2 transfers to 2 new cards (both at 0% of course), both set to do the maximum transfer from egg). Egg said - yes if it happens - we'll just send you a cheque for the overpayment. Both the new cards do NOT do BT to…
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OFT says late payments fees should not exceed £12
Good news but I am sure the banks will get their profit elsewhere
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Q Regarding Harley Davidson + Other Halifax CC's
Just appying for the Harley Davidson card and it asks about my current most used card, limit and debt. I'm guessing this will affect my application if I say I owe pretty much the whole thing? Or will they see it as an opportunity to make some money? Thanks
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credit note for credit card?????
Please help, i recently purchased a coat using my cc.(under £100).it later developed a fault so i took it back..as i no longer have the cc i was told i would have to purchase something to the same value..as the goods were shoddy i refused and left the shop with the coat. do i not have the right to cash back..this was in…
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Using a credit card to pay off a student loan
im just wondering if this is possible. basically my girlfriend has a loan which she pays off at a rate of £66 a month. however they charge 15% intrest on this. just wondering which credit card would be best maybe to put the debt on to it and then pay it off from the credit card interest free. my reckoning would be that if…
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Interest risen on Halifax One Visa
Has this happened to all/any other Halifax One CC Customers. I know that interest cannot stay static but this has came 2 months after I paid CC off in full, which was verging on 14k. Now have a balance of approx 1k on it and the dirty so and sos have raised the interest by approx 2%. They get money from you in the end…
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Bad news for the new Tesco C/C
Tesco rebrands their C/C, bonus card and clubcard c/c. The clubcard c/c only pay 5 point for every 4pounds spent in Tesco/Tesco.com, or 1 point for every 4pounds elsewhere. Such a poor deal. I am wondering whether the new clubcard point arrangement also apply for the existing card?…
