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0% Barclaycard cheque.
Today i have recieved 2 barclaycard cheques. The first cheque is a 0% till october. The second is a 6.9% for life of balance. I do not have any balances to transfer to my barclaycard. Is there anything i can do with the cheques? :confused:
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Paying bills with credit cards
Sorry if this is a silly question - have asked a few friends but no one seems to know.....is it possible to make mortgage repayments with your credit card and other direct debits? I have an Amex card, so try to spend as much as I can on it to get maximum cashback. If I can use my credit card for all my bills - is there an…
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Cash advance fee to withdraw a positive balance!
Hi everyone, I visited a branch of the bank with whom I have a CC today to withdraw a small positive balance and was told I would have to pay a 'cash advance fee'. I don't see it as a cash 'advance', as I am not incurring a debt on the card. I could not get them to understand I was not taking an advance from the cards…
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Diners Club Card
Just wondering, after reading this article I was wondering how many people here have the Diners Club Card. It's just like an AmEx charge card, even their site looks similar to AmEx's, but Diners Club cards have been around for longer. The card has an annual fee of £50. There are various benefits involved (all very similar…
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BAD NEWS,..AND SOME GOOD NEWS (kindof)-Ltsb C/Cs
not sure if any1 posted this yet, sorry if its a double at moment if u apply for ltsb c/c in branch or on phone you do not pay bt fee, if u apply using online application form you do pay this. BAD NEWS from 11April anyone who applies for ltsb c/c regardless of it being in branch, net or phone will have to pay bt fee. Will…
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What to do with credit card debt
Hi everyone I owe £9000 on a 0% Virgin Credit card, I think the period ends in June/July. I've been paying £100 per month presently into it. I've taken a job in the Middle East though, i leave in May... my question is what would you advise I do with the debt. I've just remortgaged my flat and pulled 20k of equity from it,…
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sainsbury credit card-12 months at o%
I applied for this card yesterday.Online you can only get 10 months interest free on purchases-but if you apply by phone and quote the following code you get 12 months at 0%. The telephone number is 0800 032 1365 quote this code TB743188Q Hope this helps
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MBNA offer Free England Football shirt
Hi everyone just looking for a new credit card and came across this news artical on a credit card site that says MBNA are offering a free England football shirt as long as England are in the 2006 world cup. That will save me buying a new shirt for this year’s world cup. Don’t think I will use the card but I will defiantly…
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Nationwide Credit Card Interest Increase
As from 4th May Nationwide are increasing their interest rate to 14.9%. I currently have a card with them with quite a large balance and have had it for several years. Just wondering if anyone had any tips on reducing the interest amount perhaps by threatening to leave etc.
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Are MINT and EGG the only cards that do SBTs?
I was thinking of taking out an £8000 flexible loan to pay off my spouse's CCJ. (We would like to purchase a new house this year). Our finances are in no way connected electronically so I have a high credit rating. However I'm now considering taking out a SBT instead. I recently closed my Egg card as the 0% period ended 2…
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Card limit
My OH has received a letter today saying that his card limit has been reduced from £12,500 :eek: to £1000 It says that they review past and present accounts and also the check recent acitvity via a credit report check. Does this reduction in spending limit reflect the credit report check or the fact that we have not used…
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Visa card/Master card
What is the difference between visa card and mastercard?
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Hbos-balance Transfers
Has Martin Or Anyone Yet Clarified The Situation Regarding Balance Transfers On Hbos Credit Cards Yet? I Applied For The Nspcc Card(which Has Now Been Accepted)through The Link Which States "no Fee-0% Balance Transfer" But On The Terms And Conditions Of The Card This Is Not The Case?they State That A 2% Fee Is Chargeable?i…
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unauthorised debits
I have had an unauthorised debit transaction on my Credit Card can anyone tell me what action i need to take i have emailed the company involved and not received any reply
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Yorkshire Bank Credit Card
I have searched thru stoozing.com cards and it appears to me that Yorkshire Bank CC is one of the few that don't have any BT transfer fees. Has anyone been successful in getting the card? Do you need to have an account with them to have a greater chance of getting the card? And finally are they good with their credit…
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Free flights with new BmiBaby credit card
Just seen this offer from Bmibaby if you sign up for their new creditcard you get a free flight anywhere on the Bmibaby network once you have made your first purchase. If you spend £5000 or more per annum you then receive a bonus flight aswell. If like me you pay off your credit balance every month it looks a great deal.…
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Your advice please
Heres my current situation B/Card balance =£750 @ 6.9% Capital One balance £2500 @6.9% I have phoned BCard to see what offers they have on at the moment hoping for 0% they can offer me 0% but only for 2 months with a 2.5% handling fee or 6.9% for life. So in paying the tranfer fee im no better off. Capital one cannot offer…
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Should I be concerned???
I made an online payment from my Barclays current account to my HSBC credit card on 31st of March and to date it's still not been credited on my HSBC account, BUT the direct debit taken on the the 1st (to and from the same accounts) has cleared nearly 2 days go!! :confused: I done the exact same thing last month and all…
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Balance Transfer hasn't come off the card yet
I put a balance transfer through onto my IF credit card, now the balance has been added to that card but is still showing up on the card I transferred it from. I thought once it was one card the balance would come off the other card on the same day? I emailed IF earlier but no response yet. I am 99.99% sure I gave the…
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how much interest is this?
I'm sorting out my boyfriend's finances and can't figure out what American Express are charging him as interest; They are saying they have a monthly rate 'goods and services' 1.17% and monthly rate 'cash advance' 1.50% - what rate is this per annum? I have compared it to two of his other cards but can't figure it out. If…
