Are MINT and EGG the only cards that do SBTs?

Milky_Mocha

I was thinking of taking out an £8000 flexible loan to pay off my spouse's CCJ. (We would like to purchase a new house this year). Our finances are in no way connected electronically so I have a high credit rating. However I'm now considering taking out a SBT instead. I recently closed my Egg card as the 0% period ended 2 years ago and the anniversary offer is insufficient for my needs plus I could do with the reduced credit limit to make me more attractive to other lenders. So I know I will not be eligible for another Egg offer for a while. I believe MINT is another option but are these the only two that do SBTs?

Bokken_2

No there is also A&L and Virgin.

adm_4

And you'll get a much high limit with Virgin than Mint...
Both are now £50 fee per SBT.

Milky_Mocha

A&L? I actually have an A&L card. I didn't know they did SBTs. Unfortunately I have no available credit on that card. Who are Virgin connected with? My cards at the moment are A&L, Lloyds tsb and SainsburysBank.

Another question in relation to this then, please. If I manage to negotiate a 0% deal with Sainsburys (balance of zero at the moment), shift my A&L balance onto that and request an SBT to transfer onto my A&L card are they likely to do a credit check beforehand? The fewer footprints left behind the better for our future mortgage application.

Milky_Mocha

adm wrote:

And you'll get a much high limit with Virgin than Mint...
Both are now £50 fee per SBT.

Crikey! That's a lot.

eagle

Milky_Mocha wrote:

A&L? I actually have an A&L card. I didn't know they did SBTs. Unfortunately I have no available credit on that card. Who are Virgin connected with? My cards at the moment are A&L, Lloyds tsb and SainsburysBank.

IIRC, Virgin's card is with MBNA.