Beware Mint Card

Pots'o'dosh

I recently applied for a Mint Card (I am a credit card tart) and was awarded £2700 credit, they also sent me some blank cheques. I took Martin's advice and immediately made out a cheque for the full £2700 and put it in my savings account to get the interest for free. HA HA what a joke. I obviously didn't read the small print as the charge to use the cheque was £50 which meant I had effectively "spent" £2750 which meant I was over my credit limit for which I was charged a further £20 penalty. I have had the card for two months and so far it has cost me £70 ...............grrrrrrrrrrrrrr I could spit feathers. So please be careful fellow money savers!!!!!!!!!!

PoorDave

Vivsol wrote:

I recently applied for a Mint Card (I am a credit card tart) and was awarded £2700 credit, they also sent me some blank cheques. I took Martin's advice and immediately made out a cheque for the full £2700 and put it in my savings account to get the interest for free. HA HA what a joke. I obviously didn't read the small print as the charge to use the cheque was £50 which meant I had effectively "spent" £2750 which meant I was over my credit limit for which I was charged a further £20 penalty. I have had the card for two months and so far it has cost me £70 ...............grrrrrrrrrrrrrr I could spit feathers. So please be careful fellow money savers!!!!!!!!!!

Is it wrong that i want to say this post should be called "Beware of not reading t&c's", not beware mint card?

Stonk

PoorDave wrote:

Is it wrong that i want to say this post should be called "Beware of not reading t&c's", not beware mint card?

Or even ... Beware of trying to be a card tart or a stoozer, if you can't be bothered to read what you are signing up to!

Bokken_2

More practise needed!
As now you have to recoup your £70.

PokerPortal

Vivsol wrote:

.....<snip>......, they also sent me some blank cheques. I took Martin's advice and immediately made out a cheque for the full £2700 and put it in my savings account to get the interest for free.

Did Martin really advice this?

Pots'o'dosh

Point taken, but i was only trying to warn others to read the small print as it was very easily missed plus it is the first time I have had to pay anything to use a cheque.

manicdays

you really must read the terms & conditions. As a card holder & by signing up, these are your responsibilities.

Unfortunatly you get nothing for free in this life!

Lisa

The_Boss

Vivsol wrote:

Point taken, but i was only trying to warn others to read the small print as it was very easily missed plus it is the first time I have had to pay anything to use a cheque.

Sounds like you were more interested in venting at MINT. What I dont get is that if you were a regular stoozer/card tart, how did you get caught out by this?

PoorDave

Vivsol wrote:

Point taken, but i was only trying to warn others to read the small print as it was very easily missed plus it is the first time I have had to pay anything to use a cheque.

It is in the summary box, not particularly well hidden.

Only smug as i have this card for stoozing too, and was careful, and checked a few things out on here before writing CC cheque.

stevo84_2

dont mint offer 0% fee free cheques once youve had the card for 7 months? sure ive read it somewhere but not totally sure! it may have been 7 months or in Jan 07 or something to that effect...