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Turned Down By Amazon!
I'm very shocked. For the first time in my life I've had a credit card refused. My financial status is good, a full time job with excellent salary, car loan just paid off, 3 other credit cards (Egg, Tesco and Halifax One), mortgage a bit on the high side but let's face it whose isn't, no CCJs, no credit cards over the…
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can HSBC reclaim adjustment to account made in error 8 months ago
can HSBC reclaim an adjustment to a credit card account that they made in error over 8 months ago? I had made an online transfer which managed to get lost in HSBC's system due to their use of different sort codes. When it never arrived on my account I enquired and they told me it was their fault and they would adjust my…
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applying for a CC but got no job
I currently dont have a job but was wondering whether it's possible I can still apply for Credit card (say egg card), will this go against my application? having no regular income
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Credit Card Advice Needed
Hi Can anyone offer any help, both myself and boyfriend have several credit cards - can I transfer the balance of one of my cards onto my boyfriends and vica versa to take advantage of 0% rate. Thanks in advance for anyhelp and advice
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Fair credit score but can't get loan/0% balance transfer
Can anyone advise me? I have a large credit card debt with MBNA who for the last six months have been charging me 19.5% (an increase from the previous 1.9% I had). Six months ago I tried to get a balance transfer credit card at a lower rate or a personal loan but was refused. I had been out of the country for a few months…
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Newbie with questions
Hi, I am a newbie, first time poster, so feel free to redirect me if I am posting in the wrong place etc. I have just started sorting out my finances this year and have a number of queries. I have finally realised that my OH is not great with money and I have been leaving the burden to her. I have now set up my own bank…
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Intelligent Finance - 4.95% LOB
Intelligent Finance (IF) have launched a new credit card offering 4.95% APR LOB on balances transferred within the first 6 months - with no BT fee. The card also offers 0% on purchases for the first 8 months. Sounds good, but watch out for the catch!! This card should be viewed as either a LOB card or a 0% on purchases…
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So, which card next?
I have a sainsbury's platinum card that I've used to spend on over the last (nearly) 12 months at 0% but this runs out in April so I need to start thinking about where to go next. I have a Lloyds TSB mailshot for 9 months @ 0% but I think there's an uncapped 2% fee on that. Not sure if there any better deals around?…
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should i pay off my cards
i am about to receive some money but i have a large ammount owed in credit cards debts which i would be able to clear with my funds. should i pay these off once and for all, or come to some arrangement with the credit card companies for possible early settlement figures and then use my funds for investment.
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Vanquis Credit Card - Help...
My partner has one with a limit of £500 and says that his APR is 29.9%. Now he says if he pays off any purchases in full within 56 days of purchase then no interest is added on. I however, am not so sure of that. Can someone please inform me as to how this works with Vanquis.... :) Ta
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Virgin + 3 additional cards
I have been looking to replace the Barclaycard Mastercard which is used purely for business expenditure, with a card which has some benefits. The current card is in oh's name with myself and one business partner as additional cardholders. I contacted various card companies, and no-one appeared to be offering anything other…
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Egg Credit Card
On Sunday, on the internet I did a balance transfer of £150 from my Barclaycard Visa to my Egg card. The transfer was successful and a message came up to tell me it would take up to 7 working days. On Monday, Egg tried to sell me a loan, and after working out that paying 12.2% on £1,000 would be better than paying 15.9% on…
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Lloyds Credit Card Charges. Refund! HELP ME!
Hello I have a friend who has a Lloyds credit card and has received plenty of charges late payments mainly I think. I wanted to know if its true ( as read on this site ) that you can sue Lloyds for charging unreasonable fees. I'm not sure how far you can go back - any ideas? Or exactly how this works. Is this the best…
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A & L interest rates
I've just received my new statement from A & L and noticed that the interest rates quoted have gone up quite a lot from last month. The monthly rates were 1.5626% for BT/purchases and 1.7366% for cash. The rate is now 1.8735% for everything. Fortunately I have just transferred the balance to a 0% card anyway, but shouldn't…
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lost credit cards
I lost internet bank credit card over christmas. I haven't received a new one in the post, the c/c account is shown as non-existent on my internet account homepage yet my bank is showing a Direct Debit for a sum of money. What can I do, or do I go legit and tell them?!? Ta :confused:
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WARNING!! Another credit card phishing scam???
Received this email today - dont click link!!!!! message is at bottom of posting X-Kaspersky: Checked Envelope-to: ????@????.plus.com Delivery-date: Fri, 24 Feb 2006 07:42:31 +0000 Received: from [221.208.55.87] (helo=ujim46xu.bhoofeoc.optonline.net) by ptb-mxcore01.plus.net with esmtp (PlusNet MXCore v2.00) id…
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Conran card - 0% b.t. for 9 months - beware BT fee increases
https://wwwn.applyonlinenow.com/UKCCapp/Ctl/entry?sc=1conranaff_OST&mc=CON-RS-40887-41018 if anyone is interested
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Amex £25 failed direct debit charge illegal?
In December I over estimated the money in my current account and as such a direct debit from there to my Amex credit card failed. As a result the Halifax charged me £39 and Amex £25. After a heated but polite conversation with the Halifax they agreed to refund the charge as a 'goodwill gesture.' Unfortunately American…
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EGG - Money & Card question
I have a positive balance on my Egg Money Card but a negative balance on my Egg Card. How can I transfer online from my Egg Money to pay off my egg card?
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Newbie - advice needed to start
Hi people I've been reading and searching,have tried to dohte claculation without much succes and i dont know which to achieve debt freedom asap. I'd like your appreciated advice. this is the picture: I owe on my Credit card ₤2500 and am still on 0% till end of April/06 RBS I have a ₤1,000 overdraft on my current bank…
