-
balance transfer help, please
Hi just found this site and wondered if anyone could help me. I have £3000 on my hsbc cc and £200 on my capital one. Im struggeling with the minimum payment on my hsbc card (£149 pm) so im thinking of applyin for a 0% btf card. There are so many to choose from , Im confused !!!! Im not the brightest with the cc thing so…
-
Using Credit Cards Abroad (DCC Scam)
Sorry if I'm breaking rules here but the original thread refered only to Spain (Last posts here: http://forums.moneysavingexpert.com/showthread.html?p=1633471#post1633471) I repeat my warning here as it's obviously becoming a widespread problem: Just got back from Dublin and had a nightmare of a time with this when trying…
-
Equifax "30 Day FREE Trial" - Cancelling Hassle
Does anyone have a telephone number, other then the 0870 one they advertise, for Equifax please? I have been signed up to their 30 day FREE Trial and now want out but they are insisting on requiring me to contact them on one of these insidious non geographic 0870 numbers which I know is going to cost me over the odds. I…
-
capital one no hassel plantnum
hi can someone please tell me is the card cover suppose to be free with this card or not. if not what is suppose to be free with the card thanks
-
Amex
I have just got my nectar statement in the post today, and there is an offer from Amex- use their card 4 times between now and the end of March and they will give 500 bonus points. Granted this is hardly something to get excited about but if you have the card anyway and you are planning to buy something why not use it and…
-
National Union of Teachers card
hey, i'm a teacher and a member of the NUT, got this link in a mailing from them today http://www.unioncard.co.uk/nut/p/default.asp?cmpCode=c As I am going to run out of my current 0% deal soon this looks perfect for me, is this a great card with no fee for BT that is 9 months interest free, or am i missing something? I…
-
extended warranty
barclaycard have scrapped their extra 1 year warranty on purchaces does anyone know of another card that gives it
-
need a 0% purchase credit card asap
Evening, I don't know if anybody can help me, currently i've just cancelled my barclaycard gold and mastercard credit cards. I have no debts and always pay on time, i rang and spoke to them and asked if they could give me the same deal as for the platinum card, as i want to purchase my martial arts membership now which is…
-
which to pay first
Hi I have 2 cards both with approx same amount on them one is 0% apr until jan 07 and the other is life balance at 7.9 and 6.9 % (two balance transfers) Which one should i pay first ? the apr on 0% assuming I cant change it when 0% runs out ? It then goes on to 15.9 % apr. Thanks for any help.
-
bailiffs ques?
a young mate of mine lives with his parents and recently got into debt of over 5k. basically nothing in the house belongs to him as his parents owns all the stuff. can bailiffs still come down and take stuff not in his name? cheers,
-
Card Update Info Needed
Hi Gang Been tarting for years and things dont look as rosie as they did 3 years ago. But i need to know about cash back cards. I have a Amex Platinum but struggle to spend upto £9000 i spend about £6500 so only get 1%. I also have a Conran Card which pays about 1% but this is accepted all over. I also have a Egg Card for…
-
Skycard payment protection complaint
Couldn't find anything on this in any of Martins articles so here goes. I took out a skycard cc and transfered some cc balances to it. On the 2nd statement I received I noticed a charge that had occured again - £17.25 for something called a payment protection break. I phoned them and asked what it was and they told me it…
-
In between Jobs - when to apply?
Hi there. I am due to start a new job on March 1st and would like to transfer two existing 0% interest free balances onto a new 0% deal in the next few days. I am looking at either the Lloyds (9 month deal) or the Halifax One Card (12 months) Obviously, I am "out of work" at present - having taken a week off between jobs -…
-
passing debt along to better my rating
I’ve opened a small limited company and have taken out a loan of 19K. Now I wish to raise the company’s credit rating as quickly as possible as there are a couple of things I need to take out that rely on me having a good credit rating. Now im young so I don’t have a credit rating at all (the loan was taken out by…
-
Capital One No Hassle Platinum
I applied for a Capital One Credit Card, as Martin suggested, for the Identitiy Fraud protection. I didn't intend to use it, as I like the "cash back" provision on my current card. I use cards for convenience and always pay them off in full every month. I was refused the card on the "evidence" of Equifax. When I got the…
-
egg money intrest????
if i pay 4,000 onto my egg money card and keep it there for a month will i get intrest and if so how much?
-
will i get tesco points with using paypal
if i spend on my tesco credit card , via paypal to some one else will i get points for it?
-
Credit cards with decent limits
I have £8.5k to transfer onto another card soon Does anyone have suggestions for a 6 months 0% card? (Ive already got the 9 months ones)
-
BT questions
I have two credit cards (one high interest & one 0%) and have only ever used my cards for purchases so please forgive me if my questions are stupid. 1) If i do a balance transfer to a new card does it have to be done within a certain time period ie when the card is 1st applied for or within a few weeks of opening the…
-
Threat Made By Collection Agency
:mad: :mad: can anyone advice me please. some one from a debt collecting agency has just told me they can put a charge against my house for the debt i owe the credit card company. it wasnt secured against my house at all. can they do this? i offerd to make regular payments but they wouldnt accept it,so its of to court ive…
