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0% balance transfer with only a 'fair' credit rating
Hi all, Does anyone know of a credit card with 0% on balance transfers, I only owe £150 now but I'm paying 19.9% on it with my current cc (barclaycard) I'd only need it for about 3 months as I'm paying £10 per week + my minimum monthly payment. I have a fair credit rating but had a default registered on my credit rating…
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How 'stoozing' could bring down the global economy
The artical is here: http://www.moneyweek.com/file/8842/how-stoozing-could-bring-down-the-global-economy.html
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%- - which please ??
2 cards, capital one platinum at purcheses@ 1.292 per month, and my co-op at 0.710 % per month,sorry i seem..thick but do i take it i'm better leaving my balance of 3000 with co-op,or any one suggest a better one,aint got 3000 to clear in one go. Thanks in advance..A.
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no new cards for me :-(
Hi everyone I havent missed any payments, got credit reports from experian and equifaq which said that my reocrd was good (although it took me ages to figure out what it meant) but ive been refused every credit card ive recently applied for. I wanted to ask you guys if I may have been refused because of not wanting the PPI…
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Can I get clubcard points for recommending a friend for a Tesco credit card?
I have a friend who is looking to get a credit card. I use the Tesco CC and have recommended it. (My friend is a sometime Tesco shopper). I just wondered, does anyone know if I can get clubcard points for a recommendation?? :question:
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Capital One: "You have been pre-selected to apply..."
Having been rejected twice for by Capital One over the past six months, I was surprised to receive a mailing from them the other day informing me that I have been "pre-selected to apply for a Capital One Platinum Mastercard". Does this mean that if I were to send back the application form I would definitely be accepted…
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I Love/hate credit card
Love it when it can paid the bill fast and with record that means end of month i can check the record of spending . Hate is when you want to repaid it and find out the bill is bigger then i thought . I find that when you spend money from cash to credit there is a lot of different . Say for instance you spend 300 pounds on…
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Getting a New Card
I am in the process of buying a house & getting a mortgage. Borrowing around £50,000 This aside im thinking of getting a new car , or well working out the possibility. I would need £4500. which i could probably pay out at a push but do not want to leave myself short when just omitting to a property. I have 3 credit cards…
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Help!!!
I currently owe £4000(up to it's credit limit) on an egg card and £1700 on a egg personal loan. I would like to transfer both balances onto a 0% credit card and become a "good Tart". I'm finding it difficult to find a credit card with an introductory 0% BT that will allow me to transfer a loan. Can anyone help me, i'm…
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Proving income when applying for CC?
Hi all I'm looking for a new 0% card. I've noticed that hsbc ask for a payslip when applying for their card. Is this a new trend? I'm self employed so would want to apply for a card where this question is not asked. I'm looking at first direct or virgin. I've been with them both before. Any thoughts on this? Any help…
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Credit Card for Car Hire Abroad Only
I am going to France in May with my sister and dad and as part of the visit I have booked car hire. One of the conditions is that I give credit card details when I collect the car. I do not have any credit cards as I m currently in financial difficulies with CAB helping me out with paying back debts until our house is…
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I'm worried....any advice?
Ok, here's the story! lol I've got £1000 on a HSBC c/c that is 0% til June time. Recently though i've applied for a couple of things and have been turned down....the Amazon c/c (i wanted the £15 voucher!) and a first direct current a/c (which was offering £50 for me to switch to them!) and now i'm worried that i'll be…
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Balance Transfer in France
Hi, Hopefully not to much OT, however does anyone know if there are any 0% or low APR balance transfer credit cards offered in France? Also any sites a little like this one for good consumer finance in France? Any help would be appreciated. Cheers, Daz
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A Friend Of Mine ......
About six months ago a friend of mine was diagnosed with a serious illness, at the time she owed about £3,000 on her credit card, of which a small amount was interest. As the illness stopped her working, she made a claim on her credit card insurance policy. Foolishly, after making the claim she stopped making any payments…
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Open savings accounts with credit card providers
it can be a quite complicated and time consuming process opening new online accounts. what i have found when applying for an egg card recently is that i still had a savings account opened and active from about 3 years ago - it only had about £3 in it but it meant that i didn't have to send all my proof of addresses and all…
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Credit card fraud help
Hi i recently had been a victim of credit card fraud. This happened last year nov... the credit card company said they would investigate which they did but it took a couple of monhs, They have reversed most of the fraudulent transactions except one... their reason is that they merchant held a lot of info on me ie my name…
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Credit card blocked my payment.
I tried to pay for flights today with my credit card and NatWest blocked the payment. I got confirmation of the booking before NatWest rang me to question the payment. Eventually I received an email from the airline asking me to ring an 0870 number to sort this out or I wont get the tickets. I rang it over and over but…
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Cancelling a Credit Card Without The Card
My girlfriend has 2 credit cards (Capital One and Llyods) that she hasn't used for over a year and doesn't plan to use again. There has been a statement from each card posted to her showing zero balance which is the reason I found out they were still active. Given she has destroyed both cards and doesn't plan to use them…
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Goldfish credit card /Morgan Stanley
Hi, we have had a Goldfish Credit card for some years, been happily getting points most of the time 1p a pound, but last few months half a penny per pound to be spent in various big shops, we always go for Dixons,Currys,PcWorld, can always use them there and they do mount up, just bought a burner for our computer with…
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Capital One 0%
Wasn't sure where to post this but I've an application form for a card with 0% until June 2007 on balance transfers. I can't use it as I've already got a Capital One card so it's free to anyone who wants it. There is a 2% fee and also you can't apply if you've already tried in the past six months.