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Egg 1.9% offer
For those (myself included!!) who might be having difficulty in the 0% stoozing stakes at the moment: 1.9% pa fixed until 1 July 2006 from now until 28 February 2006 on balances transferred to your Egg Card. From 2 July 2006 you'll pay our standard rate, currently 15.9% pa variable. For each balance transfer made there is…
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Mint Cheques Not Arrived
I have had my Mint card 4 weeks tomorrow now and am still waiting for the Cheques to arrive for me to transfer cash t my bank account. I called them last week and the rather unhelpful girl on the phone said " they usually take around 3 weeks". When I pointed out that WAS 3 weeks she just repeated that line again. I gather…
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Electoral Register is driving me mental
Hey, I'm hoping someone can offer some advice. I moved into my current house around 9 months ago, but due to the annual survey, I couldn't update the electoral register immediately. The register is out and I'm definately on it - the only problem is that none of the CRA's have me being on it on my file. When I called, they…
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Credit Cards
Hi, This may be a daft question as I am new to the board.I have a Marks & Spencer,RBS,egg & halifax cards that are all nearing the end of their 0% interest period.Can I move a balance on to another card under the same supplier e.g.Marks & Spencer to HSBC?
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left it too late for balance transfer?
I fear I may have left it too late to apply for a new card to take advantage of Balance transfer. Any suggestions? I've £2750 in debts on 0% Cards. Both have their zero interest periods due up on 1 Mar, so it's time to sort them out. I originally intended to transfer the debts to a new card, but I think I've messed it up.…
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Refused for every c/c applied for
Hi Ive got a good credit score (excellent), never missed any paymenmts etc but ive been declined every credit card ive applied for lately. I do have a £15k loan with tsb and about £8k on a a&l (part of mnba) card but never had any problems with payments etc. The only reason why im getting another card is because the a&l…
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Revolving balance?
Egg's credit card advert mentions 'revolving balance' in the small print. Does anyone know what this is?
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Help with Credit Cards?
Im new to creditcards and the like, waht with me being 18 and all. i have read about creditcards, mianly the cash back cards which i think would be more suitable to my situation, my primary use would be purchasing on the internet. but if i could make money on from using cashback its quite likly that i would. it would be…
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Instant Decision Credit Cards
I am interested in any credit card who gives instant decision and only uses equifax credit agency as i have a high score with them
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Barclaycard International number needed please
Hi there, In need of a quick reply please from anyone with the answer (should be loads of you out there with it). I have thrown out all of my Barclaycard statements so cannot look at the back of them, have searched this forum as I know the answer is here because I've seen it before but cannot find it. I have looked at…
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Money to charity (CAFOD) - costs you 0!
Anyone interested? I've just discovered that Co-op bank are doing a deal (until 31/3/06) of giving £ to CAFOD for just opening a credit card. They have 3 to choose from (including free 0% balance transfers for 6 months on 2 of their cards). Open an account by 31/3 and £20 goes to CAFOD (ususally it is £15). SO IF YOU THINK…
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Fraud Flag on Credit Report - Advice please!
A couple of weeks ago, I transferred two credit cards onto my Barclaycard, which I hadn't used in about two years. The two credit cards were both in my name and regular payments had been going to them from my Barclays current account (which Barclaycard have details of). The following day I received a phone call from…
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direct debts and credit cards....
I know this might sound silly but how can i set up a direct debt to pay off the minimum amount each month? :confused: I am with capital one and I always pay my balance off in full when the bill comes through the door (using online banking) but how can i set up a direct debt for them to automatically take the minimum? Also…
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using credit card to pay holiday balance.
hi there , shortly i have to pay the balance for an upcoming holiday . i would like to pay it off using my credit card ...since my credit card offers incentives for usage .... however i have been told that the travel company will charge me an addiitonal 2.5% if i pay by this method....since the balance is for 3000 pounds…
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Credit Cards - Going Back?
Hi There, I'm about to start 'tarting'. I was wondering, once you have had a credit card, used the 0% period then closed it down, are you ever able to have the same credit card again? Dave
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Card no and expiry date on receipt
I'm not sure that this is the right board, but I wanted to know now many people actually realise this is an issue. I have noticed for years that certain shops use those little card machines that print all your details on the receipt, and I'm careful to get rid of them safely. When I mentioned this at work no one realised,…
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Skycard
Hi there guys, I am new to this. Basically i want to buy an apple laptop but would like to have an interest free period on it so that i don't have to shell out the cash all at once. I have the cash ready but just don't want to part with it in one go. I thought that this card looked very good as it offers 12 months interest…
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Skycard
Any good?? Credit Limits?? Decision Time?? I just wondered what feedback you guys have on this card....I have a Barclaycards Platinum Card with £9k limit and £0 Balance...will this have any impact??
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Credit scoring - Amex platinum credit card
Hello, I recently applied for the american express platinum credit card but received a reply letter stating my application would not be progressed taking into account the credit scoring. I have written to both Equifax and Experian using the proforma letters from this website and await replies but what are the key factors I…
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Credit Cards are for MoneyWastingExperts
The overuse of credit cards for purchasing absolutely everything and anything means that we are paying through the nose for the privilege. Rather than celebrate cashback and the interest free period if you pay your balance in full, MSE's don't comment on the fact that the price of goods and services are inflated by the…
