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Halifax One Balance Transfer fees
I have a Halifax One card, is it possible to avoid the balance transfer fee or get it capped on balance transfers? I've had it over a year.
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Which Credit Card
My wife is looking to get a new Credit card....Any thoughts on which one? No balance on existing one and one average will spend £100 per month on new card, as well as paying full balance off every month. Thanks in advance Stewart
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HSBC CC - the solution?
Extract from my post on Friday 10/2: My documentation arrived back on Tuesday of this week with a compliment slip. Time being of the essence (I have an urgent BT to complete in the next two weeks, otherwise I don't need the card) I phoned up this afternoon to enquire about progress. 0800 number first, then an 0845 but…
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vanquis visa card
i know a lot of people dislike the vanquis visa card but to someone like myself who has had awful credit problems in the past,all of my own doing, it has given me a last chance.also to any one interested they have just changed a couple of things on the card.. no annual fee now at all,and minimum credit limit of 250.00 not…
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Possible Identity Theft please help
Hello All, I am a newbie to this so any help would be greatly appreciated. I applied for a Natwest Credit card online around December and in mid January I got a letter from Natwest saying contact them because there had been suspicious transactions on the account, at this time I had not even received the card yet so I guess…
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Charges
More advice please..... Over the weekend, my other half and I were talking to a friend who happens to be a Bank Manager (Barclays Bank) and we were talking to him about claiming back charges and late payment fee's, on current accounts and credit cards, and the success that many others had had in claiming them back. He told…
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Experience of closing Capital One and Llloyds TSB accounts
I'm having problems with both of these guys closing my accounts. Everyone else seems to have done it straight away in the past except these guys. Anyone got any experience of timescales? Lloyds : paid off my bill in full and cancelled in late December. Checked my credit report, and at the last update (22/1/06), it claimed…
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Egg Card - The Most Audacious Scam Ever?
I've just received the most incredible message from Egg when I queried an interest charge they made on my account, despite me paying the balance off in full: So basically, unless you pay the full balance by Direct Debit, it doesn't matter whether you pay it off in full by another method or not! And I certainly did not know…
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Barclaycard (Initial).
Hi Got a Barclaycard (Initial) 9 months ago with £1,100 credit limit. I transferred balances of 2 cards too it at a promo rate of 6.9% LoB, that used up 75% of the credit limit. I paid it all off to a zero balance then rang again to transfer another balance of £400 on the promo 6.9%. It was refused. I asked why and…
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Mortgage Vs Credit Cards
Help wanted??? Should i pay £2000 into my credit card to save paying interest or should it go towards reducing my mortgage. This £2000 came from an endownment payback.
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0% Balance transfers for overseas residents
Does anyone know of a credit card offering 0% or very low interest transfers on new accounts to overseas residents? I live in France and currently have NatWest credit cards linked to an Advantage Gold account. Thanks
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Co-operative Bank Credit Card
I applied for a Co-op credit card on 15th Jan as recommended on this site. I applied on line and have not heard anything since. Has anyone else had a problem with the Co-op?
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Pay off balance and/or stooze
Having just secured a 9 month 0% cc min payment £5 a month I have balanced transferred £3.5k of debt over. My question is that they have given me a credit limit of £15k - is it worthwhile doing a super balance transfer for remaining £11.5k into a savings account for the nine months ? It seems a shame to have it available…
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vanquis card for gambling transactions
hello, i'm just wondering if anyone here who has a vanquis card has tried it with online bookmakers/casinos. could you tell me if vanquis treat these deposits as regular purchases or as cash advances.. *awaits everyone waffling on about its high apr as though it's new news!!*
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Best Credit Card - 9/12 0% months and money back - which one?
I've never had a Credit Card but been pre-approved on offers etc from my banks & never been in debt (apart from mortgage). I want a CC mainly for Internet Usage as currently use a Debit Card and it's not as Safe, so want a CC that has Internet Fraud protection. I don't have to transfer any debts. Cashback would also be…
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Credit Cards and Cheques (MINT)
Just registered so hello everyone - top website :) Decided to stop paying interest on my cc balance with Capital One - especially as they keep putting their rates up so switches the balance to Mint. However, a few days in I got some cheques in the post. According to their paperwork it says the following: "For each balance…
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Needing money for a mortgage payment
Apologies if these are dumb questions but i have a mortgage of £130K with HSBC they are offering a fixed deal at 5.19% found much better deals on moneysupermarket so plan to move to yorkshire BS who with do 4.38% fixed for 2 years (fee = £500-700) I was wondering could my wife and I not get new credit cards each and borrow…
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Anyway around Barclaycard balance transfer fee?
Apologises if this is covered in another thread (I have searched, but can't seem to find).. is there a way around paying a fee to transfer a balance? I am a current Barclaycard holder and I want to throw on the card about another £350 from a Virgin card. I thought the Virgin card was clear, but turns out it wasn't and I'd…
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CC underwriters
Hi, i recently came across a list on here of financial underwriters each cc company uses but i cant seem to find it again. Can anyone help please? TIA Kelly x
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Natwest - Normal and Platinum - transfer credit limit possible?
I have just managed to secure a NatWest Platinum card (9 months free BT for existing Natwest current account customers, 2% fee for others). I already have an old NatWest card which I have not used for years but has a really good credit limit. Does anyone know if it is possible to transfer the credit limit from this old…
