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advice needed
just got £8000 limit on new card, can i bt £7600 to my wifes virgin card which she owes £5000 and transfer the extra £2600 to my savings thanks.
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Barclaycard forgot to charge me ???
Hello everyone, any advice would be much appreciated I paid for my ski pass in resort on the 13th Jan 06 I used my barclaycard by filling in one of those voucher slips the amount was 210 euro's, as yet nothing is showing on my account I have a zero balance on the card apart from the possible pending ski pass I was going to…
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Complaint letter advice please.
I have been charged a £15 fee for payment protection cover on a credit card I have not used in over a year. I cancelled this policy approx 2-3 years ago. The credit card company will do nothing and the payment protection people will not refund the £15 to me. They state my only options are a)keep the protection or b)cancel…
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accepted by hsbc refused by halifax- nationwide?
hi we r going to america next month and really like to take advantage of nationwides zero fee for charging abroad. having been with halifax for 22 years of my life i was refused a credit card they used experian. wife and i have a joint account with hsbc only been with them for 3 years and they have accepted us for a credit…
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Tesco Credit Card
Apologies if this had been mentioned before, I'm new to the forum! I noticed that the're are a few posts regarding a 2% balance transfer fee on some credit cards and if anyone isn't already aware that is also the case with Tesco's credit card (up to a maximum of £45). We applied for it last month it as I shop at Tesco…
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Halve your virgin credit card rate!
For anyone who has a virgiin credit card (and maybe any credit card?!) this might be worth a try:- I have had a virgin credit card for a year- I took it out for the free balance transfer after reading one of Martin's articles. I paid back the balance in full at the end of the interest-free period and haven't used the card…
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Capital One My Photocard???
Hi, I'm new to this, so please bear with me. I applied for a Capital One card in December 2004, and was accepted. This was great for me as I have bad credit and wanted something to improve my rating. Has anyone had any experience of this actually improving your rating as I have applied for another couple of cards lately…
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Extortionate Interest
I have an HSBC credit card with a limit of £6,200. Foolishly I went over this limit without really realising until it was too late. Originally HSBC wanted a lump sum payment of around £600 to settle the over spend, which I laughed off as I hadn't gone over anywhere near this amount. After a lot of arguing with them, a…
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Alliance Leicester Question
Can I just check that this card allows you to pay money direct into your bank via the transfer cheques and that the fee for doing it would be £50 max. I need a new card soon and this could be the next. Also being MBNA I would expect a decent credit limit.
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Goldfish/MHA Final Settlement, Help!?
Can anyone please advise - i currently have a Goldfish Card with a 4k limit, it stands at around 4700 and hasnt had a payment in around 5 months. As such it has gone to a firm called MHA or the Moorhouse Agency. Now i want to settle with a final settlement payment and have read on here about the potential for negoitiating…
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can you have a surplus on a credit card account? ONLY BT 90% of credit limit??
Halifax website they do not deal with Egg Money ('this financial institution') when requesting balance transfers. I was also told it is now policy to only allow a BT of up to 90% of max credit limit. Its not in my TandCs as far as I can see. And I cannot increase my 5500 credit limit for six months on halifax one after i…
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should i get a Nectar card?
I have Barcalycard Visa, pay it off each month. Now they don't give Nectar points I was think of getting a Nectar credit card, given that I do my shopping and buy petrol at Sainsbury would that be a good idea do you think? Are the bonus point still available?
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0% balance transfers to credit card from a loan
Hi Does anyone know which credit card companies offer 0% transfers from a personal loan ? (other than Egg or MBNA) as I already have their cards. Thanks Helen Welch
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Itchy Feet!
Hi guys! :D I'm after a bit of advice. Just been accepted for the HSBC 0% for 9 months card. Don't know the credit limit yet. However, I want to apply for another card. Either another 0% or a low life of balance card. Am I likley to be accepted? :confused: My credit rating in December was about 657/poor! But since then…
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Closed card on experian
Hi, I had a Halifax CC a few years back for BT. When the time was up I repaid the balance. Didnt think any more, just didnt use it. When the card expired they said they wouldnt be sending me a replacement as I hadnt used it for almost 2yrs. I thought that meant they had closed the account, which was ok with me. I got my…
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Balance transfers
I have a Barclaycard with a limit of £2500 and £1500 outstanding APR 17.9%. I want to transfer £900. ARP 20% from a Citi Card to the Barclaycard taking advantage of their 6,9% life of balance rate. Is this a good idea as a last resort to save some money or should I try and get the Barclaycard down to zero by moving the…
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Lastminute credit card...
... way back when (October?) I applied for and got a Lastminute CCard (following MSE recommendtion for the £20 freebie). Card duly arrived; I spent on it... still waiting for my £20... T&C state that you should get it "within 60 days" Has anyone managed to get this? I can see no mention of this (or any mention of CCard…
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Removing credit card default
Guys girls, can you read this letter and give me some feed back. Without Prejudice Date: 14th February 2006 Re: Natwest credit card default Dear XX. Xxxx: Please let me first thank you for taking the time to read my letter. I am writing regarding to the account registered at; Address: xxxxxxxxxxxxxxxx Account holders name:…
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Post Office Credit Card!
Hi, I just applied online for the post office credit card, No bad I thought 0% B.T for 6 months and no B.T fee, I was accepted online but have been allocated a £500.00 limit. The B.T I am planning to make is about £1100.00. Is it worth calling Post Office when I recive the paperwork to ask them to increase the limit or am…
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Egg Card -BT 95% Include Fee?
I have just got an Egg card and I want to BT. Does the 95% BT rule include the BT fee, or can I just calculate the 95% and the Fee will be added on top?
