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Egg Card -BT 95% Include Fee?

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I have just got an Egg card and I want to BT. Does the 95% BT rule include the BT fee, or can I just calculate the 95% and the Fee will be added on top?
Lightbulb moment - 29/01/2007

Debts

HSBC Loan - £1903.55
N&P Credit Card - £1933.21 0% till May 07
M&S Credit Card - £1376.36 3.9% life of balance
Mint Credit Card - £2384.48 - 0%
Egg Credit Card - £1102.36 - 0%

Total £8699.96 as of 26/03/2007

Debt Free Date - Dec 2008

Comments

  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Go onto Egg Money Manager and ask them directly. Unless someone works for Egg you may not get a %100 correct answer.
    In debt no more!
  • Jazzking
    Jazzking Posts: 293 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    I'm fairly sure that the 95% does not include the fee although I've never BT'd up to 95% so wouldn't know. Probably one of the reasons that it's set at 95% of your limit is so the fee can be added without taking you over your c/l

    Like loubie lou says though, double check with egg first!
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