📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Post Office Credit Card!

Hi, I just applied online for the post office credit card, No bad I thought 0% B.T for 6 months and no B.T fee, I was accepted online but have been allocated a £500.00 limit. The B.T I am planning to make is about £1100.00. Is it worth calling Post Office when I recive the paperwork to ask them to increase the limit or am I wasting my time,

If you have had the post office card how have you found it?

Any advice would be great,

Thanks

Comments

  • lindabea
    lindabea Posts: 1,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do you see any reason why they gave you such a low credit limit? If not, you have nothing to lose by phoning them up and ask for a higher limit. But I would phone them now before you receive the paper work. If they don't increase your limit, you may want to tell them that the card is of no use to you and there's no point in going ahead with your application.

    I think the Post Ofiice tends to give low credit limits on their cards.
    Before doing something... do nothing
  • By all means ask them, but there is every point in going ahead with the application, else its a wasted credit check
  • maforduk
    maforduk Posts: 625 Forumite
    By all means ask them, but there is every point in going ahead with the application, else its a wasted credit check

    What he said, You can still use it for £500 worth of 0%! :)

    Don't waste the chance.
  • maforduk, I'm not a "him" last time I looked, LOL!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.