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Virgin CC
Applied for a Virgin Credit Card, I got accepted phoned to do a BT, today the pin arrives. As yet I haven't received any paper work to sign an send back. Anyone else think this is odd??
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Should I cancel store cards?
Hi all, I have about 4 store cards (Topman, Debenhams, Selfridges, Harvey Nichols), all of which are empty and I haven't used any of them with the exception of the Topman card for about 2 years (when I use the Topman one, I pay it straight off). I'm not worried about the temptation to use them as thats not really been an…
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Credit Expert from Experian..help please !!!
Hi, I am in a stinking mood right now and want some advice, thoughts and help if you can. I joined 'credit expert' from Experian 2 years ago, have been paying the £49 (I think that's what it cost) a year to be able to access my credit files held by Experian. I moved house last September from England to Scotland and have…
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Has the Halifax lost the plot
I would welcome any advice/comments please. My sister has had a current and savings account with the Halifax Bank for years. she also has a Halifax Credit Card. Yesterday her husband received a letter from the Halifax Bank with a new pin enclosed (he does not bank with the Halifax and has no connection with them) My sister…
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Visa oro?
http://www.sanscemo.com/index2/modules.php?name=MS_TopSites&file=in&id=31 Push the bottom "vota per questo sito"... :money:
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Paying for vehicle repairs on credit card
Can anyone help me telling me where to start with this one.To cut a very long story very short indeed, after waiting two weeks for a 3 day repair- job, my husband collected his van yesterday, after having a new (reconditioned engine) put in. Both fan belt and drive belt had been replaced as part of the repair. He did a…
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Um, does it usually take this long.....?
Hi, starting to worry. Applied for a card several times online and was rejected. Finally accepted for Amazon Mastercard, not a big credit limit but that's ok When the notes to confirm my details arrived, they had called me a Reverand! (I'm not) I was in such a rush as I applied at work I must have ticked the wrong box! I…
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hsbc credit cards
hello, i have never had a credit card before, so i presume i have no credit history. i believe the best place to try first is your bank. fine. so i'm with hsbc and after looking at their site and internet banking it seems the credit cards they offer are mastercard. that's no use to me really, as i want a visa card. can…
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Barclay card cheats
Something I read in the free paper London Metro ( money saver). A spokesperson/ manager at Barclay card admitted that for those people who pay the card off in full and on time, they bring the payments forward occasionally to increase the late fines. This means that sometimes you will not get the full interest free period.…
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Newbie needing help
Hi there my brother is 35 and just back in the UK after living in the USA for about 7yrs and wanted to know how 2 go about obtaining a credit card and a loan or either. whats the best way to go about all this. thanx for your help
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egg money manager free £10
Not sure if this is the right board, so appologies if not. Just noticed that Egg will give you £10 if you register a non Egg account on their Egg money manager.
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Beware credit card fraud
Please find attached an e-mail I received from a friend of a friend at Barclays about a potential credit card fraud. I thought you might appreciate the warning! Best wishes, Quote: This information is worth reading. By understanding how the VISA MasterCard Telephone Credit Card Scam works, you'll be better prepared to…
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Credit card insurance
I have just joined the "tarting club". Have just sent off to HSBC for a BT. 1) Just wondered about Card Protection. Always had it before, and it came in handy. I don't intend to spend on the card ( I gave up spending 4 yrs ago) but don't want to leave anyone with the debt if the "grim reaper" should call early. I read a…
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Insurance
Hi, I am after a bit of advice if possible. I currently have 8 credit cards and I am paying protection insurance on all of them.As you can imagine this works out expensive every month,and I never see the balance get any lower. I was wondering if insurance was neccessary(I'm employed, same job for 15 years, but going self…
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Initial sighting of a new CapitalOne offer until Sep 2007
A poster on the stoozing site is reporting that his other half has received an invitation for a capitalone card with 0% until Sep 2007. Details here Clariman
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Credit Card Dilemma
I was made redundant on 31st December and so am currently not working and living on my capital until a new job can be found. I have £6,400 of debt on an egg mastercard at 15+% interest. I have about 6 other credit cards all with a nil balance. I want to try and get this egg balance shifted to a 0% interest deal but don't…
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capital one and electoral register
HI everyone, Just applied to Capital one CC. I saw that they've checked my equifax report. My equifax is very good rating, but I am not on the electoral register as I am not European. Do you think this is a problem? Does anyone have a capital one cc without being in the electoral register?
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Egg Card Anniversary Offer
As you will all probably know, Egg offer 5 months interest free on balance transfers on the anniversary of your start month with them. When my anniversary came along last year, I transferred near to my limit from my egg card to offset the cost of interest on an Intelligent Fincance loan i have for the 5 months of 0%…
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Capital One Credit card 18 month intrest free
You will remember Martin Special link last year for 18 monthes intrest free transfer well i phoned ,yesterday as had failed to record the interst free close date first time round from excitement Well they asked, "did I want to do a further transfer from another card intrest free untill November 2006"closing date of offer…
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Mint Credit Card
I applied for a mint credit card online and when I did this I asked for a £1800 balance transfer from my other virgin credit card where the 0% has recently expired. I have been approved for the card, signed the agreement and recieved the card along with a letter telling me that they cannot transfer the £1800 balance as my…