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I can't get a Visa with Nationwide!!!
I recently applied for a Nationwide Flex account, and they just sent me a cash card. I've called them to try to upgrade to the Visa Debit but for some reason they won't allow me to have it. They checked my credit-rating with 'Experian' and decided i'm not eligible and there's nothing they can do about it, they won't even…
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Need a 3k limit for purchase - best card to apply for?
Hi - I'm looking for a new CC which will offer me a limit of 3k as I need to make a purchase of 3k for some double glazing. Looking for a 0% introductary offer also. Not asking much! Currently earnign 20k+, with two existing credit cards - Goldfish 8k limit (paid off each month) and RBS Gold 3k limit (0% offer expires…
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PayPal payment with € credit card
I wonder, has anyone tried this before: When sending a foreign currency amount, PayPal does the currency conversion, not the credit card provider. If you send a € amount using a (foreign) € credit card from PayPal UK, does PayPal convert to £ and charge the £ amount to the card assuming it is a UK credit card? If this was…
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Capital One - Lots of Hassle!
I applied for a Capital One No Hassle Platinum Card as I wanted to use it on holiday. I applied online, was accepted and had my other credit card balance transferred. The card did not arrive in time so I paid off my other cards balance by the due date to avoid interest charges. When I returned from holiday the card had…
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how long does it take to process? RBS..
Hi, Today I sent off my application (via post) for a RBS credit card, 9months int free etc.. I was wondering how long these things usually take to go through? Any chance of getting this before xmas do you think? Many Thanks
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Tesco - My account is locked,they don't know why ?!
Is anyone else having a problem with Tesco credit card - standard not finest. **LONG POST, BIT OF A RANT! ** On Sat AM, I couldnt obtain my transactions via the online service, thought it was a little odd, but hey IT issues happen all the time, so I rang instead for a balance. I recently did a BT from MBNA, so only had…
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Nationwide Credit Card - don't bother because they won't
Following the recommendations of this site on the page "The cheapest way to spend overseas", I signed up for the Nationwide Credit Card to avoid the usual optional fee when spending on holiday. Six weeks after applying online to Nationwide, still no card. Having rung Nationwide's call centre and visited their branches, the…
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Is this the end of EGG BFT's??
Just received the following e-mail from Egg "We wanted to get in touch to tell you about a special offer we currently have on balance transfers for our Egg Card customers. What's happening? If you move your balances from any other credit or store card, loans or overdrafts to your Egg Card before 31 December 2005, you'll…
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Stoozers-I need your advice
hiya- just joined today and need your advice. i am debt free with exception of mortgage and thinking of giving this a go using the SBT method. Is ABBEY still one of best cards around for fee free balance transfers with SBT facility? i take it you then just max card out by transferring to your bank account and then select…
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Very odd experience applying for an Egg money card.
I just went to do an online application for the Egg money card. I was rather confused by the web interface. Which was odd. After selecting "I have not applied for an Egg card before" and filling in name, postcode and date of birth is went through to a screen for secure log on. Obviouslly, being a new customer then I…
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Incorrect Info Held On Credit Report
Incorrect Info held on credit report Hi I wonder can anyone help me!!! I am new to the site and am currently trying improve my poor credit rating. I have obtained my credit report from 1 of the CRA's and viewed the info held. My credit report states I have a default from 2003. I am sure this is a major contribution to my…
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Amerrikan Xpres
Just reading through my American Express Platinum statement dated 28/11/05 reading about their offers at Harvey Nichols and Hamleys in London. Their are no less than FOUR spelling errors. On a Bank Statement! 'Edinburgh' is spelt 'Edingburgh' 'christmas' is spelt 'chstimas' 'guarantee' is spelt 'guarentee' and finally…
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Ban pre-filled application forms
My first post! I don't know about other members but receiving junk mail application forms from credit card and utility companies which already have names and addresses filled in makes me mad. We are frequently warned about identity theft, isn't this simply helping the criminal? I noted recently the excellent petition run…
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Amex L.O.B. better than a loan?
I've done a quick search and can't find a specific answer to my query. Here goes- I currently have about £10'000 stoozed in savings from 0% cards. I have the amount in savings that I need to pay back the cards. I am planning on a change of career and need a loan to pay for the training. I've been looking at the Amex…
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Offset credit card
Does anyone know of anyone who would let me pool my resources by allowing me to offset my credit card balance against a current account/savings account? Intelligent Finance used to do this but withdrew it a few months back as it was unprofitable. Any help much appreciated.
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Egg Money
Are there really any useful advantages to this card, other than some of the cashback at some of the online retailers? I just applied a few mins ago and got accepted, in the true moneysaving spirit of saving an extra £50 on a new mac mini from the apple store. This is all i really applied for, because the apple education…
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Which card
About to apply for new credit card to use for travel expenses, balance will be paid off each month, but which one?
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Credit card lenders to pool data on debts
http://thescotsman.scotsman.com/business.cfm?id=2343562005 FOUR lenders have unveiled plans to share information on their credit card customers in a bid to spot those getting into financial difficulties. Barclaycard, Abbey, the Co-operative Bank and Egg will share data on how much is being spent on a card each month,…
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Longer relationship with your credit card company than your partner?
I heard on the radio yesterday that the average time a person has been with their credit card company is 9 years. Clearly not enough people have heard of this site, I bet many of them are paying interest - but I suppose without them giving the CC companies the profits we wouldn't be able to get 0% deals. My marriage didn't…
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Balance transfer help
can a credit card debt on one persons card, be put onto another persons card.
