Which card

alan17c

About to apply for new credit card to use for travel expenses, balance will be paid off each month, but which one?

Penny-Pincher!!

Hiya

Hows about a cashback credit card? I use Halifax one and pay in full each month and the points/cashback add up quite quickly and they just credit your card on the anniversary date.

Youve also got the Nectar American express card now which looks good and earn points that can be spent in loads of shops. I dont personally have one but am considering for next year when 0% runs out.

Good Luck

Penny-Pincher!!
xxx

balgobin

If you pay the card off in full each month I'd said you should go for a cash back card. wouldn't like to say which one- but someone else may advice.I use Citi and morganstandley
But if when you say travel expences they are abroad that's a different set of
circumstances and there is a debate about exchance rate and charges.

grumbler

balgobin wrote:

...But if when you say travel expences they are abroad that's a different set of circumstances and there is a debate about exchance rate and charges.

For purchases abroad Nationwide credit card is a clear winner without any debate (for cash withdrawals - Nationwide debit or cash card): The cheapest way to spend overseas: save 6% (or Overseas Spend link in the blue box above). Saving 2.75% on currency exchange loading is better than any cashback. For UK spending see Cashback and Rewards links in the same box above.

abe999

Cashback Every time for me!

HGLTsuperstar

If its for work expenses, so you claim it back, then dont worry about the foreign currency charges, and go for cashback! Else get 2 cards, cashback in the UK, and Nationwide for overseas