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If ypu have a new Amex Nectar Card watch the balance transfer rate
IF YOU APPLIED FOR THE 5.9% TRANSFER RATE CHECK YOUR STATEMENTS To cut a long story short ... I applied for the 5.9% balance transfer rate. I have been charged 12.9% After a lengthy telephone call in which at first they said the interest was correct, eventually they admitted there was a technical problem and it would be…
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Which institution uses which CRA?
Apologies for the question: Somewhere on this site I saw a list of banks and credit card providers indicating which of the credit reference agencies they use. I don't seem to be able to find it again. I'd much appreciate it if someone could provide a link to it.
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Morgan Stanley credit agreement.
I have recently reapplied and been accepted for the MS Card and duly received the credit agreement 10 days ago. Thy are offering me zero percent from account opening for six months. However I wish to delay sending back the agreement because I do not wish to take up offer until end of the month. My question is does the…
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Best Balance Transfers / MoneySavingExpert.com discussion area
This thread is now closed to see the new thread, please click here. This discussion relates to the fully updated Best Balance Transfers article. Click on the following links for the Quick Read and Extended Versions Please click reply to discuss.
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EGG Card - Anniversary BT Offer - CHECK!
Apologies if this has been mentioned here recently, but even if it it has, it's so important and Money-Saving that everyone with an EGG card needs reminding. EGG are NOT telling their EGG Card (The Green one) customers when their individual Balance Transfer anniversary offer month is. To recap, Egg offer 5 month 0% up to…
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Free Pampering Voucher from IKEA if you take out their store card
Apologies if this already exists as a thread - please delete it mods. IKEA Bristol yesterday were touting their store card. If you applied for one you were given a voucher for a pampering session at one of several places in the region. Not sure if this is only happening at Bristol or is at other IKEAs as well. If you…
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Sainsbury's Bank... not fresh thinking
Hi, new boy Toby here. Recently took moneysavingexpert advice to become a creditcard tart. As my Halifax 0% was drawing to a close, I switched to Sainsbury's 0% so I don't pay charges on my #3500 debt. That was in September. My October bill arrived with #16.86 balance transfer fee (charged 0.482%). I complained in early…
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nationwide 0% interest card for purchases..
i have a flex account with nationwide which i use mainly for transactions when abroad. i have an abbey credit card now paid off which i no longer use. however at the moment i need some cash flow so i am thinking of getting the nationwide interest free card. what are the conditions to get this. i remember a website which…
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West End Shows
Hello I am going to London on the 15th Dec, and wondered if anyone knew of a good website with cheap westend tickets interested in musicals more than plays. Thanks note- sorry I thought I had come out of the credit card section before posting..
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Help with cc please?
Hi guys I am new to the forums but I've been watching all your threads over the past few weeks. I have applied for a few credit cards and been declined by Halifax One card it was the 12months 0% bear in mind. So I thought I was punching above my weight a little. So I've tried for Capital One card one of the high interest…
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About time
As much as I believe it is down to the individual to control their urges, I'm glad that the banks seem to be moving in the right direction.... http://news.bbc.co.uk/1/hi/business/4489222.stm
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Credit card debt
Hi folks, I have 2 credit cards that I am having problems paying off. The first is a Natwest visa card. Like so many others I took out a personal loan from the bank, obviously I needed money so they offered me a credit card at the same time. Now I have a problem paying the card off (£2000.00). Also I have a Goldfish card…
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Best way to clear a credit card balance??
Hi there - can anyone offer some advice as to the best way to clear rougly £6000 on a Mint credit card? My 0% honeymoon period has long since ended. It seems that my options are either transfer to a 0% credit card for a period of time, or take out a loan. I've never done either before, so if anyone can offer some advice on…
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Bank mis-advice!! Please help me!!
Hi - I am looking for some guidance! I went to see my bank for a full financial review, thinking I was being sensible! I had what I thought was a good session, and discussed my credit card balance. The advice I was given was to apply for a new credit card and transfer the balace to it for a 9 month period at 0%. This was…
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Help! Poor credit rating = no credit card
I was wondering if somebody could help me. I've got about £1500 on a credit card and put it this way over £15k on a loan - i really want to consolidate the whole lot as i am currently paying about £490 a month with Egg. I always, always make payments on time, and have never had any ccj or anything - yet, i don't seem to be…
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Problems with New Look card payments
I recently took out a New Look card as I was getting 15% off a winter jacket. Plan being -pay it all off and cancel it. Paid it off 3rd Nov and got a statement last Friday showing they'd received nothing! Phoned the bank, they confirmed a payment had gone through, so they did some digging. Turns out New Look have changed…
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Cap1 have closed long 0% plat card offer
Today Cap1 have closed 0% to 1st Jan 2007, plat card to "new applicants". So another door closes, and the screw turns a little more. This site must have inflicted deep wounds. ;) Edit Should say reportedly closed, according to a BBC report, yet online application process still available. Might fill one in to see what…
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0% Balance Transfer Credit Cards
I am up to my credit limit as far as new credit card applications are concerned, and can't risk another credit search. However, I was wondering, is it possible to apply for a balance transfer card only and if so does this mean the credit card company will do a search. I'm not actually applying for new creditas such only…
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bill paying....
i always pay my monthly bill online through my online banking service (on the date printed on the bill) then if i have any money left at the end of the month i then go to the bank and use my bill to pay more unless i cleared the card on the first payment. now i have phoned the company and asked if i pay my bill before the…
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new scam...
just had the following message sent off a mate - seems quite an easy scam!!! === This is a scam that we have been alerted of at the PD, just wanted you all to know about it so you don’t fall victim. FYI, I believe that the numbers on the back of the card are the CV numbers (card verification?) WARNING...New Credit Card…
